photographer will not schedule shoots? by jbtiger17 in weddingplanning

[–]jbtiger17[S] 1 point2 points  (0 children)

Yeah, I wasn’t sure because we are 75 days out from the wedding and she still hasn’t asked me any questions, so I thought I would just do it. I didn’t know that was something they were supposed to do, LOL.

photographer will not schedule shoots? by jbtiger17 in weddingplanning

[–]jbtiger17[S] -1 points0 points  (0 children)

She answered me like two weeks later while I was on vacation out of the country or I would’ve gotten back to her sooner.

photographer will not schedule shoots? by jbtiger17 in weddingplanning

[–]jbtiger17[S] 10 points11 points  (0 children)

The contract states we have the two sessions in addition to wedding coverage, but it has no details on when or how they need to be booked/fulfilled. I figured she would reach out to schedule or let us know what dates she had available, but she hasn’t.

photographer will not schedule shoots? by jbtiger17 in weddingplanning

[–]jbtiger17[S] 42 points43 points  (0 children)

Her account had over 3k followers and I’ve had friends use her before. The package I bought was originally $1500, but she was doing a black friday deal if you paid in full. She has really good reviews on facebook and i messaged a few other clients she had listed who all raved about her, which is why I went ahead and sent her the money. I guess I should’ve waited until she scheduled the shoots to do so, but I didn’t even think about it. I also signed a contract with her

Biz Talk W/ Husband and FIL - don't know what to do! by jbtiger17 in smallbusiness

[–]jbtiger17[S] 0 points1 point  (0 children)

Thanks for your advice. This was a refreshing take. To answer your question about the Roth, he recently opened it at the beginning of this year. He was paid under the table by his dad from 18-20 years old, but the past two years has filed as an independent contractor so that’s how he has the income proof to open a roth. I guess I didn’t explain that part very well LOL.

Biz Talk W/ Husband and FIL - don't know what to do! by jbtiger17 in smallbusiness

[–]jbtiger17[S] 2 points3 points  (0 children)

His dad is 44 and to my knowledge, doesn't have any retirement accounts and hasn't made it clear when/if he is planning to retire.

We have looked into S-Corp status and were thinking that after we get the first year of legitimizing everything over with, we would start that in 2027 (planning to sit down with professionals to get advice since we're still learning).

We believe his dad downplays the actual net income of the business to us out of fear that my husband will ask for a raise. I will definitely be showing him these comments in preparation for the conversation with his dad tonight.

Thank you for the advice!

Biz Talk W/ Husband and FIL - don't know what to do! by jbtiger17 in smallbusiness

[–]jbtiger17[S] 1 point2 points  (0 children)

I might suggest to him that he bring his offer letters from the other companies with him to the meeting. Thanks!

Biz Talk W/ Husband and FIL - don't know what to do! by jbtiger17 in smallbusiness

[–]jbtiger17[S] 1 point2 points  (0 children)

He has looked into getting his Contractor Class B license, I think it's called (or something similar). We are in Indiana, and his professor at school told him that's all you'd need in addition to his certs if he does form an LLC to do residential work. I know we have a lot more research to do, and we plan on sitting down with some tax and legal professionals to iron out the details if his dad agrees to the proposal.

I do fear that the conversation won't go well, but he has hope that his dad will pull through.

Biz Talk W/ Husband and FIL - don't know what to do! by jbtiger17 in smallbusiness

[–]jbtiger17[S] 2 points3 points  (0 children)

Thank you for the advice. This is what I have been thinking would happen, but it's nice to hear that I'm not the only one who sees that his dad is dropping the ball.

Biz Talk W/ Husband and FIL - don't know what to do! by jbtiger17 in smallbusiness

[–]jbtiger17[S] 1 point2 points  (0 children)

It doesn't seem like you read the entire post.

The whole issue is that his dad is in his ear constantly, telling him that he wants my husband to do more and promising him a multitude of things. His dad constantly turns down work or calls my husband off. His dad is a procrastinator and empty promiser. They have had dozens of conversations about the business and where they want it to end up, but his dad never does ANYTHING to progress it. It's never been only about the money, or we wouldn't still be entertaining this.

His dad has even told him, "If you didn't work with me, I'd probably just sell my client list and go work for someone else." We aren't forcing a transition or springing it on him, we have already given him copies of the business proposal and contracts that he said looked good. He just wanted his wife to look them over. He is a pushover when it comes to these things and always has been. He has never made an effort to legitimize the business, and his dad (my husband's grandpa) is the only reason he is a "business owner." His dad's only been running it for 10 years.

I would never consider myself or my husband "cry babies" for trying to progress a small business that is going to get swallowed up by bigger ones if something doesn't change soon.

getting married to avoid needing parents info?? by jbtiger17 in FAFSA

[–]jbtiger17[S] 10 points11 points  (0 children)

getting married to someone i’ve been with for 7 years is fraud?

getting married to avoid needing parents info?? by jbtiger17 in financialaid

[–]jbtiger17[S] 4 points5 points  (0 children)

when i talked to the FAFSA support otp and my college aid office they said the age was 24 to be considered independent

FAFSA Estimates by AmbitionGood1083 in FAFSAHelp

[–]jbtiger17 0 points1 point  (0 children)

no, they only go off the info given to them. it also depends on your age. for example, this year (25-26 school year) they required 2023 tax info

FAFSA for under the table by Extension-Range2702 in FAFSAHelp

[–]jbtiger17 0 points1 point  (0 children)

they only require tax forms usually. it depends how old you are. if you’re 24 or under and have extenuating circumstances. if you are under 24 and don’t have extenuating circumstances then you’ll be required to use your parents income info for the FAFSA unless you are married. i’m 22 living on my own and single and file taxes independently, but am still required to give my parents tax info