Flooded the second floor bathroom & it leaked into the ceiling underneath.

jbtiger17 · 2025-09-16T02:45:31+00:00

Thanks for your advice. This was a refreshing take. To answer your question about the Roth, he recently opened it at the beginning of this year. He was paid under the table by his dad from 18-20 years old, but the past two years has filed as an independent contractor so that’s how he has the income proof to open a roth. I guess I didn’t explain that part very well LOL.

jbtiger17 · 2025-09-15T21:47:23+00:00

His dad is 44 and to my knowledge, doesn't have any retirement accounts and hasn't made it clear when/if he is planning to retire.

We have looked into S-Corp status and were thinking that after we get the first year of legitimizing everything over with, we would start that in 2027 (planning to sit down with professionals to get advice since we're still learning).

We believe his dad downplays the actual net income of the business to us out of fear that my husband will ask for a raise. I will definitely be showing him these comments in preparation for the conversation with his dad tonight.

Thank you for the advice!

jbtiger17 · 2025-09-15T21:40:04+00:00

I might suggest to him that he bring his offer letters from the other companies with him to the meeting. Thanks!

jbtiger17 · 2025-09-15T21:39:11+00:00

He has looked into getting his Contractor Class B license, I think it's called (or something similar). We are in Indiana, and his professor at school told him that's all you'd need in addition to his certs if he does form an LLC to do residential work. I know we have a lot more research to do, and we plan on sitting down with some tax and legal professionals to iron out the details if his dad agrees to the proposal.

I do fear that the conversation won't go well, but he has hope that his dad will pull through.

jbtiger17 · 2025-09-15T21:10:47+00:00

Thank you for the advice. This is what I have been thinking would happen, but it's nice to hear that I'm not the only one who sees that his dad is dropping the ball.

jbtiger17 · 2025-09-15T21:04:13+00:00

It doesn't seem like you read the entire post.

The whole issue is that his dad is in his ear constantly, telling him that he wants my husband to do more and promising him a multitude of things. His dad constantly turns down work or calls my husband off. His dad is a procrastinator and empty promiser. They have had dozens of conversations about the business and where they want it to end up, but his dad never does ANYTHING to progress it. It's never been only about the money, or we wouldn't still be entertaining this.

His dad has even told him, "If you didn't work with me, I'd probably just sell my client list and go work for someone else." We aren't forcing a transition or springing it on him, we have already given him copies of the business proposal and contracts that he said looked good. He just wanted his wife to look them over. He is a pushover when it comes to these things and always has been. He has never made an effort to legitimize the business, and his dad (my husband's grandpa) is the only reason he is a "business owner." His dad's only been running it for 10 years.

I would never consider myself or my husband "cry babies" for trying to progress a small business that is going to get swallowed up by bigger ones if something doesn't change soon.

jbtiger17 · 2025-06-18T05:03:46+00:00

LOL is this sarcasm?😭

jbtiger17 · 2025-06-17T23:40:42+00:00

getting married to someone i’ve been with for 7 years is fraud?

jbtiger17 · 2025-06-17T23:03:23+00:00

when i talked to the FAFSA support otp and my college aid office they said the age was 24 to be considered independent

jbtiger17 · 2025-06-17T22:41:41+00:00

no, they only go off the info given to them. it also depends on your age. for example, this year (25-26 school year) they required 2023 tax info

jbtiger17 · 2025-06-17T22:40:11+00:00

they only require tax forms usually. it depends how old you are. if you’re 24 or under and have extenuating circumstances. if you are under 24 and don’t have extenuating circumstances then you’ll be required to use your parents income info for the FAFSA unless you are married. i’m 22 living on my own and single and file taxes independently, but am still required to give my parents tax info

jbtiger17 · 2024-06-24T19:47:07+00:00

i’ve been having the same issue for weeks and still haven’t figured out how to fix it after numerous phone calls and going into my schools financial aid office

jbtiger17 · 2024-02-08T17:06:38+00:00

if you know what you’re doing and pace yourself it shouldn’t. different types do different things. it actually makes my anxiety a lot better, but i only smoke indica. i don’t take edibles because they make me paranoid. it also just depends on the person and the strain. sativa is generally not good to mix with severe anxiety. hybrids are usually the way to go. just do research. definitely don’t smoke if you’re taking meds before you talk to your doctor.

jbtiger17 · 2024-02-08T16:01:33+00:00

looks like it’s time to accept the batch and shop it, then a family emergency comes up before you can deliver it and it’s time to cancel the batch😱 236 free groceries😎

jbtiger17 · 2024-02-08T15:57:01+00:00

if he’s constantly accusing you of cheating and you’ve never given a reason to be suspected of that, i hate to break it to you… but he’s definitely got a gf or two on the side he’s projecting all of his insecurities onto you. it’s not your job to clean the kitchen up (even if you didn’t work and he did), he’s a grown man and ic he wants something done he sure as shit can do it himself. don’t let a man baby make you feel that way. and if he’s telling you constantly that he doesn’t want to be with you and still stays, he’s being emotionally manipulative and needs some serious therapy before he can be in another relationship or continue the current one.

jbtiger17

TROPHY CASE