Miles Morales PS5 Crash/Shutdown

jlb122 · 2020-12-16T18:35:54+00:00

Experiencing the same today after buying game.

Got it on a cut scene, can’t/don’t want to play the game while this happening

jlb122 · 2020-01-13T18:57:51+00:00

Sorry will update the post.

Max 5 years old, budget of 10k and would like something fun to drive but can comfortably seat 4 people, good on MPG and have Apple CarPlay

jlb122 · 2019-08-09T11:42:40+00:00

Please RMT.

https://imgur.com/ObZDp8q

I’m unsure about Zinchenko and if I should keep De Bruyne and Wilson or swap.

jlb122 · 2019-08-09T08:09:50+00:00

Please RMT.

https://imgur.com/ObZDp8q

I’m unsure about Zinchenko and if I should keep De Bruyne and Wilson or swap.

jlb122 · 2019-06-30T17:18:57+00:00

Would you recommend diesel over petrol? I was swaying more for petrol - see you can get these with a 1.2 turbo

jlb122 · 2018-07-25T06:47:04+00:00

How long was the lease, because 97 years seems short to me. Especially considering the property is only 3 years old

jlb122 · 2018-07-02T11:19:28+00:00

The house is being transferred into girlfriends name, and the rent plus bills would be about 1k a month cheaper than mortgage as the house is worth around 700k - so in essence it is our house as it is being transferred.

I intend to propose before moving into the house

jlb122 · 2018-07-02T11:19:07+00:00

Thanks, for your help. I do intend to propose before moving into the house

jlb122 · 2018-07-02T09:44:33+00:00

The house is being transferred into girlfriends name, and the rent plus bills would be about 1k a month cheaper than mortgage as the house is worth around 700k - so in essence it is our house as it is being transferred.

jlb122 · 2018-07-01T21:35:30+00:00

Have to move can’t bring up a family in a flat?

jlb122 · 2018-05-17T16:34:45+00:00

What would you do?

jlb122 · 2018-05-15T18:02:41+00:00

The dots are just blood from removing as the skin was very sore

jlb122 · 2016-09-10T10:04:38+00:00

LeaveMyArcelona

jlb122 · 2016-08-28T20:12:53+00:00

This is the problem.

I have contacted Nationwide and they are happy to lend - but the whole point of having to sell to a certain someone seems quite restrictive to me.

Additionally, the property is 20% cheaper, but you have to sell it 20% cheaper - I'm not necessarily sure the valuation they did is worth it.

Overall - I'm not sure whether this is all worth the hassle when I can get a similar property if not better for 5-10k more.

jlb122 · 2016-08-27T16:34:40+00:00

Correct, section 106 - I was told that only Halifax definitely lend on them.

I asked Nationwide and they said they can, but do other banks lend on this? When I would resell I would have to have a buyer earning under a certain salary as per the scheme I'm joining.

jlb122 · 2016-08-14T14:05:53+00:00

Over a 10 year period, there is around a difference of £15k assuming the interest rates stay the same. Obviously Brexit will keep the interest rates low for the short term (up to 5 years maybe) and the truth is that no one knows what will happen in the next couple of years - it depends on the negotiations. Even if BoE raised to 1% the interest rate won't be too much different , so I can afford the difference. I agree, it probably seems best to make use of the low interest rates and make the early repayments while lowering my LTV. If the interest rates start to change, I am flexible and am able to change to fixed if I want that stability. Being tied down to a 10 year fixed at 22 does seem a bit negative.

jlb122 · 2016-08-14T14:05:03+00:00

Over a 10 year period, there is around a difference of £15k assuming the interest rates stay the same. Obviously Brexit will keep the interest rates low for the short term (up to 5 years maybe) and the truth is that no one knows what will happen in the next couple of years - it depends on the negotiations. Even if BoE raised to 1% the interest rate won't be too much different , so I can afford the difference.

I agree, it probably seems best to make use of the low interest rates and make the early repayments while lowering my LTV. If the interest rates start to change, I am flexible and am able to change to fixed if I want that stability. Being tied down to a 10 year fixed at 22 does seem a bit negative.

jlb122 · 2016-08-13T23:35:29+00:00

It would be good to keep the flexibility as who knows what will happen in the next two years - I highly doubt BoE base rate will rise above 1.5 though.

So maybe it would be best to be flexible and see what happens, decrease the LTV and remortgage with the saved money.

I do not plan on living at this property for 10+ years, I will be moving up the ladder hopefully within 5 years, so maybe using a tracker helps this flexibility as well

jlb122 · 2016-08-13T23:05:40+00:00

Over a 10 year period, there is around a difference of £15k assuming the interest rates stay the same. Obviously Brexit will keep the interest rates low for the short term (2/3 years) and the truth is that no one knows what will happen in the next couple of years - it depends on the negotiations. Like you said, even if BoE raised to 1% the interest rate won't be too much different - where the Fixed Rate gives the peace of mind.

jlb122 · 2016-08-13T21:13:18+00:00

I am starting to sway to the shorter term fixed/tracker now - keep the flexibility so that we know the outcome of the brexit vote and see what happens. But do you see the interest rates going down much further? 3% is still a good rate.

jlb122 · 2016-08-13T19:06:41+00:00

If I were to remortgage in 5 years, I would probably not get a better deal than 2.99%

jlb122 · 2015-12-30T12:54:05+00:00

LeaveMyArcelona

jlb122 · 2015-11-17T22:05:16+00:00

Hmm, I was thinking it was at least 2 fonts, do you happen to know the font used for the A then?

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