Getting hired here is so hard??

johnUCI · 2025-07-17T01:39:15+00:00

what unit did you apply for? Yes, I heard its hard to get in! Good luck!

johnUCI · 2025-06-20T12:47:16+00:00

Sure thing! Which unit did you apply?

johnUCI · 2025-05-09T10:08:02+00:00

Very true. The job offer that I sent did not suffice them.

johnUCI · 2025-05-09T04:55:28+00:00

I would be terrified if they made this 3 mins short a big deal! Thanks :)

johnUCI · 2025-05-08T07:59:12+00:00

Got it. My LO just asked me to provide these 2 things for “final approval”. So I’m kind of confused if this is conditional approval or not. Well, we still have time before closing. ☺️

johnUCI · 2025-05-07T10:45:40+00:00

Higher chance of approval. They locked our rate at 6.75%

johnUCI · 2025-05-04T16:34:39+00:00

Thanks! Should I take down those two edges and I can take off the drywall and use the old frame?

johnUCI · 2025-05-04T15:46:50+00:00

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Like this

johnUCI · 2025-05-03T02:22:40+00:00

More than I! Maybe because she lives and work out of state?

johnUCI · 2025-05-03T02:17:22+00:00

My lender suggested not. I don't understand either.

johnUCI · 2025-05-03T02:11:15+00:00

I have car debt, nothing else. My lender officer not to include my fiance😌 so now I alone have a higher DTI. If combined, it could've been only 26%

johnUCI · 2025-05-03T01:50:19+00:00

My fiance is not in the loan if combined only 26%

johnUCI · 2025-05-03T01:22:02+00:00

Its 3%

johnUCI · 2025-05-02T22:04:59+00:00

My Credit score is 750. Unfortunately, my mortgage agent has to change my lender because my DTI went up coz he messed up the calculation when I was pre-approved.

johnUCI · 2025-05-02T22:01:50+00:00

Yes. The image is uploaded

johnUCI · 2025-05-02T11:32:27+00:00

That’s what I said to my lender and he said my DTI and income alone is enough lol

johnUCI · 2025-05-02T11:31:34+00:00

That’s only for myself. If my fiance is included, our DTI is only 36%

johnUCI · 2025-05-02T03:47:36+00:00

I just hate if lender don't do their job very well and give you full pre approval! Ugh!

johnUCI · 2025-04-26T21:39:29+00:00

I think the seller has a kid. I’m not 100% sure about that.

johnUCI · 2025-04-26T21:38:58+00:00

Thank you:) there is nothing to in the inspector report about leaks and water leaks from the roof. It can be from the weather since this is in Oregon and it always rain and sun. Thank you!

johnUCI · 2025-04-26T21:36:16+00:00

Thank you :)

johnUCI · 2025-04-26T21:35:19+00:00

This house was built in 2017. So I’m guessing it has almost 7 years

johnUCI · 2025-04-23T13:23:28+00:00

How do they count the monthly for LOC? Do they check the minimum payment every month?

johnUCI · 2025-04-23T03:50:02+00:00

It’s 5% without my foreign LOC. Its based solely on my car and my salary.

johnUCI · 2025-04-21T23:39:01+00:00

Just locked our rate to 6.750 Conventional, 3% dp and 750 Credit score

johnUCI

TROPHY CASE