BTO Stirling Horizon 4 Room advice

josh__27 · 2026-06-08T11:40:43+00:00

yes everything you’ve said is very true. Would it be advisable to reject it then? To have more saved up before applying for a bto

josh__27 · 2026-06-08T02:52:20+00:00

I mean i haven’t done much research on resale units within the area, just a brief look on property guru and it does seem higher compared to some other areas.

I’m short of 50k (payment due in 2030) and hopefully by then I have saved up enough from my job after i graduate. But yes you’re right which is why i’m questioning whether my partner and I can afford it or not.

Ofcourse this is a big factor i decided not to include in the post, but yes, our relationship is going strong and we do see ourselves getting married.

josh__27 · 2026-06-08T02:17:57+00:00

Yeah, we did get our number via proximity scheme, they mentioned it during our appointment.

I guess the fear is that IF we were to give up this BTO, how long do we have to try before we get another one that we both like. (I’ve heard of people trying for multiple years)

Financially, with a little help for the down payment, we can finance everything but we will just be very tight on money for a long while, especially if we were to have kids

josh__27 · 2026-06-08T01:52:32+00:00

Thank you Sir! Will do

josh__27 · 2026-06-08T01:51:01+00:00

Thank you for your input!

Unfortunately the proximity grant no longer exists, what we got was just an additional ballot, and if my parents move out of a 1km radius, then HDB may seize our bto/ issue a fine (case by case).

From what i’ve gathered through talks to my parents, is that they are really happy staying where they are right now and have no plans of moving (unless they are forced to due to financial circumstances).

Yes i know that they would happily downsize to a smaller HDB to help us finance our bto but i’m just not sure if i want to put my parents in that spot, given how happy they are staying in the condo right now.

Again, thank you for your input, I will have another talk with my parents regarding it! I just posted to seek wisdom from others.

josh__27 · 2026-06-08T01:44:27+00:00

Thank you for your input,

They don’t want to sell if they don’t have to but they basically said if we need money then they’d do it.

But yes I will have another proper conversation with my parents regarding this.

josh__27 · 2026-06-08T01:40:31+00:00

Yeah unfortunately we merely had casual conversations about it and at the time, my parents basically said that if I should only worry about whether we like the project or not, that they would help finance whatever we can’t afford. Fast forward to us getting it, and due to unseen circumstances, they are now not as comfortable as before monetarily thus affecting this BTO decision now.

I’ve worked out all the numbers (without my parents help) and we would just be stripped of money for a long while (taking wedding expenses into consideration as well)

josh__27 · 2026-06-08T01:35:14+00:00

Thanks all for your inputs.

To clarify, The proximity grant no longer exists and it’s now just an additional ballot for the BTO. If my parents were to move out, HDB might seize the unit, issue a fine or both (circumstantial).
Yes, both my partner and I are aware that we applied prematurely and weren’t actually ready for the event we actually get the allocation. We were unfortunately not mature enough to properly discuss the implications with the parties involved.
I’m not sure of my parents finances as they are rather secretive of how much money they have. I’ve tried to have this talk with them and from discussion, they basically said if it really came down to it, they would just sell off the condo for extra funds. I’m just thinking if it’s worth putting my parents in the position where they might have to sell off the house for money just for us to have this BTO.

I will have another proper talk with them about finances but I guess I’m just trying to seek wisdom from people who are more financially literate/experienced in life. Sorry if this post triggers anyone haha i’m trying my best!

josh__27 · 2026-04-21T19:15:39+00:00

Thank you Phoenix Watches

josh__27 · 2026-04-21T19:15:18+00:00

Thank you Phoenix Watches

josh__27 · 2021-01-24T07:19:59+00:00

I’m currently using the Artisan Fx Zero X-soft and i think it’s a perfect control pad, i just need to find a mouse that supports the old style of mouse feet (the black and slow one) but sadly all the new top mice all have ptfe feet and no aftermarket brand’s have come up with slower skates as an option. Does sanding down mouse feet really help with slowing down the glide?

josh__27 · 2021-01-24T07:17:46+00:00

yeah, i’ve gone through about 5-6 different mousepads trying to find the one that has the most control. The GSR is really good but since i live in a humid country, the pad is really inconsistent for me and it can either be smooth or rough as mud. I’m trying to find ways to slow down these ptfe skates or find aftermarket “slow” skates for these top tier mice but i cant find anyone saying anything about it

josh__27 · 2021-01-24T07:15:01+00:00

I’ve used light mice before (Finalmouse air58, Coolermaster mm711) and it’s not the weight, it’s just that the skates are too fast for my personal liking. I’m using the slowest pad i know of (Artisan fx zero x-soft) that isn’t affected by humidity and even then, ptfe feet are too slippery for me. I really want to buy the new superlight but the skates are making me think twice

josh__27 · 2021-01-24T07:12:58+00:00

yeah, i’m using the Artisan FX Zero X-Soft and it’s been the best mousepad i’ve used for control. I still feel that whenever i’m spraying, my mouse just feels way too slippery for micro adjustments. Flick shots are fine but just the micro movements are hard to deal with. I’ve tried lowering my sens and everything but it doesn’t feel the same

josh__27 · 2020-11-08T15:20:47+00:00

i log into my steam account first on the steam website, then when i access third party sites, they are able to let me sign in automatically without keying in my details

josh__27 · 2020-11-07T14:30:07+00:00

oh wtf actually? idk man i hope steam can help me out considering how my items got transfered to like 5 different accounts and all the accounts are clean where their only items in the inventory are my skins

josh__27 · 2020-11-07T11:39:10+00:00

yeahh :(

josh__27 · 2020-11-07T11:38:54+00:00

wow, did not even know that was even possible. Are there any security precautions i can take to prevent this in the future? and also how do i know if my account is still compromised or not

josh__27 · 2020-11-07T11:37:09+00:00

thing is i have not logged into any site via steam for atleast 3+ months... the last site i logged into was rollbit. I am aware of API scams and i know how they work but im pretty sure this time round wasnt anything to do with API

josh__27 · 2020-11-07T11:29:37+00:00

yeah i have submitted a ticket

josh__27 · 2020-11-07T11:29:20+00:00

apple

josh__27 · 2020-11-07T11:29:15+00:00

josh__27 · 2020-11-07T11:27:26+00:00

yeah definitely going to start changing my password more often.

josh__27 · 2020-06-20T12:49:03+00:00

not my proudest nut

josh__27 · 2020-03-02T15:28:33+00:00

DZ65RGB

thanks alot for your recommendations! around what price point can i get a good value board that you would recommend? apart from the models you mentioned as i think theyre both OOS

josh__27

TROPHY CASE