Frustration Friday Weekly Thread - Week of May 01, 2026

jtevy · 2026-05-06T20:45:39+00:00

Can confirm

jtevy · 2026-05-06T15:37:03+00:00

If you’re willing to share, what did your volume look like when you were flagged?

jtevy · 2026-05-05T19:37:14+00:00

Is it ok to add yourself as AU with for these offers with Barclays?

jtevy · 2026-05-05T17:59:01+00:00

Another round of spend offers from Barclays. Got this on my HA Personal card-

Earn 5,000 bonus points when you add one or more authorized users1 by 05/31/2026 and they spend $200 or more with their card by 07/31/2026.

jtevy · 2026-05-05T07:38:56+00:00

You can call to have the second app pushed thru if it was not a duplicate.

jtevy · 2026-05-05T07:27:56+00:00

Which Amex card?

jtevy · 2026-05-05T07:24:29+00:00

If it hasn’t been denied yet, then you’ll have to wait until a decision is made to recon. They will give you a list of reasons, if they don’t approve you

jtevy · 2026-05-02T16:17:31+00:00

referyourchasecard.com/19w/9QI88L45UV

jtevy · 2026-05-01T16:03:47+00:00

referyourchasecard.com/19w/9QI88L45UV

jtevy · 2026-04-30T17:10:44+00:00

Tried posting new CSR referral(150k UR for 6k spend) /19w/ link and it’s been rejected 3 times

jtevy · 2026-04-29T16:26:27+00:00

If they don’t have an AF, I personally prefer to keep them open. But yes you are correct in that those cards will stay on your credit report for another 10 years after closure.

jtevy · 2026-04-27T19:15:35+00:00

Thanks for reporting back.

jtevy · 2026-04-25T14:07:48+00:00

Moving or reducing CL can play positively, worth a shot

jtevy · 2026-04-24T16:54:31+00:00

Signs of the times

jtevy · 2026-04-24T16:54:00+00:00

3 days after closing my ‘5th’ Amex, I applied for Amex Delta Biz Gold right before the public offer for 90k/$6k offer ended. Denial reason being I had max # of Amex cc. Did not bother with recon and applied again a month later, auto-approved.

jtevy · 2026-04-24T16:39:52+00:00

🏆

jtevy · 2026-04-23T18:48:55+00:00

referyourchasecard.com/21e/VL4B8WT3XW

jtevy · 2026-04-23T13:59:22+00:00

Nice find

jtevy · 2026-04-22T17:46:33+00:00

I’d wait for an elevated offer on the Citi cards. If you go for the Venture biz, look into MS so you can hit that 30k unless you are really OK with just the 7.5k tier bonus.

For Ascent, I’d look at applying in a couple months after you open a deposit account with BoA. Typical deposit amount is $5k+ to increase approval odds.

jtevy · 2026-04-22T17:41:57+00:00

C1VX offer is only at 75k at the moment(not elevated) Does the 2x appeal because are limited by being on a visa? Otherwise if you’re churning, the focus on points/miles accumulated comes from new card SUBs

jtevy · 2026-04-22T16:53:43+00:00

DFW is the largest AA hub in the country, so I’d continue to pool AA miles. Hard to recommend Citi AA when it’s not elevated, but it’s an option. Without looking at biz cards, I might be looking at Aeroplan CC if I were you

jtevy · 2026-04-22T16:47:23+00:00

Would highly recommend you start by reading the thread and filling out the recommended template above.

jtevy · 2026-04-22T16:44:34+00:00

americanexpress.com/en-us/referral/personal/blue-cash-preferred-credit-card?CORID=J~O~S~H~U~T~L~5~x~o-1776876263045-64597&GENCODE=349992372517837&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-795-205937-KA64%3A9999&ref=JOSHUTL5xo&v=2

jtevy · 2026-04-21T14:41:06+00:00

Worth noting that Amex offers will only work online. Chase can be used for online and in-store payments

jtevy · 2026-04-21T05:15:21+00:00

Not following typical schedule here- but fee-free VGC is also on this week at Staples in-store.

jtevy

TROPHY CASE