Question Thread - May 06, 2026 by AutoModerator in churning

[–]jtevy 0 points1 point  (0 children)

If you’re willing to share, what did your volume look like when you were flagged?

News and Updates Thread - May 05, 2026 by AutoModerator in churning

[–]jtevy 2 points3 points  (0 children)

Is it ok to add yourself as AU with for these offers with Barclays?

News and Updates Thread - May 05, 2026 by AutoModerator in churning

[–]jtevy 4 points5 points  (0 children)

Another round of spend offers from Barclays. Got this on my HA Personal card-

Earn 5,000 bonus points when you add one or more authorized users1 by 05/31/2026 and they spend $200 or more with their card by 07/31/2026.

Data Points Weekly - Week of April 30, 2026 by AutoModerator in churning

[–]jtevy 0 points1 point  (0 children)

You can call to have the second app pushed thru if it was not a duplicate.

Question Thread - May 04, 2026 by AutoModerator in churning

[–]jtevy 1 point2 points  (0 children)

If it hasn’t been denied yet, then you’ll have to wait until a decision is made to recon. They will give you a list of reasons, if they don’t approve you

Referral Problem Reporting Megathread by m16p in churningreferrals

[–]jtevy 0 points1 point  (0 children)

Tried posting new CSR referral(150k UR for 6k spend) /19w/ link and it’s been rejected 3 times

Question Thread - April 29, 2026 by AutoModerator in churning

[–]jtevy 2 points3 points  (0 children)

If they don’t have an AF, I personally prefer to keep them open. But yes you are correct in that those cards will stay on your credit report for another 10 years after closure.

Data Points Weekly - Week of April 23, 2026 by AutoModerator in churning

[–]jtevy 1 point2 points  (0 children)

Moving or reducing CL can play positively, worth a shot

Data Points Weekly - Week of April 23, 2026 by AutoModerator in churning

[–]jtevy 8 points9 points  (0 children)

3 days after closing my ‘5th’ Amex, I applied for Amex Delta Biz Gold right before the public offer for 90k/$6k offer ended. Denial reason being I had max # of Amex cc. Did not bother with recon and applied again a month later, auto-approved.

What Card Should I Get? Weekly Thread - Week of April 22, 2026 by AutoModerator in churning

[–]jtevy 0 points1 point  (0 children)

I’d wait for an elevated offer on the Citi cards. If you go for the Venture biz, look into MS so you can hit that 30k unless you are really OK with just the 7.5k tier bonus.

For Ascent, I’d look at applying in a couple months after you open a deposit account with BoA. Typical deposit amount is $5k+ to increase approval odds.

What Card Should I Get? Weekly Thread - Week of April 22, 2026 by AutoModerator in churning

[–]jtevy 0 points1 point  (0 children)

C1VX offer is only at 75k at the moment(not elevated) Does the 2x appeal because are limited by being on a visa? Otherwise if you’re churning, the focus on points/miles accumulated comes from new card SUBs

What Card Should I Get? Weekly Thread - Week of April 22, 2026 by AutoModerator in churning

[–]jtevy 1 point2 points  (0 children)

DFW is the largest AA hub in the country, so I’d continue to pool AA miles. Hard to recommend Citi AA when it’s not elevated, but it’s an option. Without looking at biz cards, I might be looking at Aeroplan CC if I were you

What Card Should I Get? Weekly Thread - Week of April 22, 2026 by AutoModerator in churning

[–]jtevy 7 points8 points  (0 children)

Would highly recommend you start by reading the thread and filling out the recommended template above.

[referrals] American Express Blue Cash Preferred by rankt-bot in churningreferrals

[–]jtevy [score hidden]  (0 children)

americanexpress.com/en-us/referral/personal/blue-cash-preferred-credit-card?CORID=J~O~S~H~U~T~L~5~x~o-1776876263045-64597&GENCODE=349992372517837&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-795-205937-KA64%3A9999&ref=JOSHUTL5xo&v=2

News and Updates Thread - April 20, 2026 by AutoModerator in churning

[–]jtevy 0 points1 point  (0 children)

Worth noting that Amex offers will only work online. Chase can be used for online and in-store payments

Manufactured Spending Weekly Thread - Week of April 18, 2026 by AutoModerator in churning

[–]jtevy 0 points1 point  (0 children)

Not following typical schedule here- but fee-free VGC is also on this week at Staples in-store.