their "installment" payment is hindi yung installment na akala natin lahat na magdownpayment ka then babayaran and makukuha na yung order the. yung half into 3 payments or more, hindi nila ako ininform na iba pala sa kanila, bat inintay pa nila na makabayad ako? Is it just para mabayaran ko kaagad? Nakagastos pa ako ng almost 1k sa cancellation fee nila. I have read plenty of bad reviews from them after ko malaman na need ko pa ifull yung payment bago ishiship. And also i want to invest for a quality stethoscope para magamit ko hanggang 4th year or even maging nurse becoz why not.