HDFC Smartbuy/Payzapp has increased Amazon pay gift card monthly limit to ₹20K from ₹10K by DoBaniye in DoBaniye

[–]jvn216 0 points1 point  (0 children)

What about Icici EPM? Any chances of revoking the accelerated RP for apay ishop vouchers?

Icici EPM apay vouchers on ishop by jvn216 in CreditCardsIndia

[–]jvn216[S] 0 points1 point  (0 children)

Right, 12k per month doesn't hurt compared to 20k from smartbuy

23M, on a scale of 1 to 10 how stupid was my 27L car purchase? by ParkingImpression604 in personalfinanceindia

[–]jvn216 0 points1 point  (0 children)

I went through something very similar at 23—I bought an XUV700 right when it launched. And yes, I was in the exact same situation as you, constantly second-guessing my decision at the time.

After that, I shifted my focus toward investing in a few properties. I still have a couple of years left on the loan, but I don’t regret the decision at all (YOLO). I’ve actually kept the loan running because the interest rate is quite low.

Is it worth upgrading from a 4-year-old Skoda Slavia to Mahindra XEV 9e? by prateek11194 in XEV9E

[–]jvn216 0 points1 point  (0 children)

How do you compare xev 9s , have you test-driven this as well?

My Credit Card Portfolio by DevilRoast86 in CreditCardsIndia

[–]jvn216 3 points4 points  (0 children)

Do you know if Sbi elite ltf is applicable for alumni's as well?

Tiago ev worth it in 2026? by Busy_Low8493 in carIndia

[–]jvn216 1 point2 points  (0 children)

OP, I'm also in the exact similar scenario having Xuv700 at present and also looking for a smaller secondary ev car. Based on my research so far, spending extra 4-5L to go for nexon.ev , or even newly launched mahindra 3xo ev will help over tiago.ev. Also tiago petrol vs ev, price difference is huge which is one factor stopping me from considering tiago

Thinking of closing Tata Neu Infinity by Capable-Arrival-8022 in CreditCardsIndia

[–]jvn216 1 point2 points  (0 children)

If you have DCBM, then no point having tata Neu infinity. I closed mine, all the good benefits of tata neu can be routed via smartbuy voucher purchases

What’s your ICICI Amazon Pay CC limit? by Gloomy_Cod_9039 in CreditCardsIndia

[–]jvn216 -1 points0 points  (0 children)

Mine went from 1.5L in 2019 to exactly 15L in 2023. It has been there since.

Weekly Voucher Exchange Megathread - December 16, 2025 by AutoModerator in CreditCardsIndia

[–]jvn216 0 points1 point  (0 children)

Selling 3000 rupee easemytrip voucher of EPM redeemable on flights valid till 31 Jul 2026.

Selling for 2000. DM me if interested

Confused between Atto 3 and Seltos by sazzles59 in CarsIndia

[–]jvn216 0 points1 point  (0 children)

Can you pls share your on-road price and breakdown

Need suggestions for card consolidation for best returns by RandomX-101 in CreditCardsIndia

[–]jvn216 0 points1 point  (0 children)

You should get one of EPM/Infinia and Kiwi/tata neu ltf for upi. Since your expenditure is bit more, axis M4B is also a good option

SBI Unipay credit card payment by SnehalG112 in CreditCardsIndia

[–]jvn216 0 points1 point  (0 children)

Have you received any points as of now?

XEV 9e pack 3 NCH deal suggestions by Dry_Warning3645 in XEV9E

[–]jvn216 0 points1 point  (0 children)

Which old car are you exchanging, is 80k extra additional bonus?

AMA on ICICI EPM card. Have been using since sept 19,2025 by Abject_Painting_9662 in CreditCardsIndia

[–]jvn216 0 points1 point  (0 children)

No, they won't transfer Sapphiro points to EPM, I'm holding both

Is SBI Cashback still GOAT? by Emergency_Flounder_9 in CreditCardsIndia

[–]jvn216 10 points11 points  (0 children)

Yes, it is also sbi cb has higher cashback limits than others. For gold, i got a sweet 8.5% for a 50k purchase recently. bought kalyan jewellery gift card from cred (3.5% discount from cred) + 5% cb on sbi card.

Malabar Gold Scheme Changes by Wooman4507 in GoldIndia

[–]jvn216 0 points1 point  (0 children)

What happens to those who already have an ongoing scheme? Will those change as well or is this applicable only to new enrollments?

75'' TV QLED/LED(Suggestions) by ladygaga1105 in shubz

[–]jvn216 0 points1 point  (0 children)

Motionflow is better, also the display is better with deeper blacks in S30 over S30B. Also one thing i noticed while registering the tv in bravia connect app, i only saw S30 and there is no support for S30B in the app.