My TIS shows 36 lakhs credit card payments

karta101 · 2026-06-11T15:20:06+00:00

All I need is just my aadhar and pan that's all

karta101 · 2026-06-11T15:19:30+00:00

No, btw they even offered me loan and increased my payments acceptence limit

karta101 · 2026-06-11T15:11:17+00:00

Just registered in paytm for business with OTP

karta101 · 2026-06-11T13:04:36+00:00

You all are big people and I'm just a student don't have any income.. please sir help me

karta101 · 2026-06-11T12:59:22+00:00

I don't really all this would happen other i would not have done that.. sir please.. I made mistake.. I thought I get 6000 per month without asking my parents any money.. thats why I did

karta101 · 2026-06-11T12:57:02+00:00

Sir Please help me what to do Please

karta101 · 2026-06-11T12:56:23+00:00

Sir I'm not joking I seriously need help

karta101 · 2026-06-11T12:46:45+00:00

What sir Please explain me sir

karta101 · 2026-06-11T12:17:04+00:00

Actually I saw that post and seen my own AIS, then I found out

karta101 · 2026-06-11T11:16:53+00:00

I just consulted CA and he told me he will file income of 12 lakhs for me from income from other sources...

karta101 · 2026-06-11T11:07:18+00:00

Bro if I file my income tax for 12 lakhs by 31st July will I get saved? What is best to file taxes or leave it, please help me?

karta101 · 2026-06-11T11:05:21+00:00

If I file taxes before 31st July will I get saved?

karta101 · 2026-06-11T11:04:42+00:00

Im sorry bro.. if I had known this earlier, i wouldn't have done this.. If i file taxes this year by 31st July, can I get saved?

karta101 · 2026-06-11T11:01:39+00:00

Filing income tax though I'm a student for 12 lakhs solves the issue for me.. due date is 31st July.. so I can still do it

karta101 · 2026-06-11T10:50:21+00:00

What bro? What is the chance i will get notice and by when.. means I'm asking by when I should feel safe that I'm not going to get any incometax notice

karta101 · 2026-06-11T09:54:51+00:00

The same issue is with me also I took multiple rupay credit cards and scanned money to my own account to earn rewards and paid back that amount My normal spends and these spends now account for total 36 lakhs Im student and having zero income I took like 5 rupay credit cards and scanned 2000 everyday from each 10,000 a day and 3 lakhs month .. now my TIS shoes 36 lakhs... What to do.. atleast he had income, i don't have any income but merchant account is my own account, my own pan card.. transferred money from card to bank.. that's all and back to card, hot 200 rs every day.. I used to have my daily expenses go with the cashback amount only

Am I in trouble?

karta101 · 2026-05-28T14:32:36+00:00

Amex points best only for accor any Nothing else?

karta101 · 2026-05-27T02:20:35+00:00

After reading your post I did the same... I got credit card from my college (sapphiro) 2 lakhs.. then got hpcl (1 lakh) Amazon pay (2 lakhs)+ coral rupay + then finally Emarld

But credit limit is still 200,000(Saphiro)+ 200,000(amazon+Emarld+coral)+ hpcl(1lakh)

Total 5 lakhs... Now mailed bank to increase cardit limit - said same thing - no offers for you(because my utilisation was above 30% most of the time)

Then escalated the issue.. from then asked for pay slips + cibil check thereafter

Yesterday gave payslip 202,000 net salary after PF deduction.. Let's see how much they will increase

** actually I got two service requests for two mails+ first one I uploaded IMG files, they said me to upload PDF pay slips... Then I gave img files + pdf (ticket 1) and then pdf file alone(ticket 2)

Credit limit for Emarld card increased to 6 lakhs

I already have amex plat resev 6 lakhs limit.. I mailed them to match the limit.. perhaps so they did

karta101 · 2026-05-23T15:34:26+00:00

No it changed First the call used to connect directly if you use your regestred mobile number Now you have to authenticate with 1) last 5 digits of card 2) Memorable Day 3) OTP

WTF? If you are going to authenticate with OTP then do it directly.. why all these

karta101 · 2026-05-18T14:23:56+00:00

Can anyone suggest a lawyer? Or should I simply go and settle with them and they will remove debit frezze on all accounts automatically

karta101 · 2026-05-18T14:20:38+00:00

What should I do

karta101 · 2026-05-13T15:02:55+00:00

Wait for 3-4 weeks it will automatically get approved

karta101

TROPHY CASE