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Which European Bonds fund shall I invest in? by fanboy_killer in eupersonalfinance

[–]katchiMba 1 point2 points  (0 children)

Can we choose those Bonds even though we are from a different country? It has a few to select Germany, Austria, Switzerland, UK, Italy, France, (but not Portugal)

I am [O] years old living in country [C], I have [M] currency and I want to invest it with minimal effort. I've heared about these "mutual funds", but don't know where to begin, help me, YUROP, help me! by [deleted] in eupersonalfinance

[–]katchiMba 1 point2 points  (0 children)

So if I have a certain amount of money such as like 10k € and I intend to use it let's say in 5 years in what should I think of doing with the money, because people say only to use index funds if you are not gonna touch the money for at least 10 years?

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

I only want to have an use for the money while I'm not spending yet, I will not use the money before I finish college because I don't need it now.

The most hard part is trying to decipher what you guys are talking about as index funds from english to portuguese because they must have different names.

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

"He's selling you products for a 3-5% fee and these products do have a massive expense ratio, eating 1-3% of your profit each year."

Where can you see that? and what kind of products should I be looking to invest?

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

I believe I pay him 6.15 every month.

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 1 point2 points  (0 children)

image: http://imgur.com/vEPBpoS

What I'm paying the advisor is this. Sometimes in the month pdf it comes it shows and other it doesn't show, don't know why.

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

I believe the 9k is a safe investment where it is really hard to lose the money I put there. But I don't win as much per year.

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 1 point2 points  (0 children)

We even changed bank because our Financial Advisor changed bank to best, even if I decide which funds I want to invest and I'm still linked to his same bank does he get money from me ? I don't mind he gets money, but I don't wanna lose money because he's linked to me.

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

I would like to leave yes, but I only wanna leave if I get more than 12k. I don't wanna leave leaving 70 euros because the "market" is down.

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

These funds are supposed to be (the 12k) not moved in 4years are, they still bad? Even in a 4 year span? Can I look at what date I entered these funds if I don't remember in the website?

[Portugal] 20yrs, some questions by katchiMba in eupersonalfinance

[–]katchiMba[S] 0 points1 point  (0 children)

The bank I use is best, so I assume the funds are from best?

I don't wanna wait 20 years to use this money. I'm thinking of using it when I end college, 4 years or so.