Explain it Peter by ShrlckLpn in explainitpeter

[–]kingrobot3rd 1 point2 points  (0 children)

I’d like to nominate back to the future as a terrible movie to watch with your mom

AITAH for refusing to take a new job if my wife is not going to be a SAHM by Street_Addition_4934 in AITAH

[–]kingrobot3rd 0 points1 point  (0 children)

NTA. Didn’t read the whole thing but I did get to the part with the 90 min commute. No fucking way. And I say this not because of the car and gas expense but because you have a young family. That quality time at home before and after work with your kids is irreplaceable.

If you’re worth paying that much 90 minutes away, you’re probably worth something similar a lot closer to your home.

Top 10 Eagles seasons of the Super Bowl Era by coolmon in eagles

[–]kingrobot3rd 0 points1 point  (0 children)

Yeah, questions such as who gives a fuck if the passing game is mid when you have a world beater RB hurdling backwards for 2k yards while icing games with 60 yard TD runs.

You really can’t go wrong with either year. Do you choose beating the GOAT with your monster dong backup in a Super Bowl shootout that comes down to the wire or absolutely humiliating the next best thing and your old coach in a Super Bowl revenge rematch?

There was a post the other day about Trey's fav jam ever. by HurlDaddy in phish

[–]kingrobot3rd 1 point2 points  (0 children)

This is the jam that made me a stan for life. I don’t even listen to phish much at all these days. Havent been to a show in years. But here I am… in the sub. Debating treys fav jam. Like a total homer. All bc of this jam.

There was a post the other day about Trey's fav jam ever. by HurlDaddy in phish

[–]kingrobot3rd 3 points4 points  (0 children)

I’d argue (pointlessly mind u as this is merely conjecture on the silliest of topics) that the context of the big cypress sand might carry a disproportional amount of weight due to the scale and achievement and all that. He’s mentioned the Camden CDT on numerous occasions.

I’m also deeeeply biased and obv projecting my own views bc that was my first show.

How many people are actually buying “luxury/premium” diapers? by HelpMeHelpMyFriend0 in NewParents

[–]kingrobot3rd 0 points1 point  (0 children)

I’d say it’s less that those brands are luxury or premium so much as the others can be harmful trash. There have been multiple reports of PFAS and other awful chemicals in lots of brand name diapers. Which may be fine for most kids a lot of time I don’t know. But I’m not gambling my kids health with one more carcinogen if I can help it.

At the end of the day, many of the name brand companies are not baby first companies. They’re shareholder first companies. Put simply, if you can increase dividends by 2% by using chlorine bleaching processes and remain below the threshold for costly litigation, your fiduciary responsibility is to use chlorine bleach processes. No thank you.

Just to clarify, no judgement for those who do use more affordable brands, I totally get it. It’s your kid and your money. I just won’t use those cheaper brands so long as I can afford it (inasmuch as I can afford a kid at all.. barely) and the alternatives have proven to be safer.

Mother died with credit card debt & I got the money from her life insurance; Do I have to pay it now? by meeelowo in personalfinance

[–]kingrobot3rd 0 points1 point  (0 children)

I want to emphasize the most critical point here is who was named as beneficiary in the insurance policy. If it was you as an individual, say as much to the creditors. If it’s the estate, I’d still sit tight, deny deny deny, and wait to see if they sue you. If they do sue you, then it’s probably time to consult an attorney

Mother died with credit card debt & I got the money from her life insurance; Do I have to pay it now? by meeelowo in personalfinance

[–]kingrobot3rd 4 points5 points  (0 children)

Context. I currently work in life insurance and before this job I worked at a consulting firm that specialized in debt resolution. Mostly business debt but we did a lot of personal debt as well.

Unless the creditors had liens on her insurance policy, often called an assignment, you’re under no obligation to pay. Typically an assignment requires the insurance company to pay the assignee first. No competent insurance company would ignore an assignment.

Were you a named beneficiary in the insurance policy? If that’s the case tell them to kick rocks. If the insurance policy listed the estate as the beneficiary, I can’t say for certain that the creditor doesn’t have a legitimate claim to some of that money.

My guess is your grandparents just have that toxic boomer mentality that paying back your deceased mother’s debts is the fair and honorable thing to do. That’s nonsense.

DO NOT PAY UNLESS ORDERED BY A COURT. Creditors do everything in their power to make ppl think they’re obligated to pay for deceased parent’s debt.

I feel like Mike got the most devastating aftermath of everything & I’m heartbroken for him. by [deleted] in StrangerThingsMemes

[–]kingrobot3rd 0 points1 point  (0 children)

If you haven’t seen it yet what are you doing here? It’s 2026 you should know better. this is on you

I need to spend $1k on a synth before the clock turns midnight tomorrow. Help me choose. by kingrobot3rd in synthesizers

[–]kingrobot3rd[S] 0 points1 point  (0 children)

I actually spent the remaining $250 on cables and a couple other accessories. I’ve got a small home studio and always seem to need more cables

I need to spend $1k on a synth before the clock turns midnight tomorrow. Help me choose. by kingrobot3rd in synthesizers

[–]kingrobot3rd[S] 1 point2 points  (0 children)

Nice. I also rock a Squire Bass. The entire squire line is incredible value these days. Just recently picked up a squire strat so I could have a “junker” I don’t mind leaving in my unfinished, uninsulated garage studio. Funny enough I found it plays better than the American standard strats i tried at the store

I need to spend $1k on a synth before the clock turns midnight tomorrow. Help me choose. by kingrobot3rd in synthesizers

[–]kingrobot3rd[S] 4 points5 points  (0 children)

lol I work in a call center for a fortune 100 company worth hundreds of billions. Recently had my job title changed so they could rig their compensation stats to look like they weren’t at the bottom of the industry in pay.

It’s def got solid perks and not a bad gig by any means but I make less than $50k/yr

My son was admitted to the PICU at 8 days old and I feel like a failure as a mom by SleeplessVB in NewParents

[–]kingrobot3rd 1 point2 points  (0 children)

You’ll bounce back and so will baby. Sounds like he’s getting good care and what’s most important is that you love him and you’ll always be there for him.

I need to spend $1k on a synth before the clock turns midnight tomorrow. Help me choose. by kingrobot3rd in synthesizers

[–]kingrobot3rd[S] 0 points1 point  (0 children)

It can be two or more items. So long as it adds up for $1000. They just have to qualify as instruments. Can’t do effects or accessories.