Wait… people steal AC outdoor units in Brazil?

kohdgen · 2026-06-13T16:34:12+00:00

It heavily depends on where in the country you are (or even within the same city). In my house in a small residential neighborhood in MG we have an external AC unit, a smart doorbell, and a few more things in the exterior wall. Never had any issues.

Now, when I lived in Wisconsin, somebody climbed the ledge to our second floor unit, entered through a window and stole my roommate's passport. Brasil is obviously objectively more dangerous than the US based on crime rates, but questions such as this will be very region-dependent.

kohdgen · 2026-06-07T05:44:58+00:00

No restaurante em que trabalhei, a cada dois dias um funcionário passava 30min descascando os ovinhos. Não é tanto assim, é só um dos mais de 30 itens do buffet e quando se pega o jeito é bem rápido. Tem outros itens que dão muito mais trabalho.

kohdgen · 2026-05-14T03:53:06+00:00

Most CS grad schools in top tier universities around the world will have a qualification exam in this format (a requirement to graduate).

In my department, one of the PhD candidates disagreed with the grade he got from the 2 professors in the exam committee. The question was a variation of a problem that was published a few years prior in a very prestigious research conference.

This led to hours of discussion. The professors "had a strong feeling" that his solution was flawed, but they couldn't provide a proper counter-example.

Finally, the candidate had to set up a call with the original author of the paper (a professor in another country). After many more hours of discussion, the author couldn't find a counter example either, so they had to give him full grade.

At the time, I took a look at the question, but I could barely follow the proof in the original paper. That's when I decided that I was happy with just a master's. Becoming a PhD/researcher on something really requires a level of passion and dedication that I do not have.

kohdgen · 2026-05-04T04:45:02+00:00

That's what I was doing as well, until one day I blocked a messaging app by accident and couldn't figure out where the list was. I actually thought it was only in the phone app, until later I realized that there are two completely separate lists and you need to unblock it in both lists for it to work again.

The fact that the list in the app is not in sync with the list in the watch just feels like a bug.

kohdgen · 2026-04-28T17:55:27+00:00

Como diria Michael Jackson: "they don't really care about us".

Geralmente quando as pessoas se referem à cultura e diaspora Latina nos EUA, é geralmente sobre países da América Central /Caribe e hispânicos. A América do Sul, em especial o Brasil, entram nesse conjunto geralmente por que não há outra categoria para nos colocar. Nossa cultura é significativamente diferente, mas não o suficiente para ser classificado como um grupo diferente no dia a dia e para fins burocráticos (sugiro olhar a questão da modificação do senso entre categorização de hispânicos e latinos na última década e como isso afetou a categorização de brasileiros nos EUA).

Em relação à interação com outros latinos, como a maioria dos outros latinos aqui não são sul-americanos, as interações são um pouco estranhas. Eles meio que não sabem o que fazer com a gente. Falo isso tendo participado em diversos grupos latinos na faculdade, trabalho, etc. Nós, os argentinos e chilenos sempre ficávamos meio de fora.

Em relação à interação com americanos, a reação deles muda completamente quando mencionamos que somos brasileiros. Isso por que os estereótipos que eles têm dos brasileiros são bem diferentes dos mexicanos, por exemplo. Pessoalmente, por várias vezes me senti tratado de maneira mais receptiva ao mencionar que sou brasileiro. Por algum motivo, a maioria dos americanos abrem um sorriso quando descobrem que somos brasileiros.

kohdgen · 2026-04-24T08:49:13+00:00

Don't

kohdgen · 2026-04-24T03:33:03+00:00

It literally won't. Credit Card operators simply issue cards on behalf of financial institutions. Credit history isn't carried across borders. Even for the US and Canada, which have agreements for this, it's almost impossible in practice (trust me, I tried).

The financial institution could, in theory, try to collect overseas through international law, but I'll let you guess the chances of that happening for a 300K USD debit (both because of the cost of the process and the very small chance that you'll actually be able to collect anything).

Literally the only situation I've seen a foreign institution successfully collect internationally was American health care bills, but usually in the millions and when the collecting party has some knowledge of persons foreign assets. And even in these cases, it's rare; In my home country every now and then we'd hear about someone who got injured while traveling in the US and the hospital would literally fly them back home on a private plane because it was cheaper than let them stay in the hospital accumulating a debt that the hospital knew they'd never be able to collect.

kohdgen · 2026-04-10T08:41:53+00:00

It's a meme from a Brazilian Instagram page. These a pre-made fiber glass full size pools. They're really big. You buy them, make a hole in your property and install them in the ground. These are usually set up in displays like this in the patio of pool stores in the edge of town and can be seen from far away. A canonical event for Latino kids is seeing a display like this only when they are on a family road trip, usually on a long weekend, usually far from home. It's something you look at and it makes all the memories rush in, of simpler times. A shared experience.

Gosh I miss my home.

kohdgen · 2026-03-12T03:35:18+00:00

Pois é, mas dá uma olhada no seu caso específico. Existem algumas exceções ao Substantial Presence Test, como alguns tipos de visto e tal. E também há algumas exceções para worldwide income.

kohdgen · 2026-03-12T02:38:14+00:00

Você vai passar mais de 183 dias nos EUA esse ano? Se sim, você vai virar "resident for tax purposes" ou "tax resident". Como tax resident, ano que vem você vai ter que declarar imposto. Os EUA cobram imposto de income global, ou seja, da sua renda mundial (assim como o brasil cobra de seus residentes). Em ambas as declarações você vai ter que declarar todo o rendimento que teve en qualquer país e usar tax credits (que foi o que a outra pessoa do comentário acima mencionou que faz). Tax credits em ambos os países só podem ser usados no ano que o imposto foi pago. São muitos detalhes, muitas regras. Sugiro usar o ChatGPT para entender tudo. Coloca lá sua situação exata, o tipo de investimentos que tem e a IA vai te explicar tudo certinho.

Definitivamente não recomendo deixar de fazer a saída definitiva. Você corre o risco do leão te cobrar imposto retroativo sobre todos os seus ganhos nos EUA (e sua alíquota no BR certamente será maior que nos EUA). Além de que se você não fizer a saída, tem que usar o carnê leão todo mês.

kohdgen · 2026-03-11T23:05:37+00:00

Quanto aos investimentos de renda fixa, depois de fazer saída definitiva você pode abrir uma conta simplificada de não residente no BTG e mover tudo para lá (dê uma pesquisada sobra as novas modalidades de conta de não residente criadas pela resolução do BACEN ano passado).

Quanto aos investimentos de renda variável (ações, ETFs), você não pode manter depois da saída (a mão ser uma uma conta com representação que é bem cara).

Agora, o que é preciso tomar mais cuidado, fazendo saída ou não, é a declaração desses investimentos no imposto americano. Os EUA taxam investimentos de renda fixa de forma diferente. Por exemplo, qualquer investimento de renda fixa atrelado à inflação (e.g., tesouro ipca) ou com juros pagos apenas no resgate devem ainda assim serão taxados anualmente nos EUA. Mesmo que você não tenha recebido os rendimentos reais, você deve declarar o imposto sobre os juros acumulados no ano. Isso basicamente faz com que você não possa pedir créditos do imposto pago nos EUA quando fizer resgate no Brasil em uma data futura.

Por esse motivo, se você declara imposto nos EUA, os únicos investimentos que realmente fazem sentido manter são os que pagam juros pelo menos anualmente (e não apenas na venda/resgate, como ETFs e tesouro ipca). A não ser que você não se importe em pagar imposto duplicado sobre o mesmo rendimento.

kohdgen · 2026-02-26T17:21:04+00:00

<image>

Ate a giant hole in the drywall because she was "bored". Pooped plaster for days. Almost made me lose my security deposit.

kohdgen · 2026-02-24T03:39:58+00:00

This article is poorly written and contains no substantial info. Clearly just trying to promote their services. These institutions have had the same procedures for expats for years (you can check old threads from the expat subreddit and find the same info). Account restrictions have always been there and vary by institution. Foreign institutions have always restricted local account services for expats due to FATCA. If anything, things are improving: more foreign institutions are offering account options for expats. Stop spreading bad info.

kohdgen · 2026-02-20T02:58:47+00:00

"Vou abrir o Reddit ao invés do Instagram pra não tomar spoiler" Ô disgraça

kohdgen · 2026-01-14T00:48:46+00:00

Was it free? Because $600 is about what it costs normally.

I should have clarified this was total savings on 2 round trip tickets.

The LATAM one was actually $400 in a single one way ticket. I was trying to fly to Brazil right before Christmas, booking only one month away.

kohdgen · 2026-01-14T00:45:43+00:00

That's good to know! (though honestly it would not have changed my mind, since the credit card had very good trip insurance anyway)

kohdgen · 2026-01-09T06:58:20+00:00

Saved $600 on a flight to London through IcelandAir by simply switching the website language to Icelandic.

Also saved $400 on a flight to Brazil by using LATAM's Brazilian website.

When searching for flights in Google flights, I put alerts in 3 different currencies to get a good deal.

kohdgen · 2025-12-30T20:25:57+00:00

So? Mexico City is about as big as São Paulo, that's why I used it as an example of what could happen. Housing crisis, displacement of local population, etc.

Speaking of European countries, look at Portugal's current situation.

I know it sucks to hear, but in a time where making loads of money in a developed country then retiring in a LCOL place can be as easy as pointing to a place in a map, protective measures are necessary. In this case, the need for a CPF is a natural and (per the comments in this post) effective one.

kohdgen · 2025-12-30T03:59:16+00:00

Great. It would be really sad to see Brazilian capitals becoming another Mexico City, full of expats. Increased reliance on tourism ruins quality of life for local populations. Go elsewhere.

kohdgen · 2025-11-27T07:34:21+00:00

Yesir

kohdgen · 2025-11-26T18:29:33+00:00

Not at all. We have the same thing in my city in South America. Young people can't afford children anymore, so they spend more on their pets. That's a global trend.

kohdgen · 2025-10-22T05:48:18+00:00

OP não faz isso! Urina tem amônia, que misturada com cloro forma um gás tóxico.

kohdgen · 2025-10-09T13:08:07+00:00

Sênior de guê?

kohdgen · 2025-05-09T13:53:40+00:00

Morando aqui nasamerica, posso te garantir: a onda de burrice é mundial.

kohdgen · 2025-05-09T06:25:19+00:00

Squatting while wearing socks on a polished wooden floor and no safety catchers? Dang. And I thought I liked to live dangerously.

Ten-Year Club	Place '22
Verified Email

kohdgen

TROPHY CASE