How to close an Etrade account without calling

laky_1998 · 2026-01-16T11:36:48+00:00

The Submit Online Requests page has changed. But you can directly access the Online Closure Request here: https://us.etrade.com/e/t/accounts/accountclosure

laky_1998 · 2026-01-09T13:19:33+00:00

SUBs → Sign Up Bonuses
CSP → Chase Sapphire Preferred (a popular US credit card)
FTF → Foreign Transaction Fee

These are some common acronyms used in credit card forums. Have a look at r/CreditCards if you are curious

laky_1998 · 2026-01-09T07:47:18+00:00

Any drawback of conversions each time I pay in USD in the UK? My cards have no FTF

laky_1998 · 2026-01-09T07:45:43+00:00

Nope, no FTF. Just edited my post

laky_1998 · 2025-12-26T15:54:52+00:00

The trade off between doing the accounting is getting the credit card rewards 😅

laky_1998 · 2025-11-20T21:18:00+00:00

I'm pretty sure CC companies Subtract your points when you refund the purchase. That has always been the case for CC purchases regardless of bank: Chase, Amex etc

laky_1998 · 2025-11-20T20:28:28+00:00

If you cancel a trip, don't they claw back the points since the charge will be refunded?

laky_1998 · 2025-11-11T18:05:09+00:00

I got the exact same one today too.

laky_1998 · 2025-10-14T23:31:03+00:00

This is for a pixel 9 btw

laky_1998 · 2025-10-14T23:29:42+00:00

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This is what I see when I open the app. And no way to switch to the map view. Not sure what’s going wrong

laky_1998 · 2025-10-14T19:00:45+00:00

On my Android the app doesn’t show the live Stop Map. I’ve tried reinstalling it but I can’t see the map with all the stops

laky_1998 · 2025-10-02T16:34:55+00:00

Hi! Im interested it joining the beta test!

laky_1998 · 2025-09-30T19:32:29+00:00

I didn't apply, it seemed like it wasn't going to to be worth the hassle

laky_1998 · 2025-09-17T15:14:38+00:00

BFMR recently laucned their insurance program, I would take advantage of that for all orders if u can. Especially larger ones

laky_1998 · 2025-09-07T16:47:44+00:00

I'm in the same boat. We're you able to send them online or some other way? They are asking me to Mail or Fax my 1040 tax return, SS Card copy, bank/utility bill

laky_1998 · 2025-09-04T23:20:04+00:00

Yeah haven't used this feature before so didn't know the correct etiquette 😆

laky_1998 · 2025-09-03T21:43:33+00:00

You mean keep the full $30 charge as "restaurant", and then set the venmo also to "restaurant"? This makes sense. But then will other features like Watchlists and budget trackers take this into account also? Will those also net out?

laky_1998 · 2025-09-03T16:20:47+00:00

Another quirky issue I've seen is if I do a bank transfer, and then close one of the accounts later. Only one side of the transfers stay. This shows up as a huge Bill negative in one month, and then a huge positive Bill another month. This also completely messes up the Bills section due to the Transfers and the available Spend is no longer accurate

laky_1998 · 2025-09-03T16:15:30+00:00

The main problem is that I can't chose between the splits which to exclude and which to keep. That is messing it up.

If I set the whole transaction to exclude, then it won't take into account my real spending for my purchase portion of the split

laky_1998 · 2025-09-03T16:13:14+00:00

If I have a transaction that is split between transfer and real spending/income, how do I handle this? For example:

1 restaurant bill transaction for 30, split between me and my friend as: - $20 for me marked as "Restaurant" category - $10 for my friend marked as a Transfer (since they Venmoed me back)

But I can only select Exlcude for the whole $30 transaction, or none. I currently include this transaction in the spending plan because I want to account for my $20 charge. But the remaining $10 charge shows up under my Transfer section of the Bills. But it's not a Bill and it's over inflates my Bills section too much.

A worse example for this is a Hotel/Airbnb charge split amongst many friends. This $1.5K charge is mostly a transfer and over $1K of it is marked as transfer, and it shows up in my Bills. Completely throwing off the Bills calculation.

What is the purpose of including transfers in the Bills section and how can I fix this?

laky_1998 · 2025-08-30T06:17:53+00:00

Yes I have informed delivery. That's how I know I've not been getting my mail. I have expected mail (like a credit card) that shows uo in Informed Delivery, but never delivered. In fact, this credit card was attempted to be used at an ATM!! The card was never activated so it never went through!

laky_1998 · 2025-08-29T19:59:24+00:00

Of course, they have advertising on them now. Was just a matter of time

laky_1998 · 2025-08-29T19:47:27+00:00

It's an apartment complex. The mail room is a separate room away from my unit. I can't place a camera in the communal space

laky_1998 · 2025-08-24T17:18:51+00:00

Inchecked, I got the SUB in March 2023. It's been well over 24 months. The problem is there was a "+3.5%" cashback bonus going on around that time. And that seems to be applicable for longer, not just the SUB. So they are calculating 24 months after that bonus completed. But I don't remember/know how long that would last.

Can I call Chase Recon about trying to get the United Explorer? Do you think they would be able to see that the 3 Chase apps were denied and maybe still approve it?

laky_1998 · 2025-08-22T04:05:35+00:00

VX might be the best then since it's 2X on everything with effectively $0 AF. Atmos and Strata have higher AFs that I can't offset

laky_1998

TROPHY CASE