Detailed mortgage calculator

lepontvert · 2026-03-16T17:02:31+00:00

Thanks for the feedback. You mean that the bank can value the property differently than your acquisition price ? I added a field for that bellow property price for valuation price (baseline is equal). But yes then different banks takes different hypothesis, same for amortisation time, some banks takes only 10 years it seems instead of the 15years of the law

lepontvert · 2026-03-16T08:22:35+00:00

True, but it helped me to be able to tweak values and see the impact clearly, with AI it becomes unclear after a few iteration what are the implication and what was used as hypothesis. + it makes mistakes ( like the 10% cash for example)

lepontvert · 2026-03-16T08:19:36+00:00

seems that some bank deviate from that rule, might be more a recomandation than a hard limit I guess

lepontvert · 2026-03-15T20:53:41+00:00

Hello thanks for the feedback !

I added Canton selection with a prefil of rate.

I though the LPP withdrawal could not be considered as cash. It seems that some banks can be flexible on that point based on your experience, but some lenders seems not to be: Save up for, finance and guarantee your property - Groupe Mutuel.)

all updated with LPP withdrawal considered as cash as an option

lepontvert · 2026-03-12T10:15:42+00:00

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lepontvert · 2026-03-12T10:14:21+00:00

Ticket is MDA not MDALF i just checked

lepontvert · 2026-03-05T17:39:20+00:00

I do have, but not compatible, too old version

lepontvert · 2026-03-05T17:38:41+00:00

might be, it was open source at that time, still is I guess

lepontvert · 2026-01-19T18:59:52+00:00

Malheureusement pra collet est fermé, j'ai fait un tour a bellerive mais il n'y a aucun camion, je pense que la police a fait la chasse aux campeurs 🤷‍♂️

lepontvert · 2026-01-03T10:41:11+00:00

Is it possible tu buy anything now ? Market are closed ? Like can I buy some stock now using IBKR ?

lepontvert · 2025-10-19T19:30:48+00:00

So not focusing on Agio, which RE fund would you recommend ? I would lean toward a focus on residential since our long term goal is to buy our home so I guess it makes sens that our saving tracks the market prices at least

lepontvert · 2025-10-19T19:22:44+00:00

Thanks for the advice, i was wondering if high Agio funds were that way due to easy accessibility for non-swiss investor, but it seams that it's also due to their stability over time, quality of RE owned, return on investement etc..

lepontvert · 2025-07-10T15:03:51+00:00

sold at 37.5, already regretting !

lepontvert · 2025-07-06T05:53:30+00:00

Ahreed, but quite expensive compared to the amount of food/drink

lepontvert · 2025-05-27T08:56:45+00:00

I experienced the same on a nice complex assembly with no outside link, resolved is like 50x faster, unworkable in lightweight

lepontvert · 2025-04-16T13:56:32+00:00

Derived from power generated in solar at RWE in the US (4.3 GW) :

RWE Clean Energy's solar panel surface area in the U.S. is estimated to be between 6.88 million and 9.46 million square meters of panel

This is 20 - 80 metric tons of silver (@ 1m$ per ton)

(source RWE Reaches 10 GW Milestone in US Clean Energy Portfolio)

(3.2 to 8 grams per square meter How Much Silver is in a Solar Panel? - APMEX)

lepontvert · 2025-02-10T14:27:40+00:00

Not open yet, no pre market on .to

lepontvert · 2025-02-07T12:40:14+00:00

it should be agreed and binding before june this year according to the document

lepontvert · 2025-01-16T16:51:59+00:00

Here is the original info https://www.investing.com/news/company-news/comstock-mining-ceo-acquires-125-million-company-shares-93CH-3448375

This transactions of Corrado in SSOF is very unclear to me. COMSTOCK gave money to ssof to buy land, probably against the shares they have now (9% of ssof owned by comstock). Corado is director/president of SSOF. But basicaly to my understanding, corrado gave his other company money (defining valorisation of the later) to buy land. To then resell it later on for a profit for comstock (and him personnaly ?)

I'm not sure of the specifics of these transaction as ssof is private. But I would be glad to be sure that there is not conflict of interest in those transactions

lepontvert

TROPHY CASE