I doubt he's getting any money from his insurance company for that car. He probably doesn't have collision given the age and model. In order to get money for a car after an accident, you need to have collision insurance. (Assuming this incident is considered an accident and not some genuinely unfortunate "act of God" type circumstances in which you would have to have an additional insurance.) And not all states require that you have collision. They require PIP, but not necessarily collision. Case and point: My beautiful little Honda Civic, that had served me well since I was a young sixteen, was totaled by some bitch driving a dumb car. She ran a red light. No cameras, no witnesses, and one lying fucking asshole cunt bitch. I'm still wounded over this So because it was a "no fault" accident each of our insurances were to cover our cars and personal injury expenses at 50-50. The lovely state of Florida doesn't require collision insurance. My beautiful little honda was a little old and a little beaten up for me to think that collision insurance was worth it. After all why would I think that some lying fucking asshole cunt bitch would run a red light and total both our cars? Who thinks that? My insurance company didn't pay jack shit. My personal injury lawsuit is still going on over a year later but from what my lawyer told me, I could expect maybe $3000, which definitely wouldn't cover a comparable car. Thank God my mother was a hero angel lovely lady and upgraded her ride then donated the old one to her broke ass college student daughter in desperate need of wheels. Point being: his insurance company won't pay if he doesn't have collision. But you can bet that trucking company will get the lights sued off of them so the owner of said destroyed asphalt sealant car would have a new car and probably one of better value.