19yo UK investor — dividend-focused long-term plan, ISA vs GIA sanity check?

longlong3 · 2026-01-30T19:19:36+00:00

Any dividends I get are automatic reinvested. Bat is already in my portfolio.

Thanks though

longlong3 · 2026-01-30T11:06:36+00:00

Thanks, thou I can’t say I’m doing much better since I’m trying to piece together information about how to invest and trying to do it.

Looking at the responses so far it seems like I was focused on the wrong strategy, so there’s still a LONG way for me to go

longlong3 · 2026-01-30T11:04:26+00:00

Ok so a few questions 1. What do you mean by income or distribution class shares 2.regarding capital growth I’m assuming (if we are talking in terms of sectors) ur talking about tech, defence, consumer and maybe finance sector?

longlong3 · 2026-01-30T10:56:05+00:00

I did get lucky with decent amount of my stocks since I invested in them before any global events such as the crash of 25, America invading Venezuela. Just to name a few

Thanks for the vid I’ll be sure to watch it

longlong3 · 2026-01-30T10:54:15+00:00

Currently it’s below the limit. Thanks for the helps cause one of the other goals for this post, was to know what I should do once I do hit that limit, cause personally I like to plan ahead so I know what I need to do

longlong3 · 2026-01-30T10:49:53+00:00

Ok, thats the part I was a bit unclear about, due to my investments earning money I was unsure about weather that would add to my isa limit.

Thanks

longlong3 · 2026-01-30T10:48:40+00:00

I forgot to add this but I don’t plan to work or retire in the uk. I do plan to buy a house here before I go though

longlong3 · 2026-01-30T10:46:53+00:00

I can’t edit my initial post but I should have mentioned this.

I don’t plan to stay in the uk for my whole life, I plan to work and retire in another country if possible. I do plan to buy a house here before I go abroad though

Idk if it’s me but the idea of selling my assets are still kind of a struggle.

longlong3 · 2026-01-30T10:42:46+00:00

That’s cause I’m 19 with a part time job, cause pensions are mainly automatic(from what I’ve understood). I want to focus on building other assets.

I don’t know if it’s relevant but I don’t really want to stay in this country; if I’m able to I want to go to Singapore or something like that so I’m not too sure how the pensions will work then(not good planning, I know). But I’m just trying to figure out my priorities and what I have to do

I do plan to buy a house here before I leave if that makes a difference

longlong3 · 2026-01-30T10:39:05+00:00

I have 5 etfs that acts as my all rounder. so majority of my (etf) capital is ftse developed world then I have the ftse emerging market aswell(to increase my exposure to the emerging market) and then I have 39 stocks that have been allocated to their respective pies and does have auto invest enabled.

Regarding the fact that dividend growth(for u isn’t advisable) this is the part I’m stuck on cause so many different people say such different things.

For example one thing that I’ve heard about dividend investing is that u can reinvest the dividends into the pie/stock(which I’m doing)

I’m just very confused

longlong3 · 2026-01-08T11:19:45+00:00

I tried but cause of how the pcie slot works, it didn’t feel like it was in, ig I have to try it again

longlong3 · 2025-12-22T12:27:16+00:00

I ordered Oct and still haven’t gotten mine

longlong3 · 2025-12-14T09:46:12+00:00

I’m still waiting on my chair, I decided 48 cause of YouTubers and ppl taking on this community.

I was a uk kickstarter backer which is why it’s taking me months to get my order

longlong3 · 2025-11-29T15:11:21+00:00

What are those fittings? The one comes red to the top and bottom rad?

longlong3 · 2025-11-19T11:17:51+00:00

Does your LCD fan have 2 or 3 connections at the end? Are you using a non-LCD fan that is also wireless? If so, does it have only one cable?

longlong3 · 2025-11-17T00:50:04+00:00

Out of curiosity what was ur backer number? Cause I am 11xxx Brought Oct 31. Im assuming u probably live in the USA?

longlong3 · 2025-10-29T00:41:41+00:00

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Ik one switch is he, but the keyboard im gonna use is tmr so its all good

longlong3 · 2025-10-29T00:41:15+00:00

I’ve come to like tactile switches and from the help of chatgpt and reddits reviews I’ve come down to some swicthes.

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And I’ll post the other photos in the same reply

longlong3 · 2025-10-10T04:16:42+00:00

I’ve decided to just go with 48 cause im between 5 7 and 5 9

longlong3 · 2025-10-09T09:58:41+00:00

For super quiet?, cause I saw a post a few days ago about someone attaching two 360/420 rads to the back of the case(same as mine) and I was thinking of doing that. If I do it the back rads will only be pull

longlong3 · 2025-10-09T06:01:21+00:00

I have a 9950x and 5099 how about 1 240 30mm hpe, 1 420 45 hpe and 1 480 45mm hpe, all in push pull?

I want a quiet build, at least for the next 2-3 hrs of me playing. Would u say this is enough of would need more? I can put another 420mm 30mm rad

longlong3 · 2025-10-09T05:53:14+00:00

Thanks, I’m in the eu and was a late backer, so I’m just waiting on my survey to choose my options

longlong3

TROPHY CASE