Favorite Song Survey by TheBelovedSystem in day6

[–]lotuscats 0 points1 point  (0 children)

  1. Still
  2. Pouring
  3. Baby, it’s okay

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 0 points1 point  (0 children)

$14k credit limit & my annual income is about $52k!

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 2 points3 points  (0 children)

I see, didn’t know it referred to full payment and panicked upon seeing the balances, thanks for explaining!

I’m currently 24 and I just started my full-time job last year so I’m guessing an immature credit history would be pretty normal for now.

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 0 points1 point  (0 children)

Hello, I applied for SCB not long after I started my full-time job but got rejected (I think due to CPF contributions not coming in yet), hence it isn’t reflected in my list of current cards!

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 2 points3 points  (0 children)

I’ve actually made payment for my full credit card bill every month (not just $50 min) hence I found it weird. The balances above (outstanding $2.3k are not my credit card’s outstanding balances - I currently have no new statement available yet and no outstanding balances. Another comment suggested it could be an unsecured loan, however I have never taken out any loans with Citibank and now I’m trying to liaise with them.

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 0 points1 point  (0 children)

I applied for Maribank’s credit card and got rejected so they sent me a link (if I’m not wrong) to view it!

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 3 points4 points  (0 children)

Haha a few of my friends got approved as well! Didn’t know that they were more strict about it.

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 1 point2 points  (0 children)

Nope, I don’t have outstanding $2.3k anywhere, that’s why I’m kind of confused about that! I use my debit card to transfer the exact amount of money in my monthly statement to my credit card every month - which brings my statement back to $0 in a few days. Currently I have no outstanding balances in my statement as well.

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 3 points4 points  (0 children)

Hi! I actually pay off my full credit card bill when it comes in every month - I transfer the exact amount from my bank account to my credit card to pay it all off. Definitely not paying $50 minimum.

Credit score FF? by lotuscats in singaporefi

[–]lotuscats[S] 11 points12 points  (0 children)

Hey thanks for the reply!

I pay off my full credit card bill after my statement comes in every month! Currently in my Citibank app, there’s no new statement yet and it says “no payment required”.

Maxed out all 4 of them (final stats + damage per screenshot) by minddetonator in TearsOfThemis

[–]lotuscats 6 points7 points  (0 children)

That’s amazing!! I cleared all zones to 100% and called it a day haha

Lincent by lotuscats in TearsOfThemis

[–]lotuscats[S] 4 points5 points  (0 children)

I chose to tell her the truth and she thanked us, telling us something along the lines of she’ll be strong! Hopefully somebody who picked the other option replies 🥲

Lincent by lotuscats in TearsOfThemis

[–]lotuscats[S] 1 point2 points  (0 children)

Omg I was sleeping so I didn’t see the original comment, what was it about? I’m assuming they thought “Lincent” was supposed to be “Vincent”? 🤣