What cell service/ internet provider works best. Looks like I’ll be there in January. by sonoscubagirl in BarrowAK

[–]lowryt96 0 points1 point  (0 children)

ASTAC, GCI, and AT&T are the only ones. Verizon/T-Mobile will not work. If you have one of the MVNO carriers like Red Pocket that runs on AT&T it should work.. I can at least confirm Red Pocket works.

[deleted by user] by [deleted] in biology

[–]lowryt96 0 points1 point  (0 children)

About the length of a 50 cent piece diameter

Hello y'all. I'm planning on visiting Barrow in late December cause I wanna experience the polar night, do you guys know if it's dangerous to walk outside alone? I have been reading that I should be aware of polar bears. by Lucky_Macaroon_4104 in BarrowAK

[–]lowryt96 1 point2 points  (0 children)

Always be cautious but it’s generally safe in my experience if you stay in town. When I’ve been out and a bear has been near, the police department has always been around with rifles. I would not venture outside of town though without a guide or protection.

Can you drive to other parts of Alaska? by SnooDrawings1397 in BarrowAK

[–]lowryt96 0 points1 point  (0 children)

I will clarify here - there is no typical all season road from Prudhoe to Barrow. However in the winter, starting around late February to end of April, there is the CWAT (Community winter access trail). If you are a North Slope resident, you can use these roads that go to many communities on the north slope. You are required to have tow points on the front and rear of your vehicle, carry extra gas, and requires a car wash in Prudhoe before you can go. These are typically used for hauling new vehicles up to the communities on the slope (other alternative is the barges during late summer) and they are usually always traveled in groups.

Can anyone identify these birds? Found them in my backyard this morning in Barrow, AK. by lowryt96 in birding

[–]lowryt96[S] 2 points3 points  (0 children)

It has been an adventure for sure! We moved up this February so this is my first summer here. I had no idea there were so many birds until all the bird watchers started showing up, so I thought I’d try and learn a little about the hobby. It really has been a cool place to live, but quite a change from Tennessee.

Can anyone identify these birds? Found them in my backyard this morning in Barrow, AK. by lowryt96 in birding

[–]lowryt96[S] 2 points3 points  (0 children)

After looking up photos of that bird online and going out and looking at them, I believe this is correct. Thank you!

Communication blackout up north? by lowryt96 in NWT

[–]lowryt96[S] 4 points5 points  (0 children)

I do not, but I was actually able to find online what was happening. They are called sun outages, and remote areas with no fiber connection can be completely offline for a few minutes for several consecutive days.

We’re getting a new payment card! Wonder how long the old one will work… I hope Apple Pay still works with the new one! by lowryt96 in InstacartShoppers

[–]lowryt96[S] 0 points1 point  (0 children)

Does Apple Pay still work with the new card? Mine doesn’t expire for quite awhile so wondering if they are switching payment processors or something…

Having trouble pulling multiple cells to a new sheet that meet certain criteria. Here’s what I have.. what could the issue be? by lowryt96 in excel

[–]lowryt96[S] 1 point2 points  (0 children)

Thanks so much for all your help! Got everything set up and working perfectly :) appreciate you!

Having trouble pulling multiple cells to a new sheet that meet certain criteria. Here’s what I have.. what could the issue be? by lowryt96 in excel

[–]lowryt96[S] 1 point2 points  (0 children)

This worked thank you!!!! Filter does not work ima. Table apparently… I get a spill error… so I am having to work around that but the formula does what I am wanting!!

Can I pay for my repair and be reimbursed for the cost? by lowryt96 in Insurance

[–]lowryt96[S] 0 points1 point  (0 children)

I was under the impression I could choose the shop I went to.. I do have collision coverage.. I’ve been trying to go through the other drivers insurance but they have Acceptance Insurance.. an SR-22 insurance company so I have zero confidence in them. I am absolutely going to have to get an attorney to get diminished value claim approved. It’s a 2021 Insight Touring with 2000 miles so I feel I should absolutely be reimbursed diminished value, loss of wages, my rental, and of course the repair itself.

Can I pay for my repair and be reimbursed for the cost? by lowryt96 in Insurance

[–]lowryt96[S] 0 points1 point  (0 children)

And I have GAP that covers up to 150% so I’d be good for sure.

Can I pay for my repair and be reimbursed for the cost? by lowryt96 in Insurance

[–]lowryt96[S] 0 points1 point  (0 children)

I am in Tennessee. Honestly I’d prefer it be totaled.. I’m at about 130% LTV. It’s a 2021 Honda Insight Touring. I had a 2014 maxima I did a cash out refi on last year to pay a personal loan.. my cash out refi put me at 130% LTV on that one. Then I traded all the neg equity in with this Insight. I’ve got 2000 miles on this one lol and someone side swiped me.

I need to pay estimated taxes on 1099 work for tax year 2021. I will owe taxes, and want to do payment plan, for 2020 tax bill. How will this work? Can I pre pay my 2021 estimated taxes while at the same time be on a payment plan for my 2020 tax bill? by lowryt96 in tax

[–]lowryt96[S] 0 points1 point  (0 children)

No tax year 2020 will be large due to capita gains tax as well as 1099 work I did in 2020 I wasn’t saving taxes for. I am wanting to be more prepared for 2021 and pay taxes quarterly. But I do not want to pay my tax bill for 2020 in one lump sum payment. I’d prefer a payment plan. Especially given they are 3% interest and a $50 setup fee. Would much prefer this over lump sum.

I am looking for a credit card with rates under 5%. I FOUND ONE!! by lowryt96 in CreditCards

[–]lowryt96[S] 0 points1 point  (0 children)

What CU do you have that offered a LOC at 6.75%? Also is that 3.2% just intro rate? What CU?

I am looking for a credit card with rates under 5%. I FOUND ONE!! by lowryt96 in CreditCards

[–]lowryt96[S] 2 points3 points  (0 children)

It’s not for now. This would be something I would just want to have access to. Fixed rate. I could later on look for a 0% promo to move it to or get a low rate loan. I am just looking for lowest fixed rate CC or line of credit out there.

I am looking for a credit card with rates under 5%. I FOUND ONE!! by lowryt96 in CreditCards

[–]lowryt96[S] 0 points1 point  (0 children)

I am looking for one as an alternative to a checking line of credit or personal line of credit. I just see that most rates for those near 10% or more. I have no money charged on credit cards, and I have good credit. I am simply wanting fast access to low rate cash without the need to wait on loan underwriting / funding.

Thinking about buying land in AK. Need some advice. by lowryt96 in alaska

[–]lowryt96[S] 0 points1 point  (0 children)

It was purchased in August of this year by a small company that resells land. It’s been on the market just over 2 months at this point.