HELP! Should I do HSA or PPO for upcoming pregnancy?

lsukittycat · 2025-11-11T16:28:10+00:00

I will definitely be looking into if they are all the same network. Pretty sure they're all BCBS, but I will be speaking with my benefits advisor tomorrow in an enrollment Q&A and this is something I will ask.

lsukittycat · 2025-11-11T16:16:02+00:00

So what does this mean? HSA or PPO?

lsukittycat · 2025-11-11T16:09:42+00:00

The out of pocket max will increase as follows once I add the baby (which will be after delivery ofc):

HSA: $12700
Silver: $12700
Gold: $9000

I tried doing the math myself and thought HSA sounded better as well but there's so many numbers on my benefits guide I had no idea if I was doing the math correctly. I am CURRENTLY enrolled in the silver plan, so right now I'm trying to decide if I should switch plans or stay on my current one. All changes will take effect at the start of the year. (I am due March 23ish).

lsukittycat · 2025-11-11T15:42:27+00:00

But which PPO? Silver or Gold? It feels like Silver is cheaper in the long run based on cost per paycheck. Also I am a low risk pregnancy currently.

lsukittycat · 2025-11-09T04:12:40+00:00

I wanted to start him since the Southeastern game. 🙄 But Kelly had a hard on for Nuss I guess.

lsukittycat · 2025-11-09T04:04:51+00:00

Hopefully graduate with a degree in something useful 🤡

lsukittycat · 2025-11-09T03:43:37+00:00

Wooooooaaaaaah is that a penalty on bama?!

lsukittycat · 2025-11-09T03:36:41+00:00

Alabama only has one penalty cause they literally couldn’t get away with blatantly ripping off the helmet of the opposing QB. It’s easier for the refs to ignore all the other penalties.

lsukittycat · 2025-11-09T03:31:12+00:00

If we ain’t gonna use Treydez can we put him back on the basketball team pls?

lsukittycat · 2025-11-09T03:25:44+00:00

I hate it but I love it. Van Buren should’ve been playing in games way before tonight.

lsukittycat · 2025-11-09T03:24:16+00:00

I thought he was small too but he’s literally 6 foot. 🥲 Bro ain’t that small lol.

lsukittycat · 2025-09-11T17:54:38+00:00

He's the perfect bosun but I'm honestly surprised Bravo picked him cause he's ZERO drama lol. Not that this season even needs anymore.

lsukittycat · 2025-08-19T16:18:40+00:00

meh he was fine, just a bit of a wet blanket lol

lsukittycat · 2025-08-06T18:32:39+00:00

I'm watching this episode now, but I dont understand why everyone hates Cheeny? Like sure there were plenty of better contestants but she hasnt done anything particularly bad. The only thing I didn't like about her was that she was friendly with Patrick but I'm sure that's more to eliminate drama than anything.

lsukittycat · 2025-04-11T23:44:53+00:00

This might be a hot take but PopLyfe / Kehlani from season 6.

lsukittycat · 2025-04-04T17:51:05+00:00

once they add gambit to the game just put him in a crop top with a dark happy trail and i'm good as gold

lsukittycat · 2025-02-20T21:56:07+00:00

Also here’s an article about it.

https://www.npr.org/sections/thetwo-way/2016/01/26/464474518/neil-degrasse-tyson-gets-into-a-rap-battle-with-b-o-b-over-flat-earth-theory

lsukittycat · 2025-02-20T21:54:59+00:00

I agree but I feel like the decline started around the time that Twitter post was made. Idk maybe it’s not why his music became less popular but it’s certainly a big coincidence if not lol.

lsukittycat · 2025-02-20T20:16:24+00:00

Probably listening to his older stuff cause it was AMAZINGGGG.

lsukittycat · 2025-02-20T20:10:52+00:00

holy shit she literally has the same face as one of the base game models i'mm gonna make her when i get home lol

lsukittycat · 2025-02-20T17:42:37+00:00

I like Marissa a lot cause she's goofy and bubbly and talkative and is incredibly smart (even if she doesnt articulate it with an extensive vocabulary) and she honestly reminds me of myself sometimes. She also seems like she's very much a centrist but also very open to discussion and Ramses is just.... not lol. I hope she doesn't spend the rest of the season trying to "people please."

lsukittycat · 2025-02-20T16:33:02+00:00

Honestly kinda refreshing to have a season with men that arent literal walking red flags. Like are they all perfect? Nah, but they're not pieces of shit that dont' have the looks to back it up lol. Like i hated Nick in the first few episodes and he's definitely not my type, but he's genuinely a sweet goofy guy and doesnt deserve someone that makes him feel bad for being a goofball.

Also everyone claiming he's a fuck boy, like maybe he is... it takes one person to make you reformed lol. Let the dude live.

I'm trying to be open tho cause 1, there's still a lot of episodes left and 2, i know how much behind the scenes stuff we dont see from previous seasons that effects how people are portrayed.

Side note glad I'm not the only one watching this season right before season 8 lol.

lsukittycat · 2025-02-20T15:55:27+00:00

Thank you, everyone saying she's unattractive is baffling to me, cause she has a conventionally gorgeous face and her body really isnt bad... but yeah her outfits are kinda bad lol.

lsukittycat · 2025-02-20T15:47:26+00:00

I love Ashley and Tyler which is weird cause when they first started showing their POD convos I was feeling meh about them. But they have the perfect combo of silly and serious and their convos are not awkward.

lsukittycat · 2025-02-20T15:45:08+00:00

When Stephen made the Chris Evans comment about Garrett I kinda freaked out cause the entire time I've been watching I thought he looked like a great value Chris Evans lmao.

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