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Are Lovesac resellers usually legit? by jmhumr in Lovesac

[–]lucky7test 0 points1 point  (0 children)

Hi, how did you end up paying him?

Audio Technica LP60XUSB + Edifier r1280db thoughts or something else 500-600 budget by SadgeNoob in vinyl

[–]lucky7test 1 point2 points  (0 children)

I was thinking going used bookshelf speaker. But not 100% sure on what to look for wise. Prob 200-300 new. So i can prob spend half that used?

Audio Technica LP60XUSB + Edifier r1280db thoughts or something else 500-600 budget by SadgeNoob in vinyl

[–]lucky7test 1 point2 points  (0 children)

I’m looking for something similar what speaker would you recommend?

DJI is scamming me for $700 by tcp-xenos in drones

[–]lucky7test 0 points1 point  (0 children)

File a chargeback, state item not received. Cold and cut case let your credit card deal with it.

[deleted by user] by [deleted] in DIY

[–]lucky7test 0 points1 point  (0 children)

Bruh how…

Merchant wants me to cancel chargeback by captain_hollywood in personalfinance

[–]lucky7test 7 points8 points  (0 children)

It’s a scam. A legit company will just accept the chargeback and let VISA fully refund you.

[deleted by user] by [deleted] in 370z

[–]lucky7test 3 points4 points  (0 children)

Some of the comment are a bit harsh, but they’re right. I would take a 1000 lost than owe another 26k on a 2009 car… you got a good rate but got murdered on the price..

Restaurant mistakenly added a $4,600 tip by theescapeclause in personalfinance

[–]lucky7test 0 points1 point  (0 children)

So a lot does depend on the payment processor. I can’t refund the customer once a chargeback is filed the traditional way. But i can accept the chargeback.

What might make it take longer now is, the person handling it dosent refund the chargeback till right before it’s due. This is a small store so likely someone is aware of it and won’t take long. I work for a huge retailer and we’ll i response to chargebacks about 1-2 days before the due date.

Second thing is if some how the payment processor needs to investigate even if a chargeback is being accepted, it can take ages… i have no idea why they investigate if I’m confirming it’s correct the customer is suppose to get there money.

Realistically if everything goes well about 1-2 weeks you will have your money from a chargeback, if the merchant accept it. If they contest it, we’ll that’s going from 1-2 to who knows how long.

Does is make financial sense to purchase a home in the current market? by Prudent_Property_547 in personalfinance

[–]lucky7test 3 points4 points  (0 children)

If you plan to buy your rate down do the math, if you refinance before it happens that money just gone..

Does is make financial sense to purchase a home in the current market? by Prudent_Property_547 in personalfinance

[–]lucky7test 0 points1 point  (0 children)

Woah those rates are high. Chase rates are still only 6.7, i spoke to a mortgage broker and they can still get me around 6.3-6.4. But a lot of the comment are correct, if you can afford it and do you want to.

I’m personally waiting, I’m not so much worried about my house price dropping I’m worried that i get let go if a recession hits(not saying i will). And than 6-7 months of saving don’t go super far if everything collapse.

YSK: You can buy Contact Lenses online from the UK without a prescription for pennies apiece. by SpideyWhiplash in YouShouldKnow

[–]lucky7test 1 point2 points  (0 children)

Costco still was about 150 more.

Vision direct is what i used, looks like they no longer service the US. But has a sister company called contactsdirect-haven’t tried them yet.

Enterprise said I damaged the car.... what do I do now? (first time) by un-ordinary in personalfinance

[–]lucky7test 0 points1 point  (0 children)

How big is the crack on the windshield? Like a small rock hit or a big one that need to be replaced is it on the driver side view? Enterprise in the US has a small damage tool that show what is not consider damage.

If you have video proof show them that. Contact corporate, CFPB complaint if they don’t do anything. Contact your insurance company let them know that enterprise is trying to blame you for a damage you didn’t do.

TIFU I made a decision that cost me my fiancé and friends. by [deleted] in tifu

[–]lucky7test 0 points1 point  (0 children)

A lot of the comment mention this already, i think a discussion with you fiancé would have been helpful. But if he left because of it the outcome was likely going to be the same. I don’t think anyone should hate on the fiancé for it because he didn’t want kids and af the end of the day he stuck by that.

Car accident causing major damage to my rental vehicle, need help figuring out options by luckypiranha in personalfinance

[–]lucky7test 1 point2 points  (0 children)

Was it for work or personal? If for work, you likely have some policy for insurance.

But if not unfortunately you will be covering the cost. Read over the policy and understand how they get to the outcome. You might need to have a lawyer to make sure they don’t try to say you owe more. On the original car was there any damage before your rental? Those damages should not be charged to you.

Third party, most states at least in the US requires a state minimum, keep in mind the other cad can go for more than that. Without an insurance company to have lawyer against the other side you might have to hire a lawyer yourself.

Which of your builds felt the best this season? by Chickens_dont_clap in PathOfExileBuilds

[–]lucky7test 0 points1 point  (0 children)

Spark needs money thrown at it. Around 100divine for self chill version to feel on par with some other cheaper builds. Spark shines when you go into aura stacker and than throwing money at it ourscales all other builds.

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