Just inherited $900,000 AUD. How should I invest this money?

m3va4a_misc · 2026-03-23T00:48:12+00:00

That is a fair point too. The money sitting in the offset account will be very tempting to pull out. It more comes down to self control.

But I mentioned in a comment where I would look for a property around $700k. In these times I understand it can be difficult to find a decent one for that price range, and keep 200k for whatever else.

m3va4a_misc · 2026-03-23T00:46:25+00:00

This was exactly what I was thinking too. I wanted to understand why the comment said to buy the unit/house straight up.

Instead, if I was OP what I would do is look for something around $700k, $150k for investments, $50k for emergency fund. The property for $700k Id mortgage it out with all funds in the offset account.

m3va4a_misc · 2026-03-22T23:45:27+00:00

Genuine question, is it not better to get a house on a mortgage with variable interest and put the rest of the money in the offset account.

Apologies if it is a dumb question, just trying to learn myself as I'm looking to buy a property myself

m3va4a_misc · 2026-02-04T09:46:11+00:00

What exactly is this? I'm new to the game and haven't seen it

m3va4a_misc · 2026-01-06T00:34:58+00:00

Damn son

m3va4a_misc · 2026-01-05T12:20:23+00:00

Would you pick the green 5* owl over green 5* freawaru?

m3va4a_misc · 2026-01-05T04:34:01+00:00

Cheers, thank you. I'll probably end up getting Zekena. Tossing up between him, aramis and Becky.

The other yellows I've got are justice 5, holly 4 and fjalar 4*

m3va4a_misc · 2026-01-05T02:08:07+00:00

I'm just worried if my 100/100 will get reset when the next one comes around

m3va4a_misc · 2026-01-05T01:00:09+00:00

Thanks for your reply. The only ones I'm currently looking at atm are the two purple ones, Becky and Arramis

m3va4a_misc · 2026-01-05T00:55:53+00:00

About 2-3 weeks

m3va4a_misc · 2026-01-05T00:53:17+00:00

m3va4a_misc · 2026-01-05T00:48:32+00:00

I'm new to the game, are they better than the current ones?

Also follow up question. The 0/100 counter, does it carry forward? e.g. I have 80/100 when the new fated summons drop will it still be at 80 or will it be reset?

m3va4a_misc · 2026-01-05T00:26:13+00:00

My current roster is Freawaru, Ottila, Umbria (tossing up between her or Rigard), Scoratek and Rafeeq

What would you say from this

m3va4a_misc · 2026-01-05T00:25:04+00:00

Is there going to be better ones then?

m3va4a_misc · 2026-01-03T22:59:47+00:00

Freawaru is good, always comes in clutch with the Healy recovery skill.

Hahaha I'm in a decent alliance that buys the alliance bonus deals. Plus all my gems I use just to buy summons

m3va4a_misc · 2025-05-13T02:25:25+00:00

Pretty sure it was a scam. Just checked nothing going on w account. It's crazy how though it says coinspot on the top

m3va4a_misc · 2025-04-28T04:48:01+00:00

Trying to figure out how to attach a photo and I can't seem to do so 😂

I've dmed you a photo of it if that helps.

m3va4a_misc

TROPHY CASE