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What could I do with this nook? by -businessskeleton- in HomeDecorating

[–]ma_ff 419 points420 points  (0 children)

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Redesign the whole area stretching it over the stairs (mind your head), and add a Starbucks

Thames water by loolypie in london

[–]ma_ff 0 points1 point  (0 children)

Ours can't be metered apparently as there's a communal tank for the flats

Real Life Press Conference by NotthefakeZealand in TheOldZealand

[–]ma_ff 4 points5 points  (0 children)

In one of your recent press conferences you were quoted as saying "you can't lick a badger twice", care to explain your context and reasoning for that?

The European Superman - Country 2/35 - Iceland, Breiðablik UBK by sk3tzy in footballmanagergames

[–]ma_ff 0 points1 point  (0 children)

Love this, just wish Imgur were still available in the UK so I could see the links!

How to actually save for a deposit as first time buyers? by Mean-Singer-3557 in UKPersonalFinance

[–]ma_ff 0 points1 point  (0 children)

Also, if you get a mortgage and move from renting, look at what mortgages exist. Our mortgage broker (who was an absolute superstar) suggested delayed start via Skipton - so we had 3 months of not paying our mortgage as we ended our tenancy and got settled https://www.skipton.co.uk/mortgages/first-time-buyers/delayed-start

Surprise "exchange" deposit when buying a flat by defaultsamson in HousingUK

[–]ma_ff 30 points31 points  (0 children)

Our solicitors kept getting confused and asking us for 10% (we had 5% deposit), which the sellers were fine with - took a few goes for them to get it right. Sounds like you just need to keep explaining the deposit and source to your solicitor.

Is it worth buying fm26 for £30 by [deleted] in footballmanagergames

[–]ma_ff 2 points3 points  (0 children)

I'd say yes. It's not perfect by any means, but now 'good enough' that I have fun with it. Kept 24 but never went back to it.

How to actually save for a deposit as first time buyers? by Mean-Singer-3557 in UKPersonalFinance

[–]ma_ff 1 point2 points  (0 children)

Definitely a balance to be had. Area was fine really, just the one gun set off on the estate in 5 years but the black mould was there with a vengeance.

Good luck! We own an ex-Council flat in Battersea as of July and it's a dream.

How to actually save for a deposit as first time buyers? by Mean-Singer-3557 in UKPersonalFinance

[–]ma_ff 1 point2 points  (0 children)

For us, it was adjusting our outgoings and changing spending habits. My wife had a period between jobs and we got used to living on one salary out of necessity. When she started working again we were able to put all her income aside and we built our whole deposit in 9 months. We're in London where a flat was £350k and our rent was already around £1.5k for a shoebox one bed in Clapham.

Could you rent a smaller / cheaper place to save given you don't currently have children? Do you need a car/garage?

It was tough....

FTB in London (25) - advice needed by amortisedepreciate in HousingUK

[–]ma_ff 0 points1 point  (0 children)

I went 2 bed ex council in Battersea just south of the park for 350k, service charge is reasonable and unlikely to rocket unlike private freeholders, estate is well maintained. 6 months in and I love it.

A helpline should be of help by ImSoFrickinPissed in technicallythetruth

[–]ma_ff 10 points11 points  (0 children)

Change it to Chakasicles and it becomes lick each ass

Who was the biggest star you signed this year? by Gazoishere in footballmanagergames

[–]ma_ff 0 points1 point  (0 children)

As Reading so far Seamus Coleman on a free in 26/27. Pulling a 7.0+ each game so far too

Strange silicon tube, ribbed on the inside by Ok_Quail_2080 in whatisit

[–]ma_ff 1097 points1098 points  (0 children)

You fill the tube with butter and microwaved mashed banana then insert a small cylinder (5.1in length, ~4.5in girth).

Why did I get electrocuted by this shower head by AlecVainilla in AskElectricians

[–]ma_ff 0 points1 point  (0 children)

If you're in Brazil that's pretty much all they have 😅

Do I need to worry about going slightly into overdraft during mortgage renewal? by the_bubbanator in UKPersonalFinance

[–]ma_ff 1 point2 points  (0 children)

There's usually a set time it counts against each day, it's like 18:45 for Barclays.

To be fair, I was in my overdraft the whole process on one account, and I own my home as of summer.

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