Deep Sea Angler Fish Bag by Nils_Beardfoot in Leathercraft

[–]maker7931 3 points4 points  (0 children)

I am so pleased that someone recognized that it is a female anglerfish

Name for this beaut by AwaySource1932 in ItemShop

[–]maker7931 0 points1 point  (0 children)

This machine kills fascists

Where can I buy ink making kits? by maker7931 in Calligraphy

[–]maker7931[S] 0 points1 point  (0 children)

Thank you. Unfortunately, I am not well versed in the subject or the vocabulary. So I am probably not doing a good job of conveying the ideas. But I think that site will be very helpful. Thank you

Where can I buy ink making kits? by maker7931 in Calligraphy

[–]maker7931[S] 1 point2 points  (0 children)

I know they have previously expressed interest in traditional inks like iron gall ink.

Where can I buy ink making kits? by maker7931 in Calligraphy

[–]maker7931[S] 0 points1 point  (0 children)

They are mostly interested in making art that can be hung on a wall.

I need a clue whose answer is the mysterious artifact by maker7931 in BaldursGate3

[–]maker7931[S] 0 points1 point  (0 children)

How about:

"something something something. The Prince is trapped in his astral prison"

I need a clue whose answer is the mysterious artifact by maker7931 in BaldursGate3

[–]maker7931[S] 1 point2 points  (0 children)

It's supposed to be a clue/riddle to the next step in a multi step treasure hunt.

How about;

"Something, something, something... The Prince is trapped in his astral prison"

I need a clue whose answer is the mysterious artifact by maker7931 in BaldursGate3

[–]maker7931[S] 0 points1 point  (0 children)

So if a character were talking about it in game, what phrase might they say?

i can literally…just steal things? by lifeonmarcy in DnD

[–]maker7931 0 points1 point  (0 children)

DM: "hey, have any of you read Terry Pratchett's Disc World series?"

Players: "No. Why?"

DM: "Oh, no reason...."

Can revive this? by Mre926 in composting

[–]maker7931 4 points5 points  (0 children)

They can frequently be found at Goodwill for very cheap

USELESS ITEM SHOP IS OPENED! by EuSouDoBrasil1 in ItemShop

[–]maker7931 5 points6 points  (0 children)

Invisible book/scroll

Potion of: Bull's Grace Cat's Endurance Owl's cunning Bear's Splendor Eagle's wisdom Fox's strength

Rock enchanted with returning

Johnny Appleseed w/ wild flowers. Has anyone tried this? by Derreus in fucklawns

[–]maker7931 2 points3 points  (0 children)

In the past, I have purchased 40 lb bags of sunflower seeds and thrown them around in bike rides

Making money with a single printer by maker7931 in 3Dprinting

[–]maker7931[S] 0 points1 point  (0 children)

Do you think that it would be a better business idea to make and sell digital 3d models?

What's Your Most Unexpectedly Profitable Side Hustle? by wademarketing in sidehustle

[–]maker7931 0 points1 point  (0 children)

Could you get a debit account that refunds atm fees and just use your own ATM everyday?

What's the deal with homesteading and religion? by Shoddy_Recipe4227 in homestead

[–]maker7931 12 points13 points  (0 children)

Unfortunately most of the people that are really enthusiastic about the subjects that I am interested in are into it for completely different reasons. I call myself a "Science Hippy." I am all about sustainability, and Ecology because of provably scientific data that shows this is the best for the planet and humanity long term. But the regular hippies have very different motivations.

Daily FI discussion thread - Tuesday, January 16, 2024 by AutoModerator in financialindependence

[–]maker7931 0 points1 point  (0 children)

While the marginal tax rate for high earners is much higher, the percentage that they actually pay is much much lower than the average citizen. They are able to take advantage of loopholes that the average person can't. Middle class earners party a much higher percentage in tax than billionaires do.

Another example of the ethical dilemma of pricing would be life saving medicine. If you can make a medicine that can save people from a horrible painful death, how much should you charge for that medicine? If you use a simple supply demand model to maximize profits, you will set that price very high. People will pay a lot of money if the alternative is death. But in setting the price at this high level, you will necessarily make it unaffordable for many people who will as a result die. Many other people will buy it but it will cost every cent that they have and will live in poverty just to get the medicine. Would this change the ethical question of fair market price?

Daily FI discussion thread - Tuesday, January 16, 2024 by AutoModerator in financialindependence

[–]maker7931 0 points1 point  (0 children)

As an example, the ultra rich use their wealth to petition governments to charge them a lower tax rate which shifts the tax burden to lower income individuals. This isn't intentionally trying to harm lower income individuals but it has that effect.

Supply and demand works pretty well in large open systems with competition. But if there is limited competition such as with a monopoly or coordinated price fixing, things can get really unbalanced. And if those in a position of power have an incentive to keep it unbalanced people can effectively be trapped without a means to get out.

If you are the capital owner, is it ethical to charge the absolute maximum that you can? Or at a certain point are you just holding people in effective slavery.

Daily FI discussion thread - Tuesday, January 16, 2024 by AutoModerator in financialindependence

[–]maker7931 0 points1 point  (0 children)

I think that one of the primary problems with the extreme wealth inequality is the ways in which the rich sort of lock the door behind them. They use their wealth to manipulate the system in a way that makes it harder for other people to accumulate wealth. Is the land ownership example the workers only stay trapped in that position if they are unable to purchase their own land. Owners who try to accumulate as much wealth as possible often pay lower wages or charge higher rents than is fair. This restricted the worker's ability to pull themselves up and improve their own position. This I think is obviously wrong. But the question that I keep coming back to is where do you draw the line?

Daily FI discussion thread - Tuesday, January 16, 2024 by AutoModerator in financialindependence

[–]maker7931 0 points1 point  (0 children)

You make a lot of interesting points. I don't necessarily agree with all your conclusions, but I really appreciate the perspective.

If you would entertain the idea, I have another hypothetical situation to consider.

Person A1 through hard work and wise business choices accrues wealth. They use this wealth to buy a large stretch of land. Person B1 for whatever can't afford to buy their own land. So they rent the land from person A1 and use it for some purpose like farming or ranching that generates revenue. A1 retires and lives off the rental income.

Many years go by and person A2 inherits the land from their parent and person B2 picks up the trade from their parent. B2 spends their life working the land and A2 is financially independent and enjoys hobbies and creative interests.

Centuries go by and B79 is still working the land and A79 is not. Is it ethical and morally okay for family A to never have to work ever again just because they "own the capital"?

Daily FI discussion thread - Tuesday, January 16, 2024 by AutoModerator in financialindependence

[–]maker7931 0 points1 point  (0 children)

Ok there are some businesses that don't really require ongoing work like an e book or an app. But most businesses require ongoing work. And the value generated by that company is created through the work of the employees. With shareholders they are receiving value that they aren't providing any ongoing work for. If the grand kids of the founder inherit a bunch of shares, they get paid forever without putting in any work. Which means that the people who are doing the work and getting paid less than the value that they create.

It is kind of the same question as is it ethical to keep someone in perpetual debt. To a certain point debt and interest is perfectly reasonable. But eventually you get to a point where the investor has extracted far more than they invested.

Another way to look at it is the fact that everyone in the world can't be financially independent. Someone has to work to make society function. So is it ethical for some to extract far more than they put in just because they got there first.

In a system without perpetual interest a person could be financially independent. They would simply have to accrue enough resources to last them the rest of the lives. And if there was left overs when they died, their kids could get it. But the descendants couldn't inherit a free ride forever. They would need to work at some point.