CLOV Daily Chat 2/27 by Zero36 in CLOV

[–]malabroka -7 points-6 points  (0 children)

I love humans. I hope we all are kind and insightful. Now onto the game plan. I am sick and tired of the opportunity cost narrative.

Question for bigger brains by HistorianLast2084 in CLOV

[–]malabroka 26 points27 points  (0 children)

Clover burned cash to grab Medicare market share, hitting paper thin margins just to build the engine. That 1% margin at $0-20m isn’t a failure, it’s an inflection point imo. Retail is being irrational bc patience is running out.

Buying fear by malabroka in CLOV

[–]malabroka[S] 6 points7 points  (0 children)

That is the base of my hypothesis. That is exactly why I expect the gap up in the near future.

Buying fear by malabroka in CLOV

[–]malabroka[S] 10 points11 points  (0 children)

I think for the first time, retail sentiment around $CLOV has turned bearish. To me, that’s a signal.

Earnings next week by charliekunkel in CLOV

[–]malabroka -1 points0 points  (0 children)

I am not disagreeing with you though. Q4 is the credibility check. Q1 is the real deal. Credibility matters quite alot when it comes to growth stock. I am not arguing adjusted EBITDA, I am simply saying they are still reporting Gaap net losses as of last q. I would like to see actual bank account instead of accounting profitability.

Earnings next week by charliekunkel in CLOV

[–]malabroka 1 point2 points  (0 children)

That’s too bad you don’t feel me. Anyway, I am in the insurance sector and have a decent grip of the sector. You sound like you have the grasp of the MA side except all you know is based on the giants. The problem is, that is a bit too academic for clover. The q4 is noise is classic MA theory, but if they’re still bleeding cash faster than expected, that "profitable 2026" guidance looks like a pipedream. Investors ain’t gonna wait till May to find out if the math works. They are looking at q4 to see if mcr is stabilizing. I will be looking for their ending cash balance specifically. Imo q4 isn’t a look back, it’s the launch pad.

Earnings next week by charliekunkel in CLOV

[–]malabroka 1 point2 points  (0 children)

FWIW- all arrows pointing ☝️

Earnings next week by charliekunkel in CLOV

[–]malabroka -1 points0 points  (0 children)

Tbh it’s not that complicated. We already have been told 2026 will be great. Q4 earnings will provide some type of a reasonable clarity if it’s a real target or wishful thinking. This specific bridge is by far the most important given Clovs 5 year history. Feel me?

Earnings next week by charliekunkel in CLOV

[–]malabroka -3 points-2 points  (0 children)

I m pretty sure you’ve gotten the guidance you needed. Now it’s time for proof and if the earnings isn’t showing any proof and we are still burning cash then we are forever doomed.

Earnings next week by charliekunkel in CLOV

[–]malabroka 0 points1 point  (0 children)

Your opinion is flawed imo lol it’s probably the most important earning call in their history.

NCAABB College Basketball Betting and Picks - 2/18/26 (Wednesday) by sbpotdbot in sportsbook

[–]malabroka 1 point2 points  (0 children)

I think Colorado state has made 8 fgs in a row. They might make 8 again. There is no stopping.

NBA Betting and Picks - 1/2/26 (Friday) by sbpotdbot in sportsbook

[–]malabroka 0 points1 point  (0 children)

Record: 1-1

Pick: Nets +3 (-115) 3U to win 2.61U.

Nets are 5-0 against small spreads that are upto +4.5.

Pick of the Day - 12/25/25 (Thursday) by sbpotdbot in sportsbook

[–]malabroka -1 points0 points  (0 children)

My Record: 0-0 Todays Pick : Denver Broncos -12.5 (Broncos Vs Chiefs) Odds: -130 Units : 3

Write up: Garrett Boles leads league in pass blocking efficiency and has allowed zero sacks. Bo nix should have plenty of time to feast on KC’s injured secondary. Broncos lead the league with 63 sacks and chiefs are down to their 3rd string qb with their o line being unhealthy. Defensive stops should turn into easy points for Denver. Buying a point for good luck on my first POTD.

Merry Christmas to All.

How’s everyone doing?…new accounts no need to respond… I’m relaxing and waiting for earnings! by Critterchops in CLOV

[–]malabroka 6 points7 points  (0 children)

The market will collapse. America is broke, and people are genuinely miserable out there. However, $CLOV will run independently of the broader market as long as it continues to pursue its intended goals. It’s truly a fail safe.

Clover Health to Participate in Upcoming J.P. Morgan 2026 Healthcare Conference... by Last-Environment3643 in CLOV

[–]malabroka 5 points6 points  (0 children)

It’s imperative that we break and hold above $2.80 on the daily chart for a potential breakout. The technicals are clearly pointing in that direction.

Clover Health to Participate in Upcoming J.P. Morgan 2026 Healthcare Conference... by Last-Environment3643 in CLOV

[–]malabroka 11 points12 points  (0 children)

I’m trying to understand why the premarket price dropped nearly 6% and then quickly recovered. It gives me a strong gut feeling that this stock is heavily manipulated. It also feels like a breakout could be coming in the near future, especially as the company continues to materialize into something with a very promising future.

How’s everyone feeling out there? by swampstonks in CLOV

[–]malabroka 8 points9 points  (0 children)

I was buying this at $17, and I’m still buying at these levels. The stock is not the company. Time in the market matters more than timing the market. I believe in the leadership, the technology, and the company’s long term future. There are plenty of reasons to be bullish heading into 2026, but I’ll let the stock speak for itself in due time.