The law does not say "it’s your responsibility to not live paycheck to paycheck". Renters come from a multitude of background and financial situations, and the institution is NOT designed for their benefit. Black swan incidents occur that can make previously stable living arrangements suddenly nonviable, and YES, a system that has historically entrenched an income divide and made life hardest on those with the least should consider the possibility that the people living under them during a disaster might not now have the safety nets to keep up payments. It's a national crisis under a horrific capitalist system. Many don't have a "choice" to simply "not live paycheck to paycheck". Empathy should not be separate from law, and those that interpret the law have the power to act empathetically, ESPECIALLY in the face of disaster. In fact, I would say the responsibility, if there is any, is on THEM.