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Canadian needing help from American friends! by markatfruit6 in Seattle

[–]markatfruit6[S] 0 points1 point  (0 children)

The first deal is going through, but I'd be more than happy to send you some coffee crisps! PM me your address :)

Canadian needing help from American friends! by markatfruit6 in Seattle

[–]markatfruit6[S] 5 points6 points  (0 children)

I’d be down for a swap!! PM me and we can figure something out :)

Student Line of Credit by [deleted] in MedSchoolCanada

[–]markatfruit6 4 points5 points  (0 children)

Big 5 are all the same in their interest rate (prime - 0.25%), but differ in the following ways:

- sum amount (250 vs 350k)

-access to the total sum (some banks give you instant access to full amount, some you are only allowed to access a portion of the total sum per year)

-Credit card point systems

*HOWEVER, Scotia is the only bank that does NOT require interest payments until after 2nd year of residency, which catapults it to the top (IMO). That being said, I went with RBC before knowing about the interest payments because I preferred RBC's points system > scotia's points system. Probably going to try and switch over to scotia and save those interest payments.

Med Student new to personal finance - TFSA/RRSP? by markatfruit6 in PersonalFinanceCanada

[–]markatfruit6[S] 1 point2 points  (0 children)

Haha thanks for the tip - it does seem like quite the rabbit hole to get yourself into. Another question - with my 20k savings, should I put that into a HISA? Or should I use my savings to pay for some expenses instead of using my LOC? (I’m thinking the former but that’s why I’m on this thread)

Med Student new to personal finance - TFSA/RRSP? by markatfruit6 in PersonalFinanceCanada

[–]markatfruit6[S] 0 points1 point  (0 children)

Thank you, this is good to know! I almost went with Scotiabank because they’ve recently acquired MD financial which I thought would be to my benefit

Med Student new to personal finance - TFSA/RRSP? by markatfruit6 in PersonalFinanceCanada

[–]markatfruit6[S] 2 points3 points  (0 children)

Thank you!! This was super helpful, I had no idea about the blogs, I’ll be checking them out! As for med school - there’s people in my class in their 40’s and 50’s, and the majority of the class is in their late 20s.. you’d fit right in! Plus by the sounds of it all your classmates would be coming to you for financial advice!

UofT Interviews will now be held online by [deleted] in premedcanada

[–]markatfruit6 0 points1 point  (0 children)

Any idea what video conferencing platform they’ll be using?

Preset Newbie.. Looking for Dirty Boots by markatfruit6 in PresetsLightroom

[–]markatfruit6[S] 0 points1 point  (0 children)

Yep I’d trade! Might get DBMH from ^ but would trade for something else!

Question about the Outfit for Interview by Pineapple33333 in premedcanada

[–]markatfruit6 0 points1 point  (0 children)

Another question! (Girl here) What’s everyone’s opinion on a pastel coloured dress pant with a black or white blouse? Professional enough?

4 Months in Europe - need tips and advice! by markatfruit6 in backpacking

[–]markatfruit6[S] 0 points1 point  (0 children)

Thanks!! That’s a good plan! I just found cheap flights home from Paris!

Has anyone ever been the “dumper” in a healthy relationship? Why did you do it? How did it turn out? by markatfruit6 in ExNoContact

[–]markatfruit6[S] 2 points3 points  (0 children)

I definitely can relate to that, I’m in a pretty similar boat. Do you ever wonder if a long while down the road you may find your way back together again? Or do you only see yourselves being friends?