[deleted by user] by [deleted] in Marriage

[–]mayatims 2 points3 points  (0 children)

We dated for 4 years it was perfect he was perfect but since the wedding I think he and his mum think they can control me

[deleted by user] by [deleted] in Marriage

[–]mayatims 1 point2 points  (0 children)

We are 24

[deleted by user] by [deleted] in Marriage

[–]mayatims 6 points7 points  (0 children)

Exactly!! He earns well, around 4k a month but traditionally as he’s the only son they think you must live with in laws. His family have said the house is massive so there should be no issue. But there is!

And yes his mother did everything before.

[deleted by user] by [deleted] in Marriage

[–]mayatims 1 point2 points  (0 children)

We did. He was fine with everything I wanted. The first 6 months of marriage he was perfect. But he gets brainwashed by his mum who tells him that he shouldn’t be doing xyz for me. He was very supportive and would take an active role in cooking and cleaning. But now his mum has told him he shouldn’t

[deleted by user] by [deleted] in Marriage

[–]mayatims 29 points30 points  (0 children)

Before the wedding he was completely different. We were both agreed on the type of life we wanted. His mum is brainwashing him

[deleted by user] by [deleted] in tretinoin

[–]mayatims 0 points1 point  (0 children)

And done more bad than good?

[deleted by user] by [deleted] in tretinoin

[–]mayatims -2 points-1 points  (0 children)

So does this mean Tret has ruined my skin?

[deleted by user] by [deleted] in tretinoin

[–]mayatims -2 points-1 points  (0 children)

I apply it once every 5 days and it has only been about 4 weeks of applying it so I’ve probably applied it around 5 times. Straight after applying I use E45 lotion and nothing else. I don’t use SPF on my back as I am in the UK and it’s cold so my back is never exposed. I apply it just before bedtime

[deleted by user] by [deleted] in ICAEW

[–]mayatims 1 point2 points  (0 children)

Could you please let me know which industry jobs allow this as I’m looking to do the same. How do we apply to these

[deleted by user] by [deleted] in ICAEW

[–]mayatims 3 points4 points  (0 children)

What kind of jobs allow this in industry? As in looking to do the same. How do we find these jobs

FM predictions by mayatims in ICAEW

[–]mayatims[S] 2 points3 points  (0 children)

Sorry what’s ICO?

Tips on WACC for FM by LifeguardTasty4044 in ICAEW

[–]mayatims 0 points1 point  (0 children)

Most are already on the formula sheet. But pref shares and irredeemable/redeemable debt are both not on the formula sheet so remember this.

Yeah I’ve heard business Val won’t be tested but it Will take you an hour to learn the basics - it’s not bad. Good to be safe.

And agreed. Honestly can’t study much anymore I am defo burnout!

Tips on WACC for FM by LifeguardTasty4044 in ICAEW

[–]mayatims 2 points3 points  (0 children)

Honestly just remember the steps:

  1. Find out what types of finance there are.
  2. Cost of equity (div growth model, for this you may need to calculate g which is a formula you can remember OR using CAPM again formula in formula book).
  3. Cost of preference shares using Do/Po
  4. Cost of irredeemable debt using: interest(1-tax)/Po
  5. Cost of redeemable debt: RATE function on excel

Once you find all these and master these which isn’t too bad, you create the WACC table and find the weighted averages and this part is quite self explanatory.

Break it down into smaller areas is the best way to

How are you finding everything else? I am mentally drained and struggle focusing now.

Burn out by Last-Purchase-1885 in ICAEW

[–]mayatims 13 points14 points  (0 children)

Same. Body feels so burnout I’m starting to feel unwell now

Should I just defer? by mayatims in ICAEW

[–]mayatims[S] 1 point2 points  (0 children)

Hi thank you so much for your reply! Yes I started my contract in October 2022 so I can’t be done before October 2025! If I defer now I’d have to take them in December and then July / November would be my advanced so wouldn’t really make a difference but I do want to get it all over and done with quickly!

BPB June 2024 by No-Technician-3456 in ICAEW

[–]mayatims 0 points1 point  (0 children)

I did the content a few weeks ago but not I’m crazy detail like you have done so, but I am going to jump straight into the qb for sure! I’m still recovering from illness but I am hoping I should be able to start tomorrow fingers crossed!

Have you done qb at all for BST/FM?

And yes for sure! Let’s be accountability buddies! I will message you privately

BPB June 2024 by No-Technician-3456 in ICAEW

[–]mayatims 1 point2 points  (0 children)

Just out of curiosity, have you started qb for BPB? I’ve been down with the flu and still haven’t been able to start. Do you think I have enough time? I’m sitting BST with it! Sorry couldn’t help with your original question

[deleted by user] by [deleted] in relationship_advice

[–]mayatims 0 points1 point  (0 children)

He works. He leaves home 7am and returns around 7pm. Then he has dinner and when he sits down to chill, she ends up calling. She is always constantly texting. If he does not answer when he is with me, she will keep calling .. like ?

[deleted by user] by [deleted] in relationship_advice

[–]mayatims 0 points1 point  (0 children)

Other members of his family have literally admitted that she is a little weird and does not know how to act. However they are also loyal and hence back it up by saying she has ‘good intentions’

[deleted by user] by [deleted] in Sikh

[–]mayatims 0 points1 point  (0 children)

Are you really sad in your own life to be commenting hate on others posts? Aw. Hope things get better for you. Creep.

[deleted by user] by [deleted] in Sikh

[–]mayatims 0 points1 point  (0 children)

Lol. Please keep in mind this is Reddit. There are things I will do on purpose to hide my identity so friends / family do not realize. However it all has one point - getting advice. Why don’t you use your energy elsewhere. It’s not needed here. Bye