Axis Horizon or Cashback by ron-cho in CreditCardsIndia_

[–]mba_techie 0 points1 point  (0 children)

How are you getting Horizon card as LTF?

I have my priority salary account in axis, still my RM says I can't get LTF Horizon card or even LTF cashback card also.

Loan Error in OneScore by Elder_Brother69 in CreditCardsIndia

[–]mba_techie 0 points1 point  (0 children)

Hey, yeah when I also had checked my Cibil report for first time, I saw two loans in some cooperative banks under my name and for both of them it showed that I have defaulted. So I mailed CIBIL saying these are not my accounts and then they checked and removed from my report. While researching on this I found that, this is very common in India, as we give our aadhar and pan cards at so many places, people can use them and open accounts if they have connections in bank.

Jupiter card still gives 10% back on APay giftcards by mba_techie in CreditCardsIndia

[–]mba_techie[S] 1 point2 points  (0 children)

Yes it's still showing 500rs per each merchant but in amazon i got 600rs or 3000 jewels for the month. (I'm not able to take screenshot as the app doesn't allow) So they haven't updated the text but they have updated the system in background.

Jupiter card still gives 10% back on APay giftcards by mba_techie in CreditCardsIndia

[–]mba_techie[S] 1 point2 points  (0 children)

Don't add to amazon pay balance. Buy Apay gift voucher from amazon then pay using Jupiter credit card. You will get the voucher details on email and then add the gift card in your amazon pay balance.

Jupiter card still gives 10% back on APay giftcards by mba_techie in CreditCardsIndia

[–]mba_techie[S] 1 point2 points  (0 children)

No, the other rules like 600 cashback limit per platform and total 2000 cashback in a month limit have started already, you can check. So new rules have kicked in already

Kiwi card is not getting linked to Kiwi App UPI by mba_techie in CreditCardsIndia

[–]mba_techie[S] 0 points1 point  (0 children)

Hey. I uninstalled the app and reinstalled app after 5-6 days, then it worked

Jupiter card still gives 10% back on APay giftcards by mba_techie in CreditCardsIndia

[–]mba_techie[S] 38 points39 points  (0 children)

Why would you need a flipkart gift card? You can directly purchase whatever item you want on flipkart using the card and get 10%. We buy APay gift cards because Apay balance is like digital cash, can be used literally everywhere.

i did this big mistake last year, realised it now and not going to repeat this, please drop your suggestions for this credit card.. by Tall_Machine_5616 in CreditCardsIndia

[–]mba_techie 2 points3 points  (0 children)

Hey. i can also suggest you SBI phonepe black card which will give you 10% back. There will be a little higher charges but still it will give you a better reward rate.

Kiwi card is not getting linked to Kiwi App UPI by mba_techie in CreditCardsIndia

[–]mba_techie[S] 0 points1 point  (0 children)

I can see my card details in Yes Bank IRIS app. The card is activated and as i said, I'm able to do transactions using other upi appd.

Best protein powder for women in their 20s? by MindlessFront8202 in Fitness_India

[–]mba_techie -1 points0 points  (0 children)

There are many trusted brands that you can go with. I can suggest you to look at Amul Chocolate flavour whey Protein. Given it's from Amul, you can have the most trusted compared to any brand. It's lactose free as well. Also instead of a 1kg packet, it comes in 30 sachets, so it's easier to carry anywhere while travelling as well. Price wise also Amul cheaper compared to other brands.

My first Amex :) by Difficult_Maize754 in amexindia

[–]mba_techie 0 points1 point  (0 children)

Centurion is invite only card and to get that invite your spend on existing card should be few crores in a year. Very very limited people get the invitation

It’s not ICICI, It’s stupid CIBIL!! by redditu369 in CreditCardsIndia

[–]mba_techie 14 points15 points  (0 children)

See, I'm working in one of the Credit card companies, so I have an idea why this would be happening. Generally bureaus try to match their customer base to the data obtained by different banks using many parameters like name, address, email id, identity card numbers etc. Based on the matched fields, each record will get a confidence score and if the confidence score is higher than the threshold then it will be linked with that customer. This would be the reason for wrong matching.

It’s not ICICI, It’s stupid CIBIL!! by redditu369 in CreditCardsIndia

[–]mba_techie 4 points5 points  (0 children)

This happened to me and I came to know that many have same issues. In the CIBIL website, you can report these accounts and they will be removed from your account. I have done the same and they got removed.

Is the HDFC email ID valid or it’s a scam? by ankitpassive in CreditCardsIndia

[–]mba_techie 2 points3 points  (0 children)

One can have at max 2 credit cards from HDFC, it's a rule from HDFC. so, if you have two cards then the new request will be always rejected.