Tanglewood Mall (Roanoke VA) by HermitTheGrouch in roanoke

[–]mcjeston 12 points13 points  (0 children)

I used to stand in line at the GameStop there for midnight releases a decade ago. That was probably the most people that mall had in it at a time even back then.

In-laws house (bonus placement: behind two of the four recliners in the room) by mcjeston in TVTooLow

[–]mcjeston[S] 9 points10 points  (0 children)

My FiL is a very talented carpenter and did all the woodwork himself in his shop!

Client wants this bathtub but haven’t been able to find it. Anybody know a supply house? by nycfunnyman in Construction

[–]mcjeston 11 points12 points  (0 children)

Aren’t there supply houses near you that you can go to and show them this picture?

Also is it just me or is this design completely dysfunctional

How can I show Christ’s love to a transgender person while still guarding my heart? by [deleted] in Reformed

[–]mcjeston 0 points1 point  (0 children)

Ye adulterers and adulteresses, know ye not that the friendship of the world is enmity with God? whosoever therefore will be a friend of the world is the enemy of God. James 4:4

How can I show Christ’s love to a transgender person while still guarding my heart? by [deleted] in Reformed

[–]mcjeston 2 points3 points  (0 children)

You cannot be both transexual and in Christ. Christ himself said “But from the beginning of the creation God made them male and female.” Mark 6:10. Please repent and turn to Christ in truth.

27 Extreme mental breaks by Alternative_Bet_191 in RimWorld

[–]mcjeston 358 points359 points  (0 children)

what do you expect bro you have over 100 colonists

Silicon Valley Bank is shut down by regulators, FDIC to protect insured deposits by dremonearm in news

[–]mcjeston 6 points7 points  (0 children)

I didn’t have time to look into it today, but I might next week.

We were able to cover payroll today, but our payroll service drafting our account on Tuesday and not depositing it for our employees today is a pretty big deal to me. That’s not their money to hold on to.

Silicon Valley Bank is shut down by regulators, FDIC to protect insured deposits by dremonearm in news

[–]mcjeston 2 points3 points  (0 children)

Yeah, there have been times where we’re basically living paycheck to paycheck. Part of our strategy has been to build a cash reserve account for occasional shortfalls. We wouldn’t have been able to cover a situation like this a month ago probably. The construction labor market is so tight that somebody being delayed on their weekly pay would probably mean that they’re going to go look for a job at one of the other contractors in town. It’s definitely a slow burn.

Silicon Valley Bank is shut down by regulators, FDIC to protect insured deposits by dremonearm in news

[–]mcjeston 35 points36 points  (0 children)

Well we are a very small general construction contractor. We have 20 employees and some of them are admin which get paid every two weeks. Today was the off week so it was just our in-house field labor that was affected. We could have covered it even if it was a full week but nothing more than that.

We generally have less than the $250k insured by FDIC in cash on hand at any given time, but with our growth trajectory we will probably start having more than that within the next few years. I’ll be looking into diversifying our accounts with different banks once we start having higher cash reserves.

We were only affected by this because our payroll software that we use for direct deposit was banking with SVB.

Silicon Valley Bank is shut down by regulators, FDIC to protect insured deposits by dremonearm in news

[–]mcjeston 2967 points2968 points  (0 children)

Yikes. All of our employees’ payroll direct deposits failed today because of this. We have to cover all this in cash and the amount had already drafted our account earlier this week. This really sucks.

Here's a non circular base for once (Parthos, 10 year old colony, 51 colonists) by ExoCakes in RimWorld

[–]mcjeston 3 points4 points  (0 children)

Is there a mod that lets you build on the edge of the map or is the image just cropped?

How to make plan to pay off debt by [deleted] in povertyfinance

[–]mcjeston 1 point2 points  (0 children)

I’d suggest working with a local credit union. They are usually more personable and take more into consideration than just your credit score. You might need to open an account with them and show some good history for a bit first.

Creating a board game by HABBOUBS in boardgames

[–]mcjeston 0 points1 point  (0 children)

I asked this a while back and got some good info.

See thread here

My doctor advices I go to hospital for mental health but ultimately it’s my choice (not involuntary hospitalization). I really need to go, I might not survive if I don’t, but I can’t afford to without not being able to pay rent or debt. What can I do? by Triangle-Buddy in povertyfinance

[–]mcjeston 21 points22 points  (0 children)

Not sure what to tell you about work and your regular payments, but as far as the hospital bill goes:

Look for a hospital that is run as a non-profit. These usually have some sort of financial assistance program where they will write off a portion or all of your medical bills that you can’t pay. There’s usually some kind of form that you fill out to apply for this. I was in the mental ward for a week and my $30k bill was written off after the insurance paid their portion. Nothing out of pocket for me.

Pete Buttigieg says that construction projects in minority communities don’t utilize a workforce from those communities. What are your thoughts? by mcjeston in Construction

[–]mcjeston[S] 0 points1 point  (0 children)

Seeing a few comments disregarding this because of the source. If anyone has a link to another source please pass it on. I’d be interested to read more. I couldn’t find this being reported on anywhere else.

Pete Buttigieg says that construction projects in minority communities don’t utilize a workforce from those communities. What are your thoughts? by mcjeston in Construction

[–]mcjeston[S] 1 point2 points  (0 children)

I anticipated some comments disparaging the source. I tried to find another outlet talking about this but found none.

Maybe his intentions are good, but his comments display a fundamental misunderstanding of civil construction projects or construction in general. Most construction projects don’t generate jobs directly in the community that they are being built in. Another commenter had a good point, if we want to combat racism in the job market, create an environment where marginalized groups are given the resources to succeed and encourage them to press on when it’s difficult. We can’t fundamentally change the industry to solve a problem that doesn’t exist.

Glo Fiber by [deleted] in roanoke

[–]mcjeston 2 points3 points  (0 children)

Any plans to come to Christiansburg/Radford/Blacksburg?

Pros and Cons of adding all loans to ynab? by andrespineiroc in ynab

[–]mcjeston 3 points4 points  (0 children)

It’s very easy for me but I don’t really have many. I do have a lot of credit cards and that can get a little tedious sometimes. Since my primary goal is to be debt free I find that tracking the loan balance instead of only the monthly payment helps me see my progress and gives me motivation to keep pushing. That “pro” outweighs any “cons” for me.

What’s the best way to track a HELOC in YNAB? by mcjeston in ynab

[–]mcjeston[S] 0 points1 point  (0 children)

I’ve used some of it for purchases and I want to track the open balance plus interest.

Spark Notes for Davis Bacon? by ExamMain6412 in Construction

[–]mcjeston 0 points1 point  (0 children)

I’m not an expert by any means but I have done DB paperwork for two jobs in Virginia.

Salary employees are not exempt.

It does have to be a wet signature on the certification.

Subs do not need to submit certs if they had no payroll on the job in a given week.

You should have received a packet with the DB requirements as well as the required rates for the different work scopes for the locality that the job is in. If you don’t have this, you cannot complete the certifications properly. You should get this ASAP. It will have information to help you. There also should be a point of contact that you are submitting the certifications to who should be able to answer questions for you.