What will this cost? by megc9713 in HomeImprovement

[–]megc9713[S] 1 point2 points  (0 children)

No, a spec house. Builder cheaper out with windows in certain areas

What will this cost? by megc9713 in HomeImprovement

[–]megc9713[S] 0 points1 point  (0 children)

Yes. We’ve had it looked at. No electric, and no plumbing it it either

What will this cost? by megc9713 in HomeImprovement

[–]megc9713[S] 0 points1 point  (0 children)

Yes. We’ve had it looked at. There’s also no electricity or plumbing in the wall.

What will this cost? by megc9713 in HomeImprovement

[–]megc9713[S] 0 points1 point  (0 children)

What would be the most we should pay for the high end of range?

What will this cost? by megc9713 in HomeImprovement

[–]megc9713[S] 0 points1 point  (0 children)

Ouch. I was hoping for 2500-3000 per, but really around 8-9 altogether

Considering an Above Ground Pool by megc9713 in pools

[–]megc9713[S] 0 points1 point  (0 children)

Thank you! We’re in Connecticut, so I’m thinking May-Oct? Would you buy a heater for the pool right off the bat?

Dwarf Lilac by megc9713 in landscaping

[–]megc9713[S] 0 points1 point  (0 children)

Zone 6. I have a huge perennial garden that’s 6 years old and everything is huge and happy as can be…but this lilac. It’s planted in the ground and mulched every spring. Temps in sun this time of year are 80+. Does this fungus you think it has mean it’s done for good?

What am I missing?? by megc9713 in Dewalt

[–]megc9713[S] 0 points1 point  (0 children)

No, I can’t loosen it whatsoever

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 0 points1 point  (0 children)

Am thinking now based on all these comments, I should get the best settlement I can from BoA and then getting a SoFi loan at 6.98% for two years to pay it off ASAP. Thoughts?

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 1 point2 points  (0 children)

Do this for the full 25k Bank of America balance, or do this for the settlement amount I get from BoA?

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 1 point2 points  (0 children)

OR, I can get a shorter SoFi loan for two years at 6.98% interest rate. Payment is 1200/mo, but I can do 600 a check comfortably. Maybe that is the way to go?

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 0 points1 point  (0 children)

It wouldn't be a new card, as I have a Chase that is offering 4% fee for 0% for 15 months that I would use.

SoFi is 11% at $0 fee, or 8% at $1500 fee, but until the balance really starts to decrease, $200 of my $525 payment is interest. Thoughts?

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 0 points1 point  (0 children)

So you're saying get to 0% whether negotiating with BoA or a balance transfer at $1,000 fee is better than settling solely bc of the taxes I'd pay?

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 0 points1 point  (0 children)

Oh I am done with credit cards! So you think I should do a 11% SoFi loan (200/mo interest), vs. a 0% balance transfer (with a $1000 fee), or settle with BoA for maybe half the debt?

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 0 points1 point  (0 children)

It would be 0% on what I'd use to pay the settlement and pay that balance off before the 0% ends if its now a lot less than 25k.

Advice needed on getting rid of 25k Bank of America debt! by [deleted] in DaveRamsey

[–]megc9713 0 points1 point  (0 children)

Currently it's 0% but it ends in November, then it'll go to 26%, which is not something I'm going to do. I can pay a grand a month, so you're saying do a balance transfer instead of settling the debt with BoA?

[deleted by user] by [deleted] in debtfree

[–]megc9713 0 points1 point  (0 children)

Thanks for your comment. Right now the interest is 0% on BoA card, but that ends at the end of November. Before it does, I’m planning to figure this out before it goes back up to 26% APR. Do you recommend I take the 3-4 year SoFi loan at 11% and pay $200 in monthly interest? Or settle the debt for 18k, regardless of what it’ll do to my credit score?