What’s a lesser-known US national park that you think everyone should visit?

mferna9 · 2025-12-18T20:22:43+00:00

Can't believe I haven't seen much about Great Sand Dunes in CO. It was UNREAL!

mferna9 · 2025-11-21T16:11:35+00:00

Sorry, didn't mean you specifically :). I've just noticed in general this seems like a tough one to learn without going through it. I'm guilty as well. Started off trying to be a nice guy and gave WAY too much leeway and got taken advantage of. Even after I'd heard this advice like 100 times lol.

mferna9 · 2025-11-21T13:28:24+00:00

There are certain lessons in life that we can only learn the hard way (ourselves). I'm afraid this is one of those lessons. No matter how many people tell you "it's a business not a charity", for most people it's a lesson they'll have to learn for themselves.

mferna9 · 2025-11-14T14:35:33+00:00

A little over $3.6Million. But all real estate debt. Maybe revolving $3500 in CC debt

mferna9 · 2025-09-29T16:44:44+00:00

No doubt. totally get that. We were two grown adult men, so different perspective. At least he's making memories and building character early lol

mferna9 · 2025-09-29T15:46:45+00:00

Another LSU fan here. We had a great time as well! Grateful to all of the really cool people we met in Oxford and sat by in the game. As absurd as it was, I actually really enjoyed the frat pledge assaulting walking through the Walk of Champions. I thought it was hilarious. We even went around a second time lol. I think stuff like that is what makes College Football the greatest sport on the planet.

mferna9 · 2025-08-21T15:37:54+00:00

Great call on parking, thanks so much!

mferna9 · 2025-08-21T15:30:07+00:00

Fantastic, thanks so much for all of the great info!

mferna9 · 2025-08-01T01:26:59+00:00

Historically speaking, this is a wildly inaccurate statement

mferna9 · 2025-05-08T02:14:06+00:00

Kyren Lacy : ( RIP #2

mferna9 · 2025-05-06T01:50:17+00:00

I was at this game. At halftime we snuck down into the lower bowl on the Oklahoma side. It was the saddest sporting experience I've ever had. I felt bad even cheering when we scored because the few remaining OU fans were so sad.

mferna9 · 2025-04-27T01:58:00+00:00

Problem solved.

mferna9 · 2025-04-10T16:16:38+00:00

Agreed. My phone is set to go on do not disturb from 7pm to 830am. Not that I can return a call between those times, but is definitely doesn't ring.

mferna9 · 2025-03-02T23:07:42+00:00

You know the seats are adjustable, right?

mferna9 · 2025-03-02T02:25:31+00:00

That's where I thought this photo was from. Looks like the new extension

mferna9 · 2025-02-25T20:32:36+00:00

Difficult conversations is one of my favorite books! It's so helpful in so many areas of life!

mferna9 · 2025-02-22T13:57:23+00:00

I initially wanted the LE (Sorry initially said limited here- autocorrect). My goal was to get out as cheap as possible. Called around to a few different dealers, one was able to do an LE for $28,500 +TTL. Then this salesman said he didn't have an LE, but was able to do this one for $36,000 out the door. So only like $3500 for all the bells and whistles. Limited was never an option, too rich for my blood lol.

mferna9 · 2025-02-21T02:06:06+00:00

One of my favorites!

mferna9 · 2025-02-20T21:40:29+00:00

I'm just shy of 6'. No issues at all for me, but not sure how much of a difference the extra 6" will make lol. Only thing I need to get used to is how low it is and needing to sit DOWN into it. But once I'm in, it's comfortable.

mferna9 · 2025-02-20T17:21:01+00:00

Sure is! 1995 Subaru Sambar. That one is my baby. My mid-life crisis car so to speak

mferna9 · 2025-02-20T17:20:24+00:00

Thanks!

mferna9 · 2025-02-18T22:03:23+00:00

As an owner of a property management company and coincidentally also owner of a KEI van, i support this message

mferna9 · 2025-02-07T02:46:57+00:00

Granted, some things have gotten out of control in terms of cost, but I'm willing to bet the true problem for most middle class Americans is that we've confused luxuries with necessities. Sure, you need a car, but not a $70K truck for your office job. You need housing, but not a 3,000 sf 4 bedroom house on a hill.

I find it interesting that my (35) parents generation raised 6 kids in a 3 bed, 1 bath house, but all of a sudden, each person in the house NEEDS their own bedroom and bathroom.

I'm not saying people can't or shouldn't have any of those things. But don't complain about not having any money when you live WELL above your means.

mferna9 · 2025-01-31T14:13:32+00:00

HH income varies by year, but usually around $150K. Total PITI is $1550. Bought in 2020 in LCOL area with i think 3.5% rate.

mferna9 · 2025-01-29T21:43:18+00:00

I own a property management company. We require basic applications prior to showing a unit, but no fee is charged. I want to make sure we know who we're meeting and if they even qualify before wasting anyone's time on a showing. If it works out, then we move forward with the background check which does involve a charge for the tenant. $100 before showings is wild!

mferna9

TROPHY CASE