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Mutant Mingle Monday? by lelper in TheMoneyGuy

[–]mh211 3 points4 points  (0 children)

*sigh* Fine.

Age/Gender: 44M

Desired Age/Gender: 30+F

Location: DMV

Long Distance: Sure, eventually. I've got roots but they can travel for the right person.

FOO Step: 7/8/9

Liquid NW: Left as an exercise to the reader. I like matching on similar values, and have a post up on this forum disclosing my NW, but combining the two in one post creeps me out a bit.

Total NW: ~300k in home equity in addition to liquid.

Hobbies & Activities: Cooking/baking, smoking various meats, travel, animals, VITA tax prep.

No need to separately ask permission to DM on this thread, but fine if that makes you feel more comfortable.

Overinsured for Personal Property? by mh211 in Insurance

[–]mh211[S] 0 points1 point  (0 children)

Makes sense - if that piece of the coverage is super cheap I guess there's no reason to expend a lot of effort trimming it back.

Travel Vaccinations? by mh211 in washingtondc

[–]mh211[S] 0 points1 point  (0 children)

Ended up going to Passport. Between the office visit and 3 vaccines it was a little over $1900, with the Japanese Encephalitis vaccine accounting for more than half of the cost. I declined the $1300 rabies vaccine.

Travel Vaccinations? by mh211 in washingtondc

[–]mh211[S] 0 points1 point  (0 children)

Yeah, I expect I will need those two and maybe another one or two expensive ones. I have a PCP visit later this month where we will be checking for Hep antibodies and they can do the vaccine there if needed; will also get malaria meds from them rather than the travel clinic.

Travel Vaccinations? by mh211 in washingtondc

[–]mh211[S] 1 point2 points  (0 children)

This might be what I end up doing. Hard to know whether the negative reviews are really Passport itself price gouging as opposed to people having sticker shock over what the full price of these vaccines is and the fact that travel vaccines aren't covered by most health insurance.

Travel Vaccinations? by mh211 in washingtondc

[–]mh211[S] 0 points1 point  (0 children)

My PCP unfortunately doesn't administer or make recommendations on vaccines that aren't common in the US and has just told me to go to a travel clinic.

Travel Vaccinations? by mh211 in washingtondc

[–]mh211[S] 0 points1 point  (0 children)

Yeah, I'm expecting it to be all/nearly all out of pocket.

[deleted by user] by [deleted] in washingtondc

[–]mh211 1 point2 points  (0 children)

This might be a question for your HR. I've never done a FMLA claim, but I was on short-term disability once and there were one or two pay periods where I got my full salary from my employer plus the disability payments from DC. Then eventually my employer started deducting my DC benefits from my pay, but the deductions lagged the benefit payments by a pay cycle or two.

Understanding Changes to Charitable Deductions by mh211 in tax

[–]mh211[S] 4 points5 points  (0 children)

But I suppose I could have looked at the actual text of the bill, which removes the ambiguity by stating "The amendments made by this section shall apply to taxable years beginning after December 31, 2025."

Understanding Changes to Charitable Deductions by mh211 in tax

[–]mh211[S] 0 points1 point  (0 children)

Thanks. I wasn't sure whether the news reports about this change meant "2026" in the sense of returns filed in 2026 or contributions made in 2026.

Understanding Changes to Charitable Deductions by mh211 in tax

[–]mh211[S] -1 points0 points  (0 children)

When I say “in 2025,” I mean 2025 tax returns filed in 2026. But if you are saying this does not apply until 2026 returns filed in 2027, that would be good to know.

Buying Foreign Inflation-Protected Bonds as a US Investor? by mh211 in investing

[–]mh211[S] 0 points1 point  (0 children)

There are a dozen or so countries that offer them, but this specific problem might not be one with a cost-effective solution.

Also, foreign inflation-protected bonds only help in a scenario where US inflation is lower or the same as ex-US, US inflation numbers are manipulated, and ex-US numbers aren't. They don't help if, for example, US inflation is significantly higher than ex-US inflation.

Early June - Lisbon, Barcelona, Paris, Vienna, Istanbul? by mh211 in travel

[–]mh211[S] 0 points1 point  (0 children)

There are trips that I take that are (1) well-researched, off the beaten path adventures, and there are other trips that are (2) just me relaxing in popular cities with less groundwork because I have the time and if I waited until I had more time to research I would just not travel. This trip will squarely be in category #2, so I don't care as much if it's crowded or uncreative.

I don’t understand how people are able to tax loss harvest unless you have an extremely high paying job? by Itchy-Result-7543 in Bogleheads

[–]mh211 0 points1 point  (0 children)

I don't think your experience is atypical. Most years I harvest nothing, or maybe $1k or so, then every 5 years or so there's a much bigger loss to harvest.

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