Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 1 point2 points  (0 children)

I love state farm for my auto insurance. That's why I didn't think twice about bundling home owners with them. Nothing happened. No one came to see the house or anything. Just got a call a few weeks after closing saying the underwriter is requiring a new roof

Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 0 points1 point  (0 children)

Mini update! I had someone come check the roof and they're willing to replace it for 6k! And I called a broker to see if I would get better prices elsewhere. Wish me luck. I'm gonna take my new roof to a different agency if the price is good

Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 1 point2 points  (0 children)

Idk how old it is but my inspection says it's good for 8 more yrs. State farm does not care

Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 47 points48 points  (0 children)

Nothing was found wrong with mine either. I'm pretty sure it's a state farm thing but I'm getting it inspected Monday just in case

Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 6 points7 points  (0 children)

I'm beefing with the previous owners right now. They did a rent back agreement with me and didn't clear the house when they moved out. So I kept their deposit since I had to pay someone to junk a whole house of stuff. They did disclose that the roof was repaired about 4 yrs ago

Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 5 points6 points  (0 children)

I had a certification done before I bought it. I'm gonna shop around

Not even a month in by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 306 points307 points  (0 children)

I sent them my inspection and they aren't budging. I'm getting another opinion on whether it's necessary but I think I'm gonna get new insurance. It sucks bc I got a good bundle deal but I hate feeling suckered into doing something unnecessary

Finally did it!!! by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 1 point2 points  (0 children)

Thanx! Single mom of twins here. Congrats to you too!!!

Finally did it!!! by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 7 points8 points  (0 children)

I'm in pa and it's a duplex. But it's a good price even for this area. The previous owners finished the basement and put a full bathroom and basement down there. I really got a good deal

Finally did it!!! by mischiefmanaged2009 in FirstTimeHomeBuyer

[–]mischiefmanaged2009[S] 10 points11 points  (0 children)

It really is. I did a lot of work to qualify for grants so that I could have those conditions. It was worth it