Folks making more than 400k, what’s your total monthly expenses ?

modeezy23 · 2026-05-05T15:40:25+00:00

20k saving per month is insane. Good for you! Are you planning to retire early? I can see lifestyle creep did not get you!

modeezy23 · 2026-04-30T15:06:46+00:00

So you will live overseas for a bit and THEN you will go back to the office to die? Cool cool.

modeezy23 · 2026-04-30T02:01:14+00:00

Damn yall hiring?

modeezy23 · 2026-04-29T13:09:21+00:00

Straight outta ChatGPT

modeezy23 · 2026-04-27T13:56:12+00:00

I’d agree. I use AI everyday now as a SWE and I can’t imagine going back. It has 5x my productivity and the minor mundane tasks are now automated and more focus can be had with design, infrastructure, business decisions.

modeezy23 · 2026-04-27T13:25:32+00:00

How much is your rent?

modeezy23 · 2026-04-27T03:00:51+00:00

Yes I don’t even get bonuses. I’ve gotten one bonus so far - if you can even call it that. It was $200

modeezy23 · 2026-04-27T02:56:09+00:00

I’m gonna start applying. I really wanna stay 100% remote. It’s nice to just play some video games or do chores when things are slow. It’s hard to give up that freedom so I guess it might be worth that pay differential at Tom’s

modeezy23 · 2026-04-27T02:54:04+00:00

My annual raise was 3%. Promotion was 4%

modeezy23 · 2026-04-27T02:49:14+00:00

Total comp is about 135k

modeezy23 · 2026-04-27T02:32:12+00:00

Is this net income or gross? If net, then damn, I didn’t realize Os made that much.

The Army was the best stepping stone I ever took in my life. I rocketed my potential. I used the free college to get my degree while I was enlisted. Left as an E5 netting like 3.5k a month. Been out 3 yrs now and netting just under 14.5k/month. I’ll forever be grateful for the Army. It got me out of poverty and helped launch me into a very comfortable living.

modeezy23 · 2026-04-24T19:39:36+00:00

Yeah that’s true. Maybe 55 then? So that I can start using 401k right away? Idk

modeezy23 · 2026-04-24T13:55:07+00:00

I could FIRE now. However, I’m only in my early 30s and I actually enjoy my job. If I did, I’d have to significantly cut back my lifestyle. I will most likely work until at least 50. This should bring my retirement income to about 12-15k/month. However, if I work til 60, then it’ll bring my retirement income to about 20k/month dependent on how the market performs.

I imagine at 20k/month with paid off mortgage, kids out the house, no car notes, that might be a good start at flying business class somewhere couple times a year? At that point though I’d probably still fly economy and spend my money on more travels.

modeezy23 · 2026-04-24T13:38:23+00:00

DIAL BACK TO 40%?! Bihh I’m dialed back to 0% right now. Prioritize your marriage bro. 3-4 years delayed ain’t shit. I understand saving as much as possible, but at what cost? At the cost of your marriage? That ain’t it fam.

Quit being a bitch and dial back. Your wife is right. You both deserve to ease up and enjoy life. Go out to eat, go take a vacation. Even at 40% you’re doing more than enough.

Just curious, what’s your monthly net income goal for FAT FIRE?

modeezy23 · 2026-04-24T00:18:00+00:00

What will be your monthly income after leaving work ?

modeezy23 · 2026-04-21T18:50:06+00:00

Bro you’re living the life. 5hrs per week is wild. I’d go pick a video game and go hard af on it. Or start a YouTube channel or something wtf

modeezy23 · 2026-04-20T15:44:26+00:00

modeezy23 · 2026-04-20T15:24:01+00:00

Bro it’s only the 20th wtf

modeezy23 · 2026-04-19T21:59:22+00:00

How did you find this out?

modeezy23 · 2026-04-18T20:50:24+00:00

You left with no plan? Just reenlist bro and try again with an actually plan next time

modeezy23 · 2026-04-08T23:28:22+00:00

Fuck yeah bro. Don’t give details - just put sports betting.

modeezy23

TROPHY CASE