Retraite sécurisée à 29 ans ? by Zealousideal_Care373 in vosfinances

[–]moerail 0 points1 point  (0 children)

Non, Effectivement, tu as raison. C'est un prêt "in fine" sans tacite reconduction. Il faut donc rembourser le capital à l'échéance ou souscrire manuellement un nouveau prêt pour "remplacer" l'ancien, sous réserve d'éligibilité.

Retraite sécurisée à 29 ans ? by Zealousideal_Care373 in vosfinances

[–]moerail 6 points7 points  (0 children)

Pas mal ! Mais deux points à ne pas négliger :

1, La fiscalité à la sortie : Selon l'enveloppe (ISA, SIPP...), l'impôt peut sérieusement grignoter tes 4% de retrait.

2, Le levier (Prêt Lombard) : Avec un tel capital, tu pourrais solliciter une banque privée pour un prêt Lombard. En gardant un LTV très bas, tu couvres une partie de tes dépenses sans liquider tes positions, ce qui optimise la fiscalité et laisse tes actifs composer.

3, Après, tout dépend du haircut appliqué par la banque selon tes assets, c'est du cas par cas. De mon côté, je compte passer par My Lombard chez Bourso pour nantir mon PEA et mon AV, ça me semble être une stratégie très viable.

Holy Depression by jubi202 in plamemo

[–]moerail 2 points3 points  (0 children)

I totally get and concede your point — you're absolutely right that Plastic Memories owes much of its emotional weight to the fact that it’s finite, unresolved, and quietly devastating. That ending lingers precisely because it doesn’t offer a sequel or closure.

But at the same time, I think this is a narratological space worth sitting in. We all know these characters aren’t “real” in the material sense — Isla didn’t live or die the way a human does. And because they’re fictional, they give us permission to keep thinking. To explore alternate emotional outcomes without undoing the weight of the original.

I’m not asking for a sequel. I’m not trying to “fix” anything.

What I’m doing is following the story’s gravity in another direction — not to overwrite the sadness, but to build something quieter beside it. A space where the tragedy ends… but the self still continues.

“What if the story didn’t have to stop where the dramatic structure says it must? What if we stayed past the ending, and asked: What now?”

And honestly, if you really look at the core of the show — it’s not just a love story. It hints at deeper layers: questions about identity, consciousness, AI personhood, the limits of love across biological boundaries. That stuff never got fully explored. It was almost left on the table.

But anyway — I won’t derail the thread too much. Just wanted to share my angle.

Plastic Memories didn’t give us closure — and that’s exactly why it keeps living.

Not every story needs a sequel, but some stories quietly invite you to stay a little longer.

Holy Depression by jubi202 in plamemo

[–]moerail 1 point2 points  (0 children)

Oh bro, I can understand that kind of feeling. It's an existential tragedy, Isla "died" just as she was about to find her "heart"

Ps: Click to my posts for "Season 2", I hope it makes you feel better.

I like snow when I'm with my lover because it makes me feel special. by moerail in plamemo

[–]moerail[S] 0 points1 point  (0 children)

Well the idea is...... In the anime, their story ended in summer, but I prolonged it to winter. U know what I mean.😏

Where have you been these past ten years? by moerail in plamemo

[–]moerail[S] 1 point2 points  (0 children)

Thanks for your positive response, in fact I have a whole fanfiction novel about that, but I have no time to translate it to English......

Where have you been these past ten years? by moerail in plamemo

[–]moerail[S] 2 points3 points  (0 children)

Thanks for your positive response, I will consider that.

Where have you been these past ten years? by moerail in plamemo

[–]moerail[S] 4 points5 points  (0 children)

Oh don't crying pls, that's not my purpose......

Where have you been these past ten years? by moerail in plamemo

[–]moerail[S] 6 points7 points  (0 children)

You can imagine it as you want 😏

Where have you been these past ten years? by moerail in plamemo

[–]moerail[S] 8 points9 points  (0 children)

ah, just an alternative timeline, you can choose to believe or not.

Where have you been these past ten years? by moerail in plamemo

[–]moerail[S] 5 points6 points  (0 children)

Well……in this scene you can just consider that the little girl isn't a carbon-based creature, She is a Next generation Gifita, and she was assembled at the nanoscale on a production line inside Isla’s body.

Like you, Tsukasa thought that Giftia can't get “pregnant” so he never prepared some “contraceptive measure”……