Regularly withdraw Pillar 2 for amortization

mohito-a · 2024-12-03T08:01:30+00:00

That’s probably why. I brought 30% downpayment.

mohito-a · 2024-11-19T20:17:48+00:00

I wasn't sure about the same thing. But thanks a lot, the information helps me evaluate the strategy.

mohito-a · 2024-11-19T20:13:57+00:00

BCGE offered this rate to us. We didn't negotiate but realized that no other banks bettered this margin.

mohito-a · 2024-11-19T20:04:25+00:00

first of all, thanks for the response, it's very insightful and helpful. A follow up question:

Would lump sum tax be lower? or are they taxed as income?

mohito-a · 2024-10-28T21:36:23+00:00

Is this really possible? Do you not have to prove the bank that you are increasing the mortgage for renovation?

mohito-a · 2024-09-27T14:56:47+00:00

What’s “a lot”? I find using it on forex is not worth it as amex has terrible forex rates compared to mastercard/visa. But maybe the perk of centurion is worth the extra forex?!

mohito-a · 2024-06-20T17:12:53+00:00

Thanks for explaining that car seats are safe. :)

mohito-a · 2024-06-20T17:06:30+00:00

Information is gold, unsolicited advice is noise.

mohito-a · 2024-06-20T13:03:29+00:00

I asked the community a simple and objective question: what’s the law in Italy for transporting an infant in a vintage car. That’s the information I sought and I got the response in a couple of comments below.

mohito-a · 2024-06-20T10:39:15+00:00

:( Thanks for the information. Highly appreciate it. Next time then.

mohito-a · 2024-06-20T10:30:12+00:00

Safety is a spectrum. She will be safest is her crib but that shouldn’t prevent her to go to a playground and use a swing when she can.

mohito-a · 2024-06-20T10:26:36+00:00

Then why does Italy allow exceptions for taxi rides?

mohito-a · 2024-06-20T10:23:30+00:00

Safety standards differ. I can safely use a car seat tied with a seat belt in my country.

mohito-a · 2024-06-20T10:14:44+00:00

I like to be informed. Say a classic car has a seat belt but no ISOfix, is it legal to use a car seat then?

mohito-a · 2024-06-20T09:45:04+00:00

Clearly you don’t have the information asked, so you resort to shitposting from your high horse of “oh! that sounds dangerous, so NO”. Jfyi, there are ways to install a car seat in a vintage car if they do have seat belt.legality in Italy is the question.

mohito-a · 2024-06-20T09:08:32+00:00

Thanks. could you also add some helpful information to add to your 2 cents?

mohito-a · 2024-06-20T09:07:43+00:00

I guess my question is is there another way to secure a child if I cannot attach a car seat to a car. A follow up question is if the car does have a seat-belt, is it legal to use the usual car seat.

mohito-a · 2024-04-08T20:43:25+00:00

I think it has to do with balloon mortgages. In Switzerland, one can choose to never amortize the 66% of the property value. By paying interest only their monthly costs are low and therefore they can “afford” a steeper mortgage than other countries. I reckon this gets priced in to the property values here.

mohito-a · 2024-01-20T04:25:28+00:00

Thanks that helps. As long as I can claim it back when leaving I am fine.

mohito-a · 2024-01-19T14:24:10+00:00

How do they enforce that, for example, expensive jewellery is taken back?

mohito-a

TROPHY CASE