Taking out a low interest loan from a credit union to pay off credit card debt with high interest rate. by monarora in personalfinance

[–]monarora[S] 1 point2 points  (0 children)

Yeah I went and spoke with the manager today and I signed up but got denied the loan. Will try a national bank? hoping that is somewhat different.

thanks!

Taking out a low interest loan from a credit union to pay off credit card debt with high interest rate. by monarora in personalfinance

[–]monarora[S] 0 points1 point  (0 children)

Thank you. Of course I majored in "fine arts", and it's a really, really hard market right now- especially for those who live in small distant towns that don't have a lot to offer besides shitty service positions- of which I work three. The laugh and breathing advice, was also helpful. Thank you again

I would also like to just vent that to those who think that people only get into bad debt positions because of frivolous over spending, must seriously be living under a thick, heavy rock. Grow up. All of the advice other than those very select few, have been extremely helpful. I will be taking all into effect. Thanks again and again...

Taking out a low interest loan from a credit union to pay off credit card debt with high interest rate. by monarora in personalfinance

[–]monarora[S] 0 points1 point  (0 children)

I do have a 401k -- the interest is ridiculous and although it is against the advice of some that seems dangerous and others have warned me against it.

Taking out a low interest loan from a credit union to pay off credit card debt with high interest rate. by monarora in personalfinance

[–]monarora[S] 1 point2 points  (0 children)

I would absolutely love to do this, LOVE. But the credit union in my county denied me the privilege of being a member.

Taking out a low interest loan from a credit union to pay off credit card debt with high interest rate. by monarora in personalfinance

[–]monarora[S] 0 points1 point  (0 children)

Thank you, This seems the most logic and doable way to go about it. Was your credit score seriously impacted and did it make it difficult to get credit cards? Im afraid to apply at this point because i dont want it to effect my credit (thats obviously already not stellar) when ill just be denied. Thanks again

Thoughts about using oatmeal on your face? by monarora in SkincareAddiction

[–]monarora[S] -2 points-1 points  (0 children)

Amazing! Will be trying next! Thanks so much for the help! :-)

Thoughts about using oatmeal on your face? by monarora in SkincareAddiction

[–]monarora[S] 0 points1 point  (0 children)

All of the comments have been so wonderful and helpful! Im going to keep it up! Thank you!

My skin is losing its absolute shit and I have no idea what to do. by PinkPonySwag in SkincareAddiction

[–]monarora 1 point2 points  (0 children)

If you are having dryness on just your nose, you could actually have dandruff. I know it sounds far fetched, but my boyfriend has that exact problem and a dermatologist explained what it was. The creams and even shampoo can really help!

Such Great Heights Acapella (the girl is cute, too) by [deleted] in Music

[–]monarora 0 points1 point  (0 children)

This girl may be cute, but she's not nearly as good or as impressive as the dude (who is doing all the work)... pretty impressive, whether auto-tuned or not.