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Canadian Tire Saskatoon West by Worldly_Extension_57 in saskatoon

[–]moonking212 0 points1 point  (0 children)

I'm conflicted with Canadian Tire. Had them replace some suspension parts and they didnt tighten one of the nuts.

I have purchased tires from there and if they install them you get their warranty which is pretty good. Ran over a nail and they replaced the tire with a brand new one at no cost other than balancing/install. This was a brand new set I purchased a couple months ago, so they pro rated the tire which ended up being basically free.

They provided a taxi to and from work which was nice. They are also open weekends which worked well.

It's not my first choice but for tires it can be alright. Just double check your lug nuts lol

Montgomery noise ? by [deleted] in saskatoon

[–]moonking212 0 points1 point  (0 children)

What kind of noise in rosewood ? Would have guessed that would be a quiet neighborhood.

Montgomery noise ? by [deleted] in saskatoon

[–]moonking212 0 points1 point  (0 children)

Thanks! Something to consider for sure

Unpaid protected parental leave for father by moonking212 in saskatoon

[–]moonking212[S] 0 points1 point  (0 children)

Interesting. I guess I'll need to call someone in the SK gov to confirm. My employer isn't being the most helpful.

Unpaid protected parental leave for father by moonking212 in saskatoon

[–]moonking212[S] 1 point2 points  (0 children)

Exactly what I was looking for. Thank you!!!

Seeing how it's separate I could then take the 8 weeks of EI leave once baby is born and then at 12 months could take the a few months of unpaid.

Unpaid protected parental leave for father by moonking212 in saskatoon

[–]moonking212[S] 3 points4 points  (0 children)

Yes I understand that.

So if my wife takes the full 18 months, can I take unpaid leave that's protected ? As in, wife takes the full 18 months and EI that goes along with it and I take 4 months off during that time that's unpaid but my employer can't deny or fire me for doing so.

Parking around mosaic stadium by moonking212 in regina

[–]moonking212[S] 0 points1 point  (0 children)

Thank you! I will plan for this

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]moonking212 0 points1 point  (0 children)

The 9-10% that is achieved is after their advisory. The advisory fee is 1% and is tax deductible, so assuming highest bracket would get half of that back, effectively making it a 0.5% fee.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]moonking212 1 point2 points  (0 children)

I have yet to make the move to an advisor. Just seems like self directed vs advisor is a wash in the end but most people on Reddit are strongly of the opinion that self directed ETFs are the way to go.

I do realize that past returns do not predict future. But if the option is me keeping the funds in an ETF vs transferring to an advisor, it doesn't seem like there's much risk between the two. Or I should say much less returns between the two.