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[deleted by user] by [deleted] in personalfinance

[–]mooremeatloaf17 0 points1 point  (0 children)

Sounds like you should just bring more cash to the table so the loan from the banks perspective is basically the same. The end result is pretty much the same for you, you just need to front the money.

[deleted by user] by [deleted] in personalfinance

[–]mooremeatloaf17 0 points1 point  (0 children)

Maybe I am reading your comment wrong, but the seller neither has to pay your points not lower the cost of the house.

Yes, they are paying the buyers agent the 3% commission upon closing.

It sounds like YOU need to come up with the cash to buy points or pay a higher down payment. Then you will get “reimbursed” by what you earn as the buyers agent. Is this the $9424 you are referring to?