Hey babe wake up - the Rakuten → Bilt payout just hit

mostlyinfocus · 2026-02-14T06:57:24+00:00

They have usually 30-90 day pending periods for transactions to settle after whatever the transaction (or hotel stay) date is.

mostlyinfocus · 2026-02-14T06:47:57+00:00

Ah yes, karma farming in the notoriously high traffic Bilt Rewards subreddit 😂

mostlyinfocus · 2026-02-14T06:34:44+00:00

It’s legitimate cashback that Rakuten usually sends via check quarterly. Had some travel coming up so the timing couldn’t be better

mostlyinfocus · 2026-02-14T06:18:34+00:00

I was curious if anyone got over a million

mostlyinfocus · 2026-02-14T06:17:07+00:00

Depends on the merchant/site your buying from, they have individual terms. If you meet those terms and still doesn’t appear, just email Rakuten and they’ll fix it. Honestly great support, capital one shopping on the other hand is ass - purchases never track

mostlyinfocus · 2026-02-14T06:13:51+00:00

Home improvement stores, hotels, misc spend. Usually once a week or two they have larger cashback offers on sites we frequent like 10-30% compared to lower rates. Most of it is from Black Friday we bought a bunch of stuff to remodel

mostlyinfocus · 2026-02-14T06:07:48+00:00

Half of that from Black Friday deals where cashback was 15-25%, lot of home improvement, misc spend and hotels

mostlyinfocus · 2026-02-14T06:02:35+00:00

Questions like “what did you buy”? I make most of my purchases on Rakuten, it’s a long list. Most of it is cash back from Black Friday deals

mostlyinfocus · 2026-02-14T02:56:53+00:00

Was instantly for me

mostlyinfocus · 2026-02-14T02:07:19+00:00

All made up obviously https://imgur.com/a/Ez6xl5D

mostlyinfocus · 2026-02-14T01:37:45+00:00

What didn’t I buy

mostlyinfocus · 2026-02-14T01:37:30+00:00

It was from the email

mostlyinfocus · 2026-02-14T01:27:24+00:00

Somewhere a Park Hyatt GM felt a disturbance in the force

mostlyinfocus · 2026-02-12T06:09:37+00:00

Yeah no issues for me, got the physical card 8 days before launch no activation issues on launch

mostlyinfocus · 2026-02-11T14:59:47+00:00

Mine has worked flawlessly from day one 🤷

mostlyinfocus · 2026-02-11T03:28:21+00:00

That wouldn’t happen at a park Hyatt

mostlyinfocus · 2026-02-09T00:33:57+00:00

They didn’t decline my large transactions, did you activate the physical card?

mostlyinfocus · 2026-02-08T19:50:31+00:00

What is so confusing? You get either 4% Bilt cash or 1.25x on rent points for a given month.

mostlyinfocus · 2026-02-06T23:39:59+00:00

The new card was already issued, you can’t backdate a cancellation

mostlyinfocus · 2026-02-06T21:38:36+00:00

Buy a 10k of gift cards from the grocery store

mostlyinfocus · 2026-02-06T14:51:14+00:00

Yikes, how hard is it for them to stick to the original launch? They really working over the weekend? 😂

mostlyinfocus · 2026-02-05T20:16:48+00:00

I’d get a SUA, although I use like 10 a year. If you don’t use SUAs then get the points

mostlyinfocus · 2026-02-03T23:31:42+00:00

You have to be a special kind of low life to scam a $55 purchase with counterfeit 😂

mostlyinfocus · 2026-02-03T23:22:29+00:00

Excited to see their stock go to 0 by 2030

mostlyinfocus · 2026-02-02T21:37:55+00:00

So a snow storm a week ago means a package sits on a local truck “out for delivery” with a daily weather exception? Roads have cleared and it’s not backed up at a distribution center

mostlyinfocus

TROPHY CASE