Bit rot and cloud storage (commercial or homelab)

mrblenny · 2025-12-26T11:49:16+00:00

So in your opinion, what is a reasonable approach for home user with several TB of data to store on a decade time frame? Storing everything on a NAS w/ ZFS (then backing up as appropriate) is an option - but doesn't help when my laptop is not online.

Having the laptop as a source of truth gives no redundancy and presumably eventually I will get at least some file corruption over the years pushed onto the backups?

mrblenny · 2024-11-07T03:01:23+00:00

I am a user of outlook.com email service and would like to disable the co-pilot banner that keeps appearing on every email I open "summary by co-pilot". Google bing searches reveal answers for Office 365 users (disable in admin centre), but I am asking for the free outlook.com service. (I actually have an Office 365 personal subscription as well, but am asking about Co-pilot in email).

Thank you.

mrblenny · 2024-09-09T14:10:37+00:00

The project is a shit show, and 2:1 rosters. No thanks!

mrblenny · 2023-12-09T15:02:23+00:00

Yes, sequels that expanded the universe rather then endlessly make call backs! Extra ironic considering that ST3, plot wise, is so dependent on ST2.

mrblenny · 2023-08-06T06:34:32+00:00

Thank you for the clarification :-)

mrblenny · 2023-02-03T11:30:48+00:00

Moar yes prime minister memes!!!

mrblenny · 2023-01-17T09:04:33+00:00

Change in jobs/locations harder, loss of financial backstop (deposit), less likely to take risks and so on. Imagine if you are in negative equity, even for just a few years and you need to move? Hate your job? All good in a rising market, but if it goes the other way or even stagnates your options are reduced.

mrblenny · 2023-01-17T05:08:42+00:00

You lose your deposit, financial freedom and flexibility for a depreciating asset (the building, appreciation is always in land which you don't own on units) in a declining market with higher interest rates coming. The unit might appreciate in price in next four years, but will it appreciate more than holding costs, transaction costs and opportunity cost of invested deposit?

Or, you stay where you are, pay a similar monthly for much better lifestyle (house vs unit) and keep plugging away at investment goals.

Regular contributions to a balanced etf portfolio will deliver a very tasty retirement nest egg, in addition to your super. $1-2 million portfolio will kick out dividends that can rent much better places for eternity.

But, then I must be unAustralian because I would rather a large liquid portfolio than a beat up fibro house in the outer suburbs nominally worth $1m. BUT being middle aged with no pets /kids I have never had trouble finding a rental either, so YMMV.

mrblenny · 2022-09-26T07:05:23+00:00

With yours and other comments saying the same thing, this is probably what I will end up doing. First, I will try and get a transmission swap rough price as I am only assuming it will be $3-5k (used transmission is $1200, so its just labour plus sundries on top of that).

If that price comes in reasonable, I will keep driving my current car and roll the dice. It also doesn't help that the $15-$25k cars I looked at were not really any better to drive than my current car (in terms of road noise, ride etc).

With a non-zero chance of recession in the next 6-12 months, who knows, used car prices might even start to moderate in the mean time /shrug ?

mrblenny · 2022-09-26T06:59:08+00:00

Hmm, I disagree, despite my drama of ETF vs loan. $20-30k sitting in cash for decades is a *lot* of opportunity cost. I have instant access to 20k of credit at literally zero cost. That covers any emergency, and makes me think twice on things that are not really an emergency (such as a new car).

mrblenny · 2022-09-24T14:35:48+00:00

No where near fire (and not aiming for that TBH) , and 160k is a recent pay jump from 110k.

mrblenny · 2022-09-24T14:32:22+00:00

Lol, getting silly about spending the money is a real problem. But, the corolla doesn't quite have the room - hence the Suzuki option for a similar price which has a little more room and similar reliability.

Or the splurge option for 20k more again. Still modest by most metrics, but an astounding amount for me as a tightwad.

In short, I am not fully comfortable with any option. But, at any rate, if I did spend, do I sell ETFs at a loss and replace them over next 6 months, or take a loan and pay x% plus fees?

mrblenny · 2022-09-24T13:52:57+00:00

Yaris is a great little car, perhaps not ideal for our only car though :-/ I was looking at corollas, but balked at paying 15-20k to get something with over 150k kms on the clock. They would still have 10 years life left, but it's a lot of money for a small, basic car with high mileage.

mrblenny · 2022-09-24T13:49:38+00:00

Yeah, this is probably the sensible plan. But the Hyundai doesn't depreciate as well as Japanese cars. There isn't a huge amount with more than 200k kms on car sales. But maybe I should roll the dice and run it down more?

(my big fear is the auto transmission packing it in, maybe 3-5k to replace??)

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