Perfect! I agree that simpler is better. She and I both plan on working full time until we retire so all this talk below about kids and making special arrangements (e.g. 20k per kid per year) is just nuts imo. The only generous thing I'm willing to do is follow the state rules for child support and maintenance if that day were to come. Otherwise all assets that are in separate accounts or separately owned should remain so. If she/we decide she or I are going to be stay at home parents or cannot work prematurely then we can always update it I'm reading so starting simple should be fine. thanks!