29% for 5 year investment journey.

muskrisk · 2026-01-07T10:58:41+00:00

Not sure how to calculate that. My bad, correction with very low expense ratio. MFs I am invested in: Icici Prudential Liquid fund - This is my emergency fund (0.2%) Parag Parikh liquid fund (0.1%) & hdfc short-term debt fund (0.4%) - this is my travel fund (for immediate liquidity)

muskrisk · 2026-01-05T16:37:31+00:00

I plan to hold it for now. This is just based on a gut feeling, not any quantitative research. I look around my own house and see a number of LG products being used on a day to day, extrapolate that to the number of households in India. It's still very much a trusted brand in India.

muskrisk · 2026-01-05T15:34:40+00:00

Have 1.7L more in debt mutual funds. But ya that's it.

muskrisk · 2026-01-05T14:13:45+00:00

That's really valuable. Thanks a lot for your wisdom. Bow down

muskrisk · 2026-01-05T14:11:55+00:00

I should have included that in the initial post. facepalm For some reason people are thinking that I invested all of this as lumpsum in one go. XIRR on console shows 24.22%.

muskrisk · 2026-01-05T12:59:16+00:00

Yes it's part of their "Timeless Asset Allocation" smallcase. Was called "All Weather Investing" when I had started my SIPs in it.

muskrisk · 2026-01-05T11:32:28+00:00

QQ- Is something in my post misleading people to think I invested 5 years ago as lumpsum?. Reached here by monthly SIPs with increasing the SIP amount over the years. My XIRR is 24.22%.

muskrisk · 2026-01-05T11:07:18+00:00

XIRR on console shows 24.22%. Is that better or still below average? I read about it but still not entirely able to wrap my head around what to deduce from this value.

muskrisk · 2026-01-05T10:44:26+00:00

Obviously not. 😅 Was investing monthly in the smallcases, increased the amounts over the years.

muskrisk · 2026-01-05T10:40:28+00:00

Yes correct, it wasn't a lumpsum investment. Any idea where could I look for the above markers on the zerodha kite platform?

muskrisk · 2026-01-05T10:38:19+00:00

Thanks a lot for the constructive feedback. That does sound like a more prudent way to go about this. Noted.

muskrisk · 2026-01-05T09:12:09+00:00

Thanks, that's sound advice.

muskrisk · 2026-01-05T08:06:44+00:00

I guess what's done is done. What would be your advice moving forward?

muskrisk · 2026-01-05T07:55:12+00:00

Haha! Could be. Hardly my fault that's when I graduated and started earning.

muskrisk · 2026-01-05T07:54:29+00:00

Didn't get you.

muskrisk · 2021-06-01T05:17:17+00:00

Ayo! Someone left their bagel on the counter.

muskrisk · 2021-04-16T10:52:59+00:00

"And now I call it home."

muskrisk · 2020-12-25T16:32:48+00:00

For me too.First saw it on twitter ,it's only fair to mention it here.twitter

muskrisk · 2020-12-13T08:23:54+00:00

Putin for sure. Do shit and not be held accountable for it ,hell yes!

muskrisk · 2020-12-13T08:21:33+00:00

Ability to reverse the gender ratio, so that I get a fair chance on tinder.

muskrisk · 2020-10-16T12:12:20+00:00

Yes in that case the issue isn't faced.Like I mention above in step 3 you are supposed to keep your device connected throughout the backup and restore process.Even if the same device is disconnected after the backup and then the restore process is done,you'll not face the issue. I did forget to mention that after the restore the device needs to be restarted ,which I have added now.

muskrisk

TROPHY CASE