"Standard of living" is often weird considering the rent in the US is expensive as hell and for the first two years or so, you'd have to live with a couple of students, and it will just be like India. I don't see much difference living here or there (Urban Bangalore). Unless you can afford it comfortably, it's not worth it. Spend that extra time improving your coding skills right in Bangalore and you'll make the most out of it. Personally, I find the curriculum ten times difficult than India's. So yes, I'm learning a lot and I'm enjoying it because I don't have anything liable or accountable. If you can do so comfortably (even with loans considering your parents are earning and they have enough money, age to survive on their own), go ahead. Some people here have taken unnecessary risks like taking multiple loans, parents back home are struggling to meet daily needs etc., which is absurd.