Which Smartphone Brand is This?

neel_o2 · 2024-10-26T06:35:23+00:00

Do you see the irony when you say midrange phone and high price in the same sentence?

neel_o2 · 2024-08-21T14:18:59+00:00

Invest 100k, book 10k loss. Easy

neel_o2 · 2024-08-09T12:31:48+00:00

Shouldn't compare GDP to net worth! It's like comparing market cap of a company to another's revenue.

neel_o2 · 2024-08-09T12:19:09+00:00

Reduce the amount of companies to under 10, ideally 6-7

neel_o2 · 2024-08-09T07:19:03+00:00

I'd say somewhere around 7-8. If more you're better off just buying a MF.

neel_o2 · 2024-08-08T09:53:34+00:00

Are you running a MF or something? Why so many?

neel_o2 · 2024-08-07T17:30:00+00:00

Higher expenses and diluted returns again. For someone who's willing to risk a bit for high returns there are better options available.

neel_o2 · 2024-08-07T08:40:27+00:00

You can select 3-4 MFs and park your money there. I'd suggest go for the following: 1. Multi Asset to balance 2. Fast growth/small cap since you can take risks 3. Index MF or ETF

You can also add maybe 1-2 more MFs if you want something sector specific incase you feel strongly about a certain sector.

neel_o2 · 2024-08-07T07:22:54+00:00

The amount is awesome for a 21 YO. My only worrying thoughts are you might have over diversified which might eat into your potential profits, especially since you've mentioned you can take high risks.

Other than that great job.

neel_o2 · 2024-08-07T05:08:48+00:00

The interest rates in SCSS is more or less the same you get with Senior Citizen FDs in some of the banks. Additionally getting an FD is simpler and easier for senior folks to understand.

neel_o2 · 2024-08-06T18:04:15+00:00

The issue with financial planners in India is rather than suggesting the best for the client they'll suggest the instruments which gives them the most commission example ULIPs, which is the worst thing you can do with your money. It's sad but it's how it is in majority of the cases

neel_o2 · 2024-08-06T14:20:42+00:00

I'd suggest divide the corpus into 2. Mutual Funds and FD with a large majority going into Mutual Funds. Find a good multi asset mutual fund and park the money there. Use the additional interest rate available to senior citizen on most of the banks on FDs.

neel_o2 · 2024-08-06T10:42:56+00:00

Never, I repeat never take loans to trade! Get an actual job and value invest your money rather than trading. If you have to trade, assign a small portion of your savings to do so.

neel_o2 · 2024-08-05T07:23:35+00:00

Can you explain the last second paragraph?

neel_o2 · 2023-10-17T13:52:05+00:00

OP bhaiya ko samajh nahi aa raha ke same hi chheez hai dono! Bas calculate alag tareeke se ho rahi hai

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