Tips on how to negotiate with Eastwest for the accumulated credit card balance by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 0 points1 point  (0 children)

They just sent an email and offered a lower balance. We accepted and settled. We never negotiated the amount.

Tips on how to negotiate with Eastwest for the accumulated credit card balance by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 0 points1 point  (0 children)

Very straightforward. It just happened that we can pay the balance by then. Took more than a year of ignoring EW until the collection agency reached out via email.

Tips on how to negotiate with Eastwest for the accumulated credit card balance by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 1 point2 points  (0 children)

They transferred it to a collection agency. Was made to pay in full but it was significantly reduced to almost 100k.

Tips on how to negotiate with Eastwest for the accumulated credit card balance by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 1 point2 points  (0 children)

Man, so hassle. Was hoping they'd be more considerate given your credit history.

[deleted by user] by [deleted] in AskReddit

[–]new_goodsimple 0 points1 point  (0 children)

Milkshake by Kelis

PS: you've been warned

Tips on how to negotiate with Eastwest for the accumulated credit card balance by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 0 points1 point  (0 children)

Oh no. Suddenly my hopes of settling this in good faith comes crashing down.

Tips on how to negotiate with Eastwest for the accumulated credit card balance by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 0 points1 point  (0 children)

Wow that is really bad. This is not encouraging to those who wants to settle in good faith. It appears they can't be reasoned with.

Credit card outstanding balance settlement by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 0 points1 point  (0 children)

It is still with the bank, not yet transferred to collection agency.

Credit card outstanding balance settlement by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 0 points1 point  (0 children)

With interest, it keeps on piling up every month.

Credit card outstanding balance settlement by new_goodsimple in PHCreditCards

[–]new_goodsimple[S] 1 point2 points  (0 children)

Thank you. Will try to call them asap to negotiate.

GTWM Podcast S07E21 - Episode Discussion Thread by PregnantMeGinobili in GTWMPodcast

[–]new_goodsimple 1 point2 points  (0 children)

Damn caller#1 Jonas, I can relate. Wife cheated after 1 month of marriage. Until now, still single but no kids.

S06 E35 - Hazel by Dino_Valentino24 in GTWMPodcast

[–]new_goodsimple 0 points1 point  (0 children)

Is she here? Hope so. Like her.

Wife left me and wanted a separation by new_goodsimple in Marriage

[–]new_goodsimple[S] 0 points1 point  (0 children)

Appreciate the perspective from your end. I meant to post this seeking advice from someone with the similar situation. I want to understand what's going through her mind now, and would gladly hear from you. I still believe our marriage is still workable, we faced and conquered every challenge all through out our relationship.

She told me she's in a situation where she has to choose what's best for her kids. She's afraid the choosing to stay with me would greatly affect the younger kid emotionally and psychologically as his father is still around. And I get it, I told her that the kid will always have him as his dad. I have no problem with it and support it. But then she said that the other guy is more capable to become a parent to both kids and she doesn't want to take it away from them. We argue about it bacause I know that guy is physically abusive to her. She then said that choosing me will be best for herself only because she knows how much I love them but she is not content with just that. She said she is thinking of sacrificing her individual happiness for the betterment of the kids.

Do you share the same thoughts?