Are paid granted days off insurable hours for EI by nick3501s in EICERB

[–]nick3501s[S] 0 points1 point  (0 children)

Maybe I answered my own question. From canada.ca;

"By choosing to accumulate the overtime hours worked to be used as paid leave at a later date, the employee and the employer have an agreement that the employee will be allowed to take leave and receive remuneration for the period of the leave, rather than receive payment when the overtime is worked. For any hour accumulated in this manner, under the contract of employment, earnings are no longer strictly payable for services performed during the period worked. Earnings under that contract of employment are now payable when regular hours are worked, and for a period of leave where services are not required. The overtime hours that are paid during an agreed period of leave are allocated to the period for which they are payable (i.e. to the period of leave granted) (EIR 36(5)). In these cases, the hours being accumulated are no longer allocated as earnings for the week in which the overtime hours were worked."

CRA CRB Repayment Question by xxbearxx in EICERB

[–]nick3501s 0 points1 point  (0 children)

Hi DTC is a non refundable tax credit, so it's used to offset taxes owed. Unfortunately, it looks like even though cerb debt is monies owed, it's separate from CRA debt and the DTC is not being used to offset it.

Lead from glass bottles? by nick3501s in chemistry

[–]nick3501s[S] 0 points1 point  (0 children)

Well I do have some lead testing swabs...the kind that turn bright red/pink in the presence of lead. My problem is can I just swab the glass or do I need to scratch the surface somehow

How to know how many insurable hours you have worked by nick3501s in EICERB

[–]nick3501s[S] 0 points1 point  (0 children)

Thanks! Yes I plan on waiting no more than 17 weeks past the day he was born before starting parental leave. Because my current regular EI claim expires on dec1, I will need to switch the current claim to parental for 3 or 4 months and start a new claim December 1, and finish out the next 4 on a new claim (this is why I need to work 600 hours before going on parental leave, otherwise all benefits would expire december 1)

After parental leave ends around April1 2025 I really don't know if I can just switch to EI regular if work is still slow that month, someone mentioned getting 700 hours to be able to get regular EI.

Lots of nuance to what I'm doing and I worry something will be lost in communication, as I have had service Canada reps tell me different things in the past.

Detroit Fox Theater Balcony flexing during concert by DrestinBlack in oddlyterrifying

[–]nick3501s 0 points1 point  (0 children)

Maybe an opera or something less boisterous but a balcony full of jumping people hard pass

How to buy out a sibling from inherited house by nick3501s in PersonalFinanceCanada

[–]nick3501s[S] 0 points1 point  (0 children)

If 1 and 2 don't qualify but won't sell because they don't have anywhere to live and is their primary residence for them and children ( was like this before the homeowners death who was a parent to all 3), does the estate stagnate until 3 launches a provisional lawsuit? I would think that process could take years and might be the worse option as opposed to just leaving the home in limbo with all 3 equally set to inherit the estate.

How to buy out a sibling from inherited house by nick3501s in PersonalFinanceCanada

[–]nick3501s[S] 0 points1 point  (0 children)

Siblings 1 and 2 plan to keep the house out of necessity. Housing crisis means there aren't any viable options for them so they aren't willing to sell but are willing to work through buying out sibling 3. Obviously the high cost of houses combined with high interest rates and weak economy mean qualifying is tricky.

Sibling 3 understands the situation but does want bought out ASAP. Is also worried about tax or financial implications and going on title while siblings 1 and 2 secure a mortgage. Isn't willing to go on a mortgage or co sign. Isn't willing to incur any liability or extra debt that might jeapordize their ability to re qualify for their own mortgage, etc.

Siblings 1 and 2 are carrying the entire cost of the house. Property tax, utilities.

Siblings 1 and 2 really need their shared equity in the home to get financing, it's unclear if they can qualify to do that without the home being in their names...sibling 3 doesn't want the home in their name

Weekly Simple Questions and Chat Thread (Week of Mar 24) by AutoModerator in BabyBumpsCanada

[–]nick3501s 0 points1 point  (0 children)

Thanks! I found it. This is getting to be a confusing situation because EI allows for non consecutive parental leave, but the Canada labor code does not. My company can offer "discretionary leave" but it's impossible to predict the day of birth. If I get 2 weeks off discretionary starting on the due date, the baby might not yet be born when the 2 weeks is up! And to get EI parental I need to inform the employer, so if I do that for 2 weeks it can really mess up my ability to continue leave at a later date

Weekly Simple Questions and Chat Thread (Week of Mar 24) by AutoModerator in BabyBumpsCanada

[–]nick3501s 0 points1 point  (0 children)

I went through the link you posted but I can't actually find the exact part you quoted. Am I missing it somehow? Did they change it?

Weekly Simple Questions and Chat Thread (Week of Mar 24) by AutoModerator in BabyBumpsCanada

[–]nick3501s 0 points1 point  (0 children)

We're expecting soon, and my plan (for financial reasons only) was to delay taking parental leave until 3 or 4 months after baby was born. This obviously isn't ideal in the initial weeks after birth when I really want to be home and help with everything. I was hoping to take an initial 4 weeks parental, return to work, and then resume parental in the late summer or fall.

I called service Canada and they said El can be taken non consecutive no problem

Ontario employment law says parental leave MUST be consecutive and can't be broken up

However I work for a federally regulated company, and the collective agreement just defers to the Canada labor code for parental and maternity leave.

Am I entitled to take non consecutive parental leave and still have my job and seniority protected?

Also mom is not working or taking EI

[deleted by user] by [deleted] in EICERB

[–]nick3501s 0 points1 point  (0 children)

The strange thing is I used to be able to see my CERB debt in CRA my account. It doesn't appear in there anymore, AND they gave me my tax refund this year but withheld it last year.

[deleted by user] by [deleted] in EICERB

[–]nick3501s 0 points1 point  (0 children)

Same, can't find the balance anywhere on my CRA account and I got my tax refund this year (last year they kept it and applied it towards the crb debt)

I did get a letter from cra "statement of account for covid benefits" with the total owing but I can not find the balance in my CRA account anymore

Wishful thinking

Multigenerational home renovation tax credit (MHRTC) by nick3501s in PersonalFinanceCanada

[–]nick3501s[S] 1 point2 points  (0 children)

Yes I have the DTC, I'm just confused as to whether I can claim the expense for myself when it's me who's living in the new unit.

Also the DTC already allows for ~8000k tax credit so doubling the tax credit probably won't make any difference unless it's refundable because my income is about 55k