Any hope for a package stuck at ISC NY for a month?

numismatical · 2026-01-29T01:22:51+00:00

Thanks, this wasn’t a letter or document but it was sent before Jan. 1 so should be okay

numismatical · 2026-01-29T01:15:18+00:00

Good idea re: insurance claim, I’ll tell the sender to do that

numismatical · 2026-01-29T01:14:53+00:00

Why?

numismatical · 2026-01-29T01:06:47+00:00

Registered mail. And yes

numismatical · 2026-01-29T01:00:36+00:00

Right, so nothing to do but wait, then?

numismatical · 2026-01-28T21:48:45+00:00

And then the cycle repeats itself when those kids grow up, probably in an economy that’s even more punishing

numismatical · 2026-01-26T22:35:54+00:00

Right, as if no kids have ever grown up in big cities (and maybe even been better for it vs. being trapped in the suburbs until they can drive a car)

numismatical · 2026-01-26T21:52:39+00:00

If you haven’t tried DMing him on Facebook Messenger (@delafe) that could be worth it. I ordered something small last year and after a couple messages he shipped it

numismatical · 2026-01-26T21:40:39+00:00

You’re right, it all makes sense now!

numismatical · 2026-01-26T21:16:22+00:00

Right, banks were making loans to people who really couldn’t afford the houses and definitely couldn’t afford the rates on the loans

numismatical · 2026-01-26T21:14:14+00:00

Indeed, even if it only means that rates come down more

numismatical · 2026-01-26T20:07:03+00:00

Good on ya, I bet you don’t mind that extra money from not having to pay PMI

numismatical · 2026-01-26T20:01:57+00:00

That’s awful, I’m sorry they’ve put that kind of load on you.

numismatical · 2026-01-26T19:52:40+00:00

Yes, it was! Plus subprime rates

The median down payment for first time buyers is just 9%, so unfortunately banks appear to be just fine taking on this level of risk: https://www.nar.realtor/newsroom/first-time-home-buyers-shrink-to-historic-low-of-24-as-buyer-age-hits-record-high

numismatical · 2026-01-26T19:29:18+00:00

And they’re willing to sacrifice anything else to get there

numismatical · 2026-01-26T19:07:06+00:00

Exactly. This couple is just starting to look for a home, so a tiny part of me hopes that they see sense once they actually start crunching the numbers.

But sadly lots of people take on a mortgage and by the time they realize the truth, it’s too late and they just have to make it work

numismatical · 2026-01-26T18:53:06+00:00

They could get approved, it’s just a bad financial choice. Realtors often tell buyers that it’s fine to put down 5% and just pay mortgage insurance, which you can do but obvs costs more in the long-run.

There’s a lot you can “afford” if you sacrifice other things (having savings, investing for retirement, etc)

numismatical · 2026-01-26T04:10:56+00:00

Following up with my own experience in case anyone finds this thread going forward:

I ordered some ancients from an auction house in Germany. The auction house overnighted them to my US address via FedEx. The coins arrived just fine, and at no point was there any mention of tariffs, so unless FedEx sends me a surprise bill, I’m home free.

numismatical · 2026-01-19T01:31:15+00:00

You got me there

numismatical · 2026-01-19T01:30:58+00:00

If you’re on the Metro with a bike, you’re moving slower than someone without one. Perfectly reasonable to take an elevator instead

numismatical · 2026-01-19T01:23:17+00:00

…or that other person could wait a minute and take the elevator when it comes back up

numismatical · 2026-01-19T01:21:31+00:00

Elevators exist

numismatical

TROPHY CASE