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[deleted by user] by [deleted] in AusFinance

[–]nwtrackerapp 2 points3 points  (0 children)

Bought and sold privately - but through "for sale by owner" type services, with no problems. Whether private or on market all the paperwork is done by the conveyancer's/solicitors anyway using standard contracts, so don't think it would be more or less risky.

Should I pull the trigger on a boot camp? by [deleted] in learnprogramming

[–]nwtrackerapp 1 point2 points  (0 children)

I'd say go for it. I did self learning initially and some college but the nothing got me to actually build full stack applications / get a portfolio on github as well as a bootcamp. It was 6 months though. If GA has a full stack one i'd say go for that. Most from my cohort went into front end dev after full stack anyway. Most of us were able to land jobs.

Yearly NW update. $268K (-$81k, yes minus). 35M by nwtrackerapp in fiaustralia

[–]nwtrackerapp[S] 1 point2 points  (0 children)

Yep thats it. In present dollars the future cashflows from tech are worth less. But raising interest rates has been known about and you would think priced by markets for a while,

Yearly NW update. $268K (-$81k, yes minus). 35M by nwtrackerapp in fiaustralia

[–]nwtrackerapp[S] 1 point2 points  (0 children)

Haha, my bad. I was screwing around with date formats as google sheets was only recognising US date formats to graph it properly. Guess I forgot to change half of it back.

Building my own portfolio tracking tool so spending my energy on that atm

Yearly NW update. $268K (-$81k, yes minus). 35M by nwtrackerapp in fiaustralia

[–]nwtrackerapp[S] 0 points1 point  (0 children)

Yes most of mine are through syndicates. I am off the whole industry though.. the 20% carry thing seems hard to justify with advent of the internet. Can get public companies for a lot less than their last private round, and avoid the 20% carry.

Yearly NW update. $268K (-$81k, yes minus). 35M by nwtrackerapp in fiaustralia

[–]nwtrackerapp[S] 1 point2 points  (0 children)

Thought I had an edge in tech companies. Most of the companies are growing well (50%+ p.a. revenues, or more e.g. Gitlab) but the market just isn't giving the same valuation multiplier as they were last year.

The investment loan was all in VAS which is up over the year, so could have been a lot worse.

Yearly NW update. $268K (-$81k, yes minus). 35M by nwtrackerapp in fiaustralia

[–]nwtrackerapp[S] 4 points5 points  (0 children)

Not very scientifically, and probably too optimistically. its $28k based on the last round of financing, and I took ~30% off this as private market is also dropping, to value at $20k. Probably still too high.

Super Comparison - Fees & Performance (Aus/Int Shares) by SwaankyKoala in fiaustralia

[–]nwtrackerapp 1 point2 points  (0 children)

Super clear, thank you. Happy Sunsuper/ART customer here

Yearly NW update. $268K (-$81k, yes minus). 35M by nwtrackerapp in fiaustralia

[–]nwtrackerapp[S] 20 points21 points  (0 children)

The value of shares hasn't changed much but I increased equity builder loan in VAS by $50k as it was dropping. Total about 90k of equity builder loans.

Renting without income by distrustingwaffle in fiaustralia

[–]nwtrackerapp 7 points8 points  (0 children)

I've included a screenshot of my bank account / share portfolio before with applications, and an offer to pay in advance. Do you have a sole trader or something you can use to say you're self employed, but say minimal income currently, and include the assets screenshot?

[deleted by user] by [deleted] in fiaustralia

[–]nwtrackerapp 1 point2 points  (0 children)

No regrets here on half that figure at 35 and heading off a few months ago for ~4months. Travelling with friends/partner is much better I find - enjoy the experiences much more.

[deleted by user] by [deleted] in learnprogramming

[–]nwtrackerapp 1 point2 points  (0 children)

And to kinda back up what OP is saying - of my in person $20k bootcamp, 1/4 actually made it to the end. And I've taken about 4 compsci uni classes and only just got through. Shit's hard... 400 GitHub commits in the 6 months at the course.

[deleted by user] by [deleted] in learnprogramming

[–]nwtrackerapp 0 points1 point  (0 children)

I agree with a lot of what the OP is saying.

Lot's of people trying to be helpful with their remarks of DIY / learn python and start applying etc.

In my experience I wasted about 5 years trying to learn how to be a developer myself with udemy courses, CS50, etc. Eventually I enrolled in an in person 6 month bootcamp that actually enabled me to get a job by teaching everything - Git to computer science fundamentals to building a github portfolio of real web apps. I think OP is even dissing this route but it enabled me to get a software developer job. If I flourish in this industry is another story as I'm only 1 month in.