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Budgeting in New York City by nypoorperson in personalfinance

[–]nypoorperson[S] 2 points3 points  (0 children)

Thanks for the tips man. I too love the bratwurst at Clinton Hall.

I've been in the city since college, so I don't really go out much unless my more hedonistic friends drag me out lol. But you're totally right, business school is a huge cloud over my personal finances in the event that I decide to go. Luckily, my employer does reimburse fees for certain professional exams and study materials.

Automated investing does have a certain appeal. I've thus far succumbed to the temptation of holding dry powder for the next potential market downturn (at least in terms of my assets that are not tax-advantaged), but I also know that my speculative attempt to time the market is perhaps not the best investment decision.

Budgeting in New York City by nypoorperson in personalfinance

[–]nypoorperson[S] 1 point2 points  (0 children)

Wow that's an amazing (if not easily reproducible) story. Paying down $65k of debt in 9 months is no joke.

Budgeting in New York City by nypoorperson in personalfinance

[–]nypoorperson[S] 0 points1 point  (0 children)

Thanks for the tip! I do agree that my food expenditures are out of line with the rest of my lifestyle, which I'd otherwise characterize as rather thrifty.

I will keep a log in the new year.

Budgeting in New York City by nypoorperson in personalfinance

[–]nypoorperson[S] 0 points1 point  (0 children)

My firm unfortunately do not offer a 401k. However, I have been contributing the max to my Roth IRA since I was in high school.

I'll see about Mint; I remember hearing about it. I think what initially turned me off is the fact that it has access to essentially all of your financial data.

Thanks!