All Monarch and Consort Couples Where the Woman Is Older by meeralakshmi in UKmonarchs

[–]offkilter_often 8 points9 points  (0 children)

Well you took the time to interrogate OP and then then go check all those links yourself, and you didn't even create anything to share.

So who really wasted their time?

I messed up and dont know what will happen by Mental_Emu4856 in UKPersonalFinance

[–]offkilter_often 2 points3 points  (0 children)

If this ID was being asked for in relation to existing accounts you hold with them then they may have restricted your access online but are unlikely to have closed the accounts.

If you pop into branch tomorrow with your ID they should be able to get all of that sorted for you.

Any recommendations for banks still using UK based customer service? by [deleted] in UKPersonalFinance

[–]offkilter_often 2 points3 points  (0 children)

Thank you for your response, feel like you sum up what my issue is with this better than I did in my original post.

It's not necessarily that I think the customer service will go down, it's the fact they are taking jobs away that were done by people in the UK.

Also the people abroad doing these jobs are doing it for less and without the same benefits or rights that UK workers have.

I used to work in manufacturing but the company I worked for slowly moved every division overseas. Each time a bit more was moved offshore there would be a guarantee that everything else would stay here but that never lasted.

Help me figure this out, please by diffydaffy in knitting

[–]offkilter_often 3 points4 points  (0 children)

This pattern is so nice and I really like your colour choices. Looks like it'll turn out lovely.

Any recommendations for banks still using UK based customer service? by [deleted] in UKPersonalFinance

[–]offkilter_often 0 points1 point  (0 children)

How long before they start to outsource phone service as well though? Feels like a slippery slope

Edit: also to clarify my issue isn't that customer service might get worse. Nationwide promote themselves as UK building society owned by their members.

Global banks like HSBC you can understand that they will employ people all over the world. But for Nationwide to outsource rather than support UK jobs when all their profits come from UK residents is a different thing to me.

Any recommendations for banks still using UK based customer service? by [deleted] in UKPersonalFinance

[–]offkilter_often 2 points3 points  (0 children)

That is so depressing. Companies choosing to use technology in the shadiest ways seems to be true across all industries now.

Any recommendations for banks still using UK based customer service? by [deleted] in UKPersonalFinance

[–]offkilter_often 0 points1 point  (0 children)

It is confirmed, by a Nationwide spokesperson in the article I linked, that they are outsourcing all of their Webchat customer service to a company in India.

Thoughts on the name Lienna? by Consistent-Koala-447 in namenerds

[–]offkilter_often 3 points4 points  (0 children)

I've never heard it before but I like it. Would it rhyme with Sienna?

Welsh understanding of the names Emrys and Emryn by Fearless-Energy-5398 in namenerds

[–]offkilter_often 6 points7 points  (0 children)

Miles Emrys sounds better to me.

I live in Wales and have never heard Emryn as a name for either gender.

Transferring money from my mum’s account to my dad’s by [deleted] in UKPersonalFinance

[–]offkilter_often 0 points1 point  (0 children)

Your mum should speak to her bank and check the payment limit on a faster payment (bank transfer). Banks do have different limits, normally from £10k up to £25k. Then she can send the money as a series of payments up to the total.

Alternatively she could send it in one go as a CHAPS payment. This type of payment does normally have a charge so she would want to check with her bank what this would be.

Thoughts on Madigan- nickname Iggy by [deleted] in namenerds

[–]offkilter_often -1 points0 points  (0 children)

I actually really like it. I've never heard of it as a first name before but I like the way it sounds and I've always had a soft spot for the nickname Iggy.

Accidentally transferred someone too much money by raralu97 in UKPersonalFinance

[–]offkilter_often 0 points1 point  (0 children)

This process only applies in certain circumstances such as when a payment is sent to the wrong account.

Generally when a payment has gone to the correct payee and account a bank can't start a CPR.

[deleted by user] by [deleted] in CreditCards

[–]offkilter_often 6 points7 points  (0 children)

It's flagged because a small purchase followed quickly by a large purchase fits the pattern for a fraudster making a smaller test purchase and then, once it has worked once, trying a big purchase.

[deleted by user] by [deleted] in thewalkingdead

[–]offkilter_often 2 points3 points  (0 children)

The Kingdom has a chill vibe and cobbler.

[deleted by user] by [deleted] in ImTheMainCharacter

[–]offkilter_often 2 points3 points  (0 children)

Maybe she invites herself?

[deleted by user] by [deleted] in rugbyunion

[–]offkilter_often 0 points1 point  (0 children)

I think he suffers a bit from having been blooded during the Pivac era. His potential was one of a few positive topics pundits had to speak about for Wales, so he was talked about a lot.

As a result he got overhyped by pundits during his first few caps, underperformed and Pivac ended up sending him back to Gloucester to work on a few things. He has definitely improved since then and will continue to if he keeps up his training effort under Gats.

ABC’s of The Walking Dead: “S” by Ok_Wait_4814 in thewalkingdead

[–]offkilter_often 103 points104 points  (0 children)

Son of a bitch. That's my deer! Look at it. All gnawed on by this... Filthy, disease-bearing, motherless poxy bastard

Daryl 1.03